- Personal Loan Personal Loan
- Business Loans
- Loan Against Property
- Vehicle Loans
- Home Loans
- More Loans
- About Us
- Investor Relations
- Quick Links
- Pay EMI
- Customer Login
A little more money can be a lot more helpful to realise your dreams with a smile. With ample funds, you can be sure to make the most of a well-deserved luxury holiday, or fulfil a temporary but pressing financial need.
No matter what you need today, a personal loan makes your life easier. A multi-purpose loan has various functions and zero restrictions on how you use your personal loan amount. You can use the funds personal reasons such as funding a family vacation or a wedding. With a self employed personal loan, you can also meet immediate requirements for your business such as overheads or unexpected repairs, etc.
Explore and find the perfect personal loan for your needs today. Rest assured, you will get competitive personal loan interest rates and value for money service. We ensure that you have a stress-free experience at every step from application to the disbursal process.
You can take our personal loan for a variety of reasons.
You can avail up to `20 Lakhs if you are salaried and `30 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.
You can repay your loan over a period of 12 months to 60 months.
At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.
EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components.
Yes, you can repay your loan at any time during the loan tenure.
Yes, if you are an existing customer of Fullerton India, you will get additional benefits on the processing time as well as the interest rate. What's more, you will be eligible for a pre-qualified Top Up on your existing Principal Outstanding.
Your credit card can be an option, but withdrawing cash using a credit card can turn out to be very costly if you do not repay it quickly. Interest rates on credit card cash withdrawals can go as high as 40 per cent on an annual basis depending on the type of card you use and you also do not get the interest free period to pay back. In short, interest is charged from the moment you withdraw the cash. There is also an additional transaction charge that is levied on the withdrawal at the ATM. In comparison, a Personal Loan is cheaper and the repayment can be spread over a long period.