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Whether you want to clear your debts, bring home your dream vehicle, fund your child’s wedding or higher education, a personal loan is the perfect credit instrument. It helps you meet your financial requirements for various needs at short notice.
It is quick, easy and convenient to apply for a personal loan with us. With our bouquet of offerings, we ensure that your changing needs are met with tailor-made repayment solutions. Our solutions are smart, simple and flexible, which is what makes us stand apart - making sure that you get the best possible value for your hard earned money.
Our team is well equipped to ensure that you have the smoothest journey from application to getting your funds in hand.
*Terms and Conditions Apply
You can take our personal loan for a variety of reasons.
You can avail up to `20 Lakhs if you are salaried and `30 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.
You can repay your loan over a period of 12 months to 60 months.
At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.
EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components.
Yes, you can repay your loan at any time during the loan tenure.
Yes, if you are an existing customer of Fullerton India, you will get additional benefits on the processing time as well as the interest rate. What's more, you will be eligible for a pre-qualified Top Up on your existing Principal Outstanding.
Your credit card can be an option, but withdrawing cash using a credit card can turn out to be very costly if you do not repay it quickly. Interest rates on credit card cash withdrawals can go as high as 40 per cent on an annual basis depending on the type of card you use and you also do not get the interest free period to pay back. In short, interest is charged from the moment you withdraw the cash. There is also an additional transaction charge that is levied on the withdrawal at the ATM. In comparison, a Personal Loan is cheaper and the repayment can be spread over a long period.