- Personal LoanPersonal Loan
- Loan Against PropertyLoan Against Property
- Home Loans
- Loan Against SecuritiesLoan Against Securities
- More Loans
- Insurance Solutions
- Value Added ServicesValue Added Services
Life has its way of throwing surprises when we least expect it. Personal loans are unsecured loans offered by financial institutions to deal better with the uncertainties of life. A top-up loan is an additional loan that existing customers can avail over and above their loan/loans to help them deal with unforeseen expenses. At Fullerton India, we offer a top-up personal loan as a customized solution to customers who may find that their dreams need a little more help to come true.
The top benefits of opting for a top-up on your personal loan are as follows:
Customers have the right to transfer their loan from one provider to the other to avail of better services lower charges etc.
The top-up amount offered varies from one provider to the other. However, in most cases, the top-up amount does not exceed the maximum loan amount which an applicant is eligible for. The loan tenure depends on your existing schedule. However, for personal loans, the tenure cannot exceed 60 months.
The basic eligibility criteria for availing a top-up loan are that you should be an existing customer of Fullerton India. The other conditions are extremely basic - such as minimum salary, CIBIL score, and so on. The documents required for a top-up loan include recent salary slips, address proof and bank statements. In some cases, you may be only asked to submit an address proof.
Applying for a personal loan might be your savior that can help you get out of a debt trap. However, it is a move that significantly impacts your financial health and should be opted for only if necessary. Invest adequate time in research and familiarize yourself with the rules and regulations before making an application for a loan.
To understand more about top up loans, you can visit your nearest Fullerton India branch. You can find the nearest branch by using the branch locator tool on the website. You can also contact us on our toll free number 1800 103 6001. We are available between 9:00 AM - 7:00 PM on all days except Sundays and public holidays. Lastly, you can also email your queries to [email protected].
Here are some articles which could help you understand us and our products better.View All
7 Ways How Can A Salaried Woman Saves Taxes
Tax exemption for women can greatly impact their financial stability and future. Whether you're a seasoned tax…
How To Calculate Loan Repayment Cost On Your Own?
Loan repayment is an important financial factor that has an impact on an individual's finances. To manage your budget and…
How To Get A Personal Loan For An Executive MBA?
An Executive MBA (EMBA) is a great way to gain the skills and qualifications that can give your career an edge. Such a…
3 Best International Wedding Destination Locations In The World 2023
There’s something special about getting married on a foreign shore. The beauty of the destination, the romance, and the…
Personal Loan Vs. Personal Line Of Credit: A Complete Comparison
In today's world, it has become easy and quick to avail of external financial support like personal loans from lending…
Know How Debt-To-Income Ratio is Related To Personal Loans
Personal loans are a popular financial tool for many people, whether they are looking to pay off debt, finance your home…
Have a query? You can contact us through any of the channels listed below.