Two Wheeler Loan

Owning a two-wheeler is a matter of convenience and travelling via public transport can be cumbersome at times. Purchasing your own two-wheeler would not only solve your commuting woes, but also make your day-to-day journey faster and comfortable. At Fullerton India, we understand how much this matters to you, and offer easy two wheeler loans to help you realise your dream.

With Fullerton India’s two-wheeler loan, you can be the proud owner of your very own bike and travel comfortably to work every day.

Our quick digital application process is designed to make your experience as comfortable as possible. We offer bike loans with maximum loan to value – in some cases, even upto 100% at attractive interest rates and flexible repayment tenures upto 36 months to ensure that your monthly EMI payments are well within your budget.

Please check our free online Two Wheeler Loan EMI Calculator to get an accurate estimate of your monthly EMI payments.

Features & Benefits

Easy Processing

Loan documentation is hassle free and quick loan disbursal

Attractive Interest Rate

Loan amount up to ‌ 30 lakhs* with flexible and attractive interest rates

Flexible Repayment

You can opt for an easy repayment schedule

For Working Professional

Two wheeler finance for salaried and self-employed individuals

Instant Digital Approval

Meet our sales representative today and get an instant approval for a two wheeler loan

How to Apply for a Two Wheeler Loan?

You can take the following steps to apply for a two-wheeler loan:

Online Application: Log into our website and make a request for a bike loan by filling in the application form and submitting it online. You will receive a call from the relevant department to discuss the various possible options that you could opt for. Your application will be forwarded for processing based on your requirements.
Documentation: You are required to submit the basic minimum documents to help the lending institution verify your eligibility for the loan.
Verification: The documents submitted are verified as a part of the loan application process.
Approval: Post verification of the documents, if the loan is approved, the funds will be disbursed.

You can also get in touch with us via email, contact us on our toll-free number or walk into the nearest Fullerton India branch to apply for a bike loan.

Two Wheeler Loan Eligibility & Documents

The eligibility criteria to be able to apply for a bike loan is as follows:

You should be at least 18 years of age while applying for a bike loan and not more than 65 years on the maturity of the loan.
You must be an Indian resident residing at the same residential address for a minimum of 1 year.
Salaried employees should have a minimum work experience of at least1 year and should fulfil the conditions per Fullerton India’s policy at the time of loan application.

The basic documents required to verify your bike loan eligibility include:

Government employees are required to submit a copy of the previous three months’ salary slips. Private company employees are required to submit salary slips/certificates stating the deductions.
A copy of the Form 16.
Self-employed persons are required to submit a copy of their Income Tax returns.
KYC documents that include - Proof of identity (such as Aadhar Card, Drivers’ Licence, PAN Card etc) and Proof of address (Electricity bill, Bank passbook, Aadhar Card, Drivers’ Licence etc), passport sized photographs and a copy of the filed in application form.

Zero Down Payment Bike Loan

A Zero down payment Bike Loan enables you to purchase a two-wheeler without having to make any upfront payment as long as you fulfil two wheeler loan eligibility. Fullerton India offers loans equivalent to the cost of the bike* for applicants who fulfil bike loan eligibility.

*Terms and conditions apply

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