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  3. SEM Personal Loan for Doctors

Personal Loan for Doctors (SME)

Fullerton India Personal loan for Doctors is designed to help your practice flourish. It is a customised loan to fund the expansion of your practice or for your personal comfort. Be it purchasing the latest medical equipment, organizing training sessions for your staff on new procedures, or buying a new car, renovating your house or more. This personal loan for Doctors is available up to30 lakhs.

Features & Benefits of SME Personal Loan for Doctors

Attractive Interest Rates

Attractive interest rates that make the loan much more affordable and easy-going on your pocket.

Flexible tenure

Flexible tenor options ranging from 12 months to 60 months.

No Collateral

No Guarantors/ Collaterals needed for availing the loan.

Pre-approved offer

As an existing customer of Fullerton India, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time

Easy Processing

Loan documentation is hassle free and quick loan disbursal

Online Account Access

Loan documentation is hassle free and quick loan disbursal

EMI Calculator

%
 Years

EMI

25,375

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Total (Principal+Interest) 45,64,200
Interest Rate
Fees & Charges
Documentation

How To Apply

1

Fill up your
form online

2

Check your eligibility
in a minute

3

Upload documents
for Verification

4

Post verification, loan will be approved and disbursed in your account

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FAQs

Is there any age eligibility criterion for me to apply for a Business Loan

You need to be at least 27 years of age to apply for a Business Loan under the 'Self Employed Business Category'. A relaxation of 2 years will be made if you are a non-professional. You cannot exceed 65 years of age at the time of Loan Maturity.

Are there any eligibility criteria that my business entity should meet for me to apply for a loan?

Yes, the annual turnover of your business should be between 10 Lakhs and 100 Crores*. Further, your business needs to be in continuity for the last 3 years showing positive trends in turnover and profit for the last 2 years. Your Income Tax Returns of the last 2 years should reflect taxable income of above 2 Lakhs per annum.

*Should your turnover be above 30 Crores, please refer to the SME Loans section to understand the solutions that are designed for the SME segment.

What is a Business Installment Loan?

Business Installment Loans are the loans, which are used to meet medium term working capital needs.

How can I repay my Business Loan?

You can repay the loan in equal monthly installments (EMIs). The loan can be repaid through post-dated cheques. You can also repay through an ECS mandate to your bank.

What is an EMI?

EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components.

Do I need to hypothecate my assets or provide any other collateral to avail a Business Loan from Fullerton India?

You do not need to hypothecate any assets to avail a Business Loan from Fullerton India.

What is the maximum loan amount I can avail?

You can avail up to a maximum of 50 Lakhs. The amount would be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.

Can I foreclose or prepay my loan?

Yes, you can repay your loan at any time during the loan tenure.

Is there any advantage that I can get if I have already availed a loan from Fullerton India earlier?

Yes, if you are an existing customer of Fullerton India, you will get additional benefits in processing time as well as in the interest rate.


* Loans are at the sole discretion of Fullerton India and are subject to guidelines of the Reserve Bank of India. Fullerton India may engage the services of marketing agents for the purpose of sourcing loan assets in certain locations.

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