Assuming annual interest rate of 11.99
Loans Upto ` 25 Lakh*
Fullerton India offers personal loans at low interest rates to eligible borrowers . Our online application process enables salaried individuals to apply for a personal loan from the comfort of their homes. Our customised solutions and transparent procedures have enabled us to serve millions of customers across India. Here are a few of the benefits of a Fullerton India Personal Loan:
Starting from 11.99%
Up to INR 25 lakhs*
12 months to 60 months
0% to 6% of the loan amount
The documents required for availing a personal loan from Fullerton India include:
For more details, check out our personal loan documents page.
Age between 21 to 60 years**
Salaried or Self-employed
Minimum Salary – INR 20,000 - 25,000**
750 or above, with good credit history
Overall work experience of 1+ years
**Please note that these are just the basic eligibility criteria. Actual eligibility will be determined based on several parameters including Fullerton India’s policy at the time of loan application.
Note: Salaried residents of Mumbai or Delhi: 25,000 per month, Salaried residents of any other Indian City: 20,000 per month
For self-employed individuals, eligibility income will be as per minimum annual turnover, depending on nature of industry / profession
Fullerton India offers competitive interest rates on all its quick personal loans. The personal loan interest rates are determined by a number of factors like credit score, age of applicant, employer, repayment capacity, previous relationship with our company, and occupation. Apart from interest rates, there are minimum processing fees and prepayment charges that are nominal in nature.
Interest rates: Starting from only 11.99%* per annum
Processing fees: Upto 6% of loan amount.
Prepayment charges: Upto 7%* of loan amount.
An instant personal loan can be of several uses. Here are the top 6:
4 Easy Steps To Apply Personal Loan Online
Verify your mobile number
Enter personal, bank, income and PAN details
Select loan amount and tenure
Upload relevant documents
Fullerton India personal loan calculator is an easy tool that can help you accurately calculate the EMI amount.
The instant result on the right side of the calculator will tell you the monthly EMI.
You can choose to submit the required documents online by uploading soft copies or walk into the branch and submit the hard copies. For customers of Fullerton India who have applied for a personal loan online, you can now also send your documents via Whatsapp.
You can definitely foreclose your personal loan. We do not apply foreclosure charges on floating rate term loans provided to individual borrowers. The foreclosure charges are
Choose Fullerton India Personal Loans for the following benefits:
To check the status of your personal loan application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.
As a Fullerton India customer, you can enjoy various benefits such as:
1. Track your application status online
2. Manage your loan online through our Service Connect Portal and M-Connect app
3. Pay your EMI online digitally via NetBanking, Debit card, etc. or by signing up for the ECS / auto-debit facility.
4. Eligible borrowers can get top-up offers at preferential rates and minimal documentation
5. Reach out to us through your nearest branch if you have any issue and would like to discuss it face to face - our vast branch network spans across 22 states, 600+ towns and 60,000+ villages in India.
Become our digital loan partner and refer your family, friends and acquaintances who may be interested in availing a personal loan. Earn upto ` 20,000* per referral! Click here to know more.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
How Long Does It Take for a Personal Loan to Sanction Into Account?
It usually takes about 3 to 7 business days to acquire a personal loan from a licensed lending institution. This includes…