A personal loan is one that you can apply for without the need for any collateral and with minimum documentation. The application for this product is generally approved by just scrutinizing the credit history and income of the applicant.
Fullerton India’s personal loan serves multiple purposes and is available for both salaried and self-employed individuals. Life can throw up a surprise anytime in the form of opportunities or challenges. Thus, from financing a wedding, travel, child’s education, vacation, medical emergency, any big-ticket purchase, home repair or even debt consolidation - we are here for you.
From Fullerton India, you can borrow up to Rs. 25 lakhs, with flexible repayment tenures up to 60 months, at affordable interest rates starting from 11.99%. Our online process for instant personal loan application ensures that you can get the financial support you need within minutes from the comfort and safety of your home.
Our personal loans have several benefits for self-employed and salaried applicants. With online disbursal of loan amounts up to INR 25 lakhs*, flexible repayment tenures, reasonable interest rates, and other facilities, this product is best suited for planned and unplanned expenses. You can get the funds in your bank account within 30 minutes* of approval.
Personal Loans up to Rs. 25 Lakh* - At Fullerton India, you can borrow up to Rs. 25 lakhs*. The amount you are eligible for depends on several factors, including your age, net monthly income, existing financial obligations, etc.
Flexible and Attractive Interest Rates - The starting rate is 11.99%* for salaried and self-employed individuals with a maximum limit of 36%*.
Hassle-free Documentation Process - Our loan procedure is totally paperless if you apply online. No heavy paperwork involved at all.
Quick Disbursal - After all checks are performed, the approved amount will be credited to your bank account within 30 minutes* of approval.
Additional Benefits for Existing Customers - Our existing customers can expect additional benefits.
* Terms and conditions apply
The eligibility criteria for personal loans at Fullerton India include:
To calculate your eligibility, you can use our personal loan eligibility calculator.
The documents required for availing a personal loan from Fullerton India include:
You can take a personal loan for almost any purpose. Here are some of the reasons for taking a personal loan:
To know more, please check our article “How to Apply for a Personal Loan Online”
Become our digital loan partner and refer your family, friends and acquaintances who may be interested in availing a personal loan. Earn upto INR 20,000* per referral! Click here to know more.
A personal loan is an unsecured loan for up to 60 months. You do not need collateral to avail of funds. Salaried and self-employed individuals can apply for these loans online. You can utilize the funds for any monetary need.
You can apply for loan online with Fullerton India by clicking the "Apply Now" button on the top right corner.
Personal Loan approval depends on how well you fit within certain pre-defined criteria. This includes details like a valid PAN card, CIBIL score, location, monthly income (for salaried customers) or yearly profit after tax (for self-employed customers) and existing monthly obligations (including existing credit card EMIs). For more details, please visit our eligibility page.
Below is the eligibility criteria
To know more, please see our detailed personal loan eligibility criteria. You can also use our free-of-cost eligibility calculator to know the loan amount you can borrow.
Fullerton India personal loan calculator is an easy tool that can help you accurately calculate the EMI amount.
The instant result on the right side of the calculator will tell you the monthly EMI.
At Fullerton India, we value the dreams of each and every customer. We understand your needs, and strive towards providing you with the best possible solution that is tailored to your unique situation. Choose Fullerton India to get the following benefits:
We, at Fullerton India, strive to serve customers from every corner of India. With our wide network of physical branches and online loan application facilities, we wish to bring you the best loan offers that are perfected for your every need. To find the closest branch in your city, click Fullerton India branches, and select your state and city from the dropdown lists provided. You will then get the details of the branches present in the selected city.
You can definitely foreclose your personal loan. We do not apply foreclosure charges on floating rate term loans provided to individual borrowers. However, you cannot foreclose the loan until the full payment of the initial 6 EMIs. The foreclosure charges are
As an existing customer, you will receive additional benefits on the processing period and interest rates. You will also be eligible for a pre-qualified top-up loan on the outstanding principal amount*.
The interest rate on a personal loan is a lot lower than that for a cash advance on a credit card. Rates for credit card cash advance can go as high as 36%. There are no additional charges on the withdrawal of a personal loan, unlike the transaction charges on withdrawal of cash advance from ATMs.
A CIBIL score of 750 and above is considered to be healthy and can help in your loan being approved without hassle.
To check the status of your application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.
How much you can borrow in the form of a personal loan is determined by various factors that include age, residence, ongoing loans etc. You use our free personal loan eligibility calculator to obtain an estimate of the loan amount you can borrow.
You can choose to submit the required documents online by uploading soft copies or walk into the branch and submit the hard copies. For customers of Fullerton India who have applied for a personal loan online, you can now also send your documents via Whatsapp.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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