Personal Loans

Extra fund always comes handy and helps us achieving many of our dreams. More so, an extra monetary support also helps us fund a luxury vacation, raise capital for business or to resolve a temporary financial crisis too.

Whatever your need be, a personal loan makes your life easier. A multi-purpose loan has a multipurpose functionality and there is no restriction in the way you utilize your loan amount. You can use your Personal Loan for home improvement or renovation, for the perfect holiday, purchase of electronics, to fund your child's education or wedding, as a Short Term loan for equipment purchase or working capital for your business, for medical or any other emergency.

Choose from our scope of personal loans that offer the best interest rates with simplicity and flexibility. With our loans, we ensure that you have a stress-free life and enjoy a peace of mind, throughout the loan application and disbursal process.

  • Loan amount up to 30 lakhs*
  • Flexible and attractive interest rates
  • Flexible repayment tenure up to 48 months*
  • Hassle free documentation process
  • Quick loan disbursal
  • Additional benefits for existing Fullerton India customers
  • Instant personal loans on an online application.

Calculator

%
Years

EMI

25,375

Total (Principal+Interest) 45,64,200

Get our personal loan in 5 easy steps

1

Application Form

Fill up the
application form online

2

Upload Documents

Credit Card/Bank
Statements

3

Final EMI

Select final EMI plan
from a range of tenures

4

Verification Conducted

Upload KYC
documents for verification

5

Money Disbursed

Loan amount disbursed
in your account

Reasons to buy

You can take our personal loan for a variety of reasons.

Wedding Expenses

Higher Studies

Exotic Vacations

Hobbies

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Customer Experiences

Mr. Mahendra Kothari

M/S Divya Textiles

I have had a very fulfilling experience with Fullerton India. Right from the time when I had taken the loan; to any information I required, the executives have always responded promptly and have resolved my queries.

Ms. Deepamala Gorwani

M/S Manan Agency

While taking a loan from Fullerton India, sales executive collected all the required documents in one go and I received the loan amount on time. This was quite contrary to my previous experiences of taking up loans from other companies.

Mr. Natavarlal. B. Kakkad

M/S Manan Agency

We have been associated with Fullerton India for past three years and our experience has been great since then. The company is very prompt at its services, for eg: we applied for personal loan in November 2015 and we got the loan amount in just one week.

Mr. Pankaj Dineshbhai Rafaliyad

I have recently availed a personal loan from Fullerton India and am fully satisfied with the services offered by the company. Based on my own good experience, I will refer my colleagues to take up personal loans from Fullerton India.

Mr. Deepak Ahlawat

Super India global Pvt limited

FICCL Commercial Vehicle Loans team has tailor made solutions for every requirement; this coupled with their experienced and friendly sales force make them stand out amongst the herd.

Mr. Dalel singh

Babra Transport

Speedy decisioning, simplistic documentation, great service and multi product offering makes FICCL our preferred finance partner.

Prof. (Dr.) S. Z. AMANI

I would like to express my pleasure and gratitude for the cooperation received from Fullerton India. I was looking for financial assistance and the company helped me by offering a loan. I also appreciate the sincere efforts made by the executives of Fullerton India, which resulted in speedy processing of my loan.

FAQs

What is the maximum loan amount I can avail?

You can avail up to 20 Lakhs if you are salaried and 30 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.

What is the minimum and maximum Loan tenor I can avail?

You can repay your loan over a period of 12 months to 48 months.

How much would I need to repay each month?

At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.

What is an EMI?

EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components.

Can I foreclose or prepay my loan?

Yes, you can repay your loan at any time during the loan tenure.

Is there any advantage that I can get if I have already availed a Fullerton India loan earlier?

Yes, if you are an existing customer of Fullerton India, you will get additional benefits on the processing time as well as the interest rate. What's more, you will be eligible for a pre-qualified Top Up on your existing Principal Outstanding.

Why shouldn't I avail my sudden need for cash through a 'cash advance' on my credit card?

Your credit card can be an option, but withdrawing cash using a credit card can turn out to be very costly if you do not repay it quickly. Interest rates on credit card cash withdrawals can go as high as 40 per cent on an annual basis depending on the type of card you use and you also do not get the interest free period to pay back. In short, interest is charged from the moment you withdraw the cash. There is also an additional transaction charge that is levied on the withdrawal at the ATM. In comparison, a Personal Loan is cheaper and the repayment can be spread over a long period.

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