Please note that this is only a basic list, actual eligibility will depend on several other parameters including Fullerton India’s policy at the time of loan application. You can use our personal loan eligibility calculator to get an estimate of the maximum personal loan amount you may be able to borrow.
Documents Required for Personal Loan
The documents required for availing a personal loan from Fullerton India include:
- Duly filled and signed application form
- Proof of identity
- Proof of address
- Proof of age
- Salary slips for the last three months (for salaried)
- Bank statement for the last six months
- Income tax returns or form 16
- Proof of Income / financial statements (for self-employed)
When Can You Take a Personal Loan?
You can take a personal loan for almost any purpose. Here are some of the reasons for taking a personal loan:
- Medical Emergencies - Lack of financial assistance can limit your ability to access quality healthcare. Avail a personal loan at the earliest by furnishing the required documents.
- Used Cars - Realize your dream of owning a used car by opting for a personal loan at flexible rates of interest.
- Debt Consolidation - Get rid of the circle of debt by consolidating different debts into a single personal loan. The incurred on repaying the loan will be considerably lower than repaying multiple loans.
- Higher Education - Give wings to your dreams of higher education by availing of a personal loan to meet all your educational requirements right from course fees, travelling expenses, hostel fees etc.
- Wedding Expenses - You can take a personal loan to cover the expenses for your dream wedding
- Home Renovation - Avail a personal loan and undertake renovations/repairs to enhance the value of your home. Opt for a loan at competitive rates of interest and flexible repayment tenor.
How to Apply for Instant Personal Loan Online?
You can apply for Fullerton’s online personal loan with ease and flexibility. You can apply from the comfort of your home, without having to visit a branch. You can get the funds disbursed in your registered bank account. Here is the simple step-by-step process that one may follow:
- Click on the “Apply Now” button on the top of this page.
- You will be asked to enter your mobile number and select if you are salaried or self-employed.
- OTP verification for your mobile number will be done.
- This will then take you to the next step where you can enter the loan amount you need and preferred repayment tenure. You will also be asked to provide information including personal, employment and banking details.
You can also apply through our branches, by calling customer care, or through our Chatbot Dia. Salaried customers can additionally download Fullerton India’s Instaloan mobile app and complete their application.
To know more, please check our article “How to Apply for a Personal Loan Online”
Personal Loan Offers
When you apply for a personal loan with Fullerton India, after entering your basic details, you can view personal loan offers as per your profile and eligibility. We try to provide every customer the best possible personal loan offers in India as per their eligibility and our policy.
Please note that our final personal loan interest rate offers are provided after your entire application has been assessed for eligibility and document verification has been completed successfully. The final terms of the loan including interest rates, fees & charges will be determined based on several factors, including Fullerton India’s policy at the time of loan application. To know your eligibility for personal loan offers online, you can apply online today, or contact us.
Fullerton India Referral Partner Program
Become our digital loan partner and refer your family, friends and acquaintances who may be interested in availing a personal loan. Earn upto ` 20,000* per referral! Click here to know more.