Owning a two-wheeler is a matter of convenience and travelling via public transport can be cumbersome at times. Purchasing your own two-wheeler would not only solve your commuting woes, but also make your day-to-day journey faster and comfortable. At Fullerton India, we understand how much this matters to you, and offer easy two wheeler loans to help you realise your dream.
With Fullerton India’s two-wheeler loan, you can be the proud owner of your very own bike and travel comfortably to work every day.
Our quick digital application process is designed to make your experience as comfortable as possible. We offer bike loans with maximum loan to value – in some cases, even upto 100% at attractive interest rates and flexible repayment tenures upto 36 months to ensure that your monthly EMI payments are well within your budget.
Please check our free online Two Wheeler Loan EMI Calculator to get an accurate estimate of your monthly EMI payments.
Loan documentation is hassle free and quick loan disbursal
Attractive Interest Rate
Loan amount up to 30 lakhs* with flexible and attractive interest rates
You can opt for an easy repayment schedule
For Working Professional
Two wheeler finance for salaried and self-employed individuals
Instant Digital Approval
Meet our sales representative today and get an instant approval for a two wheeler loan
You can take the following steps to apply for a two-wheeler loan:
You can also get in touch with us via email, contact us on our toll-free number or walk into the nearest Fullerton India branch to apply for a bike loan.
The eligibility criteria to be able to apply for a bike loan is as follows:
The basic documents required to verify your bike loan eligibility include:
A Zero down payment Bike Loan enables you to purchase a two-wheeler without having to make any upfront payment as long as you fulfil two wheeler loan eligibility. Fullerton India offers loans equivalent to the cost of the bike* for applicants who fulfil bike loan eligibility.
*Terms and conditions apply
Fullerton India turns your dream of owning a two-wheeler into reality in a few simple steps, thanks to our minimal documentation policy, attractive two-wheeler loan interest rates, and hassle-free experience.
We will review the application form and all submitted documents as the loan processing starts. Remember to have photocopies and the originals handy for collection as they might be needed.
Depending on the outcome of the document verification process, we will decide how best to move forward with your two wheeler loan application.
You can repay your Fullerton India two wheeler loan within 6 to 36 months conveniently via EMIs. The EMI will comprise of payment towards interest and principal, as well as any additional components such as insurance, etc. depending on the terms of your loan agreement. The EMI must be repaid on time as per the agreed upon schedule to avoid penalty charges.
You can repay your two wheeler loan in the following methods:
A two wheeler loan can be availed on a zero down payment with Fullerton India on select bikes for eligible applicants depending on our policy at the time of loan application. The interest rate offered can vary between 8% to 28% per annum depending on factors like the eligibility of the applicant, tenure of the loan, city of residence, type of two wheeler being purchased and prior relationship with Fullerton India.
To apply for a bike loan you first need to check your bike loan eligibility with your preferred lending partner.
When applying for your two wheeler loan you will have to submit documentation to verify the status of your eligibility and due diligence process. We require you to provide the following basic documents for a two wheeler loan.
Please note that this is the basic documentation list, depending on your profile & our Fullerton India policy, additional documents may be requested.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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