A pre-approved personal loan is a short term instant personal loan given to clients with a history of repayment and a good credit score. It does not require anything as collateral and the personal loan interest rate varies based on the borrower's profile.
A personal loan can be availed for any legitimate reason and is very useful for meeting immediate personal expenses, such as sudden loss of a job, a medical emergency, or for a non-pre-planned event.
There are multiple reasons why you could be chosen for a pre-approved loan, such as:
Fullerton India offers the following features and benefits on their pre-approved personal loans:
Loan Amount: Fullerton India offers pre-approved personal loan amount up to 25 lakhs
Interest Rates: Fullerton India offers very flexible personal loan interest rates which go from 11.99% to 36%, depending on factors such as income stability, net income, location, existing monthly obligations, etc.
Adjustable Timeline: We offer a timeline of up to sixty months or 5 years.
Documentation: The documentation process of acquiring a personal loan from Fullerton India is easy and hassle-free.
Quick Disbursal: we offer offers quick loan disbursal, meaning, we won’t waste your time with even more documentation.
Online Application: we offer allows you to submit your application online, thus helping you be more efficient and save time.
Fullerton India History: Fullerton India offers exclusive offers to existing Fullerton India customers.
Making the process easier, Fullerton India offers a special eligibility calculator that lets you input your birthdate, your salary, your EMI, rate of interest and loan amount, and lets you visualize what that loan would look like for the future. The eligibility criteria for an instant personal loan is:
Fullerton India requires the following documents to make you eligible for a pre-approved instant personal loan.
Please note that some of additional documents may be needed on a case to case basis. Our representative would provide you the details, as necessary.
Fullerton India offers you 2 different ways to apply for a pre-approved instant personal loan, thus helping you experience the method you find easier and more convenient.