Instant Personal Loan

1. Enter your mobile number correctly and then enter the OTP that is sent to your number on the online form.
2. Provide us a few details as prompted in the loan application form.
3. Upload the required documents such as income proof, PAN Card, etc.
4. Click on “Submit”. You will be instantly informed whether or not you are eligible.
5. Once your personal loan request is approved, your application will go through several other stages of checks. Our representative will get in touch with you through these stages in case any additional information is needed.
6. Post loan approval, you can get the funds credited to your bank account within 30 minutes*

Depending on your eligibility and Fullerton India’s policy at the time of loan application, you may be able to get a loan of upto ₹25 lakhs*

Fullerton India personal loan calculator is an easy tool that can help you accurately calculate the EMI amount.

1. Enter the loan amount that you wish to borrow
2. Enter the interest rate between 11.99% – 36% per annum
3. Select repayment tenure.

The instant result on the right side of the calculator will tell you the monthly EMI.

You can choose to submit the required documents online by uploading soft copies or walk into the branch and submit the hard copies. For customers of Fullerton India who have applied for a personal loan online, you can now also send your documents via Whatsapp.

You can definitely foreclose your personal loan. We do not apply foreclosure charges on floating rate term loans provided to individual borrowers. The foreclosure charges are

• 7% after full payment of 0 to 17 EMIs
• 5% after full payment of 18 to 23 EMIs
• 3% after full payment of 24 to 35 EMIs, and
• 0% after full payment of 36 or more EMIs

When you apply for a personal loan with Fullerton India, after entering your basic details, you can view personal loan offers (if any available during the time period) as per your profile and eligibility. We try to provide every customer the best possible personal loan offers in India as per their eligibility and our policy.

Please note that our final personal loan interest rate offers are provided after your entire application has been assessed for eligibility and document verification has been completed successfully. The final terms of the loan including interest rates, fees & charges will be determined based on several factors, including Fullerton India’s policy at the time of loan application. To know your eligibility for personal loan offers online, you can apply online today, or contact us.

Become our digital loan partner and refer your family, friends and acquaintances who may be interested in availing a personal loan. Earn upto ` 20,000* per referral! Click here to know more.

Choose Fullerton India Personal Loans for the following benefits:

1. Loans upto ` 25 lakhs* depending on eligibility
2. Attractive interest rates
3. Flexible repayment tenures between 12-60 months
4. Digital process of application
5. Useful tools such as EMI Calculator, Eligibility Calculator and Amortization Calculator to plan your loan better

To check the status of your personal loan application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.

Fullerton India offers its customers with a host of benefits such as:

1. Dynamic loan application tracking status through the website
2. Easy loan management through the Service Connect Portal on the website as well as the m-connect mobile app
3. Pay your EMI online in the following ways:

• Opting for the auto-debit / ECS facility
• Clicking the “Pay EMI” button from the top menu of this page
• Through the “Customer Login” section of the website
• Through the m-connect app. 

4. Eligible customers can get top-up loans at competitive rates with minimal documentation

How much you can borrow in the form of a personal loan is determined by various factors that include age, residence, ongoing loans etc. You use our free personal loan eligibility calculator to obtain an estimate of the loan amount you can borrow.

The interest rate on a personal loan is a lot lower than that for a cash advance on a credit card. Rates for credit card cash advance can go as high as 36%. There are no additional charges on the withdrawal of a personal loan, unlike the transaction charges on withdrawal of cash advance from ATMs.

To check the status of your personal loan application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.