A personal loan, also known as a signature loan or unsecured loan are loans that you can apply for without the need for any collateral and with minimum documentation. Personal loans are generally approved by just scrutinizing the credit history and income of the individual. Rate of interest and loan amount for personal loans are determined by the creditworthiness of the borrower.
Fullerton India’s personal loan serves multiple purposes, and is easily available for both salaried and self-employed individuals. Life can throw up a surprise anytime. And if these surprises are about unforeseen expenses, then we have your needs covered with an instant personal loan. We believe in your dreams, and stand by you when you need to meet a large, unexpected expense. Fullerton India’s Personal loan serves multiple purposes, so you can use the funds for any need. For instance, you can get a personal loan to finance a wedding, travel, child’s education, vacation, medical emergency, any big-ticket purchase, home repair and even for debt consolidation.
We offer a flexible loan amount to bring in timely and necessary financial aid. You can borrow up to Rs. 25 lakhs, with flexible repayment tenures up to 60 months. Our competitive interest rates make the loan affordable and easy to repay in EMIs. At Fullerton India, you will receive sufficient support to meet your financial requirements within minutes. Read to know more about the features and benefits of this borrowing facility.
Our personal loans online have several benefits for self-employed and salaried applicants. With online disbursal of loan amounts up to INR 25 lakhs*, flexible repayment tenures, reasonable interest rates, and other facilities, this product is best suited for planned and unplanned expenses. You can get a personal loan within 30 minutes* of loan approval.
Personal loans up to Rs. 25 Lakh* - Do you need funds urgently? You have our support. At Fullerton India, you can borrow up to Rs. 25 lakhs*. Your loan amount eligibility depends on a number of factors, including your age, net monthly income, existing financial obligations, etc. Apply online today to know more about the maximum amount you can borrow.
Flexible and Attractive Interest Rates - The starting rate is 12.99% for salaried and self-employed individuals with a maximum limit of 36%. Apply online today, and get your profile evaluated by us. We determine the best personal loan interest rates that will be suited to your individual profile, along with your loan requirement.
Hassle-free documentation process - Our loan procedure is totally paperless if you apply online. No heavy paperwork involved at all. You can get in touch with us for a complete list of documentation. Apply instantly from anywhere by simply uploading a soft-copy of the required documents along with the loan application form duly filled.
Quick disbursal - Fullerton India’s online application process gives you an instant decision on personal loan application. Our customer support team will respond within 30 minutes and keep you updated on the loan application’s current status. After all checks are performed, the approved loan amount will be credited to your bank account within 30 minutes of approval.
Additional benefits for existing customers - Our existing customers can expect additional benefits. Since we will have your KYC documents already, the documentation will be minimal. Also, you can expect a quicker response, preferential personal loan interest rate, flexible terms, and special offers from our end. So, contact us, and know about the amazing surprises we have in store for you!
For whatever lies ahead, we are right behind you!
* Terms and conditions apply
The eligibility criteria for personal loans at Fullerton India include:
To calculate your eligibility, you can use our personal loan eligibility calculator.
The documents required for availing a personal loan from Fullerton India include:
If you think you meet the eligibility criteria mentioned above, you can proceed to applying for a loan here.
A personal loan is an unsecured loan for up to 60 months. You do not need collateral to avail of funds. Salaried and self-employed individuals can apply for personal loans online. You can utilize the funds for any monetary need. There is no restriction on the end purpose of the loan amount.
To get an instant personal loan, you can apply online on our website.
You can apply for an instant personal loan online with Fullerton India by clicking the "Apply Now" button on the top left corner. If you prefer a personal touch, please feel free to walk into any of our branches - our team would be happy to assist you.
Personal Loan approval depends on how well you fit within certain pre-defined criteria. This includes details like a valid PAN card, CIBIL score, location, monthly income (for salaried customers) or yearly profit after tax (for self-employed customers) and existing monthly obligations (including existing credit card EMIs). For more details, please visit our personal loan eligibility page.
To avail a personal loan from Fullerton India,
To know more, please see our detailed personal loan eligibility criteria. You can also use our free-of-cost personal loan eligibility calculator to know the loan amount you can borrow.
Fullerton India personal loan calculator is an easy tool that can help you accurately calculate the EMI amount.
The instant result on the right side of the calculator will tell you the monthly EMI.
At Fullerton India, we value the dreams of each and every customer. We understand your needs, and strive towards providing you with the best possible solution that is tailored to your unique situation. Choose Fullerton India to get the following personal loan benefits:
We, at Fullerton India, strive to serve customers from every corner of India. With our wide network of physical branches and online loan application facilities, we wish to bring you the best loan offers that are perfected for your every need. To find the closest branch in your city, click Fullerton India branches, and select your state and city from the dropdown lists provided. You will then get the details of the branches present in the selected city.
You can definitely foreclose your personal loan. We do not apply foreclosure charges on floating rate term loans provided to individual borrowers. However, you cannot foreclose the loan until the full payment of the initial 6 EMIs. The foreclosure charges are
As an existing customer, you will receive additional benefits on the processing period and interest rates. You will also be eligible for a pre-qualified top-up loan on the outstanding principal amount*.
The interest rate on a personal loan is a lot lower than that for a cash advance on a credit card. Rates for credit card cash advance can go as high as 36%. There are no additional charges on the withdrawal of a personal loan, unlike the transaction charges on withdrawal of cash advance from ATMs.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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