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Assuming annual interest rate of 11.99
Loans Upto ` 25 Lakh*
A small personal loan also called an instant cash loan is an unprotected or unsecured loan that could be used for personal financial needs. It is a very simple and quick way to get cash at the time of urgency. This serves as a convenient way to deal with financial emergencies without having to disturb your monthly savings. The repayment structure is flexible allowing the customer to repay according to their comfort.
You need to meet the below basic criteria to be eligible for a personal loan. You can use personal loan eligibility checker to verify the same.
Whether it’s a dream vacation, paying for your children’s education, or a wedding in the family, or a medical crisis, a small personal loan from Fullerton India is the answer that you are looking for. When these expenses come knocking on your doorstep, nothing is off your list of to-dos when you avail a small personal loan from us.
This is the small personal loan documents required list:
Personal Loan Interest rates are set based on the customers’ credit history. A small personal loan is usually repaid in one to five years but it may vary depending on the policy you opt for. There is also an option of repaying the mini personal loan before the maturity date without any extra fees which could be a great way to save on the interest*.
*Terms and Conditions apply
The minimum salary that the applicant should be drawing is Rs 25,000 per month if based in Mumbai or Delhi to apply for a small personal loan. For the rest of India, the minimum salary requirement to make a small personal loan application is Rs 20,000 per month.
The minimum salary requirement varies from lender to lender. You need to check with your preferred lending partner if a small personal loan can be applied with a salary of less than Rs 15,000 per month.
Ideally, you need to have your salary slips for the last three months in order to apply for a small personal loan from Fullerton India. In case you are unable to provide the same, it is best to discuss other possibilities with the personal loan expert at Fullerton India.
You need to meet the following eligibility criteria to apply for a small personal loan at Fullerton India:
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
You can take our personal loan for a variety of reasons.
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