Fullerton India personal loans offer complete transparency and simplicity. The unique and customised personal loan offering includes instant online application. Fullerton provides personal loans instantly and the process is totally paperless. You can apply online with our easy-to-use online application. You can get the loan credited in your account shortly after loan approval.
Fullerton India personal loans are offered up to an amount as high as INR 25 lakhs to meet planned as well as sudden expenses. Attractive personal loan interest rates are offered depending on your requirement as low as 11.99% per annum. The documentation process is smooth and simple. Fullerton’s collateral free personal loan is for salaried and self-employed individuals at no hidden charges. You can find out your personal loan eligibility in a few seconds through our online calculator.
You can borrow up to Rs. 25 lakhs*. The amount you are eligible for depends on several factors, including your age, net monthly income, existing financial obligations, etc.
The personal loan starting rate is 11.99%* for salaried and self-employed individuals with a maximum limit of 36%*.
Our personal loan procedure is completely paperless if you apply online. No heavy paperwork involved at all.
After all checks are performed, the approved amount will be credited to your bank account within 30 minutes* of approval.
Our existing customers can expect additional benefits.
The eligibility criteria for personal loans at Fullerton India include:
|
Nature of Employment |
Applicant must be a salaried employee of a public or private organisation |
|
Minimum Income |
Salaried: |
|
Age |
Minimum of 21 years at the time of application |
|
Nationality |
Resident Indian |
|
Credit score |
750 or above, with good credit history |
|
Work Experience |
Overall work experience: At least 1 year |
Please note that this is only a basic list, actual eligibility will depend on several other parameters including Fullerton India’s policy at the time of loan application. You can use our personal loan eligibility calculator to get an estimate of the maximum personal loan amount you may be able to borrow.
The documents required for availing a personal loan from Fullerton India include:
You can take a personal loan for almost any purpose. Here are some of the reasons for taking a personal loan:
You can apply for Fullerton’s online personal loan with ease and flexibility. You can apply from the comfort of your home, without having to visit a branch. You can get the funds disbursed in your registered bank account. Here is the simple step-by-step process that one may follow:
To know more, please check our article “How to Apply for a Personal Loan Online”
Become our digital loan partner and refer your family, friends and acquaintances who may be interested in availing a personal loan. Earn upto INR 20,000* per referral! Click here to know more.
Fullerton India offers a range of calculators to help you make an informed decision for your financials needs. Access these free of cost personal loan calculators to get a quick estimates of loan amount you are eligible for.Terms & Conditions apply.
A personal loan is an unsecured loan for up to 60 months. You do not need collateral to avail of funds. Salaried and self-employed individuals can apply for these loans online. You can utilize the funds for any monetary need.
Below is the eligibility criteria
To know more, please see our detailed personal loan eligibility criteria. You can also use our free-of-cost eligibility calculator to know the loan amount you can borrow.
A CIBIL score of 750 and above is considered to be healthy and can help in your personal loan being approved without hassle.
Personal Loan is an unsecured loan in which funds are lent to you based on your financial status. We check your eligibility and offer the maximum loan based on the same. You can use a personal loan for any purpose and are expected to repay it as per the agreed terms. We strongly advise you to read and understand the loan agreement before signing it.
You can definitely foreclose your personal loan. We do not apply foreclosure charges on floating rate term loans provided to individual borrowers. However, you cannot foreclose the loan until the full payment of the initial 6 EMIs. The foreclosure charges are
Fullerton India personal loan calculator is an easy tool that can help you accurately calculate the EMI amount.
The instant result on the right side of the calculator will tell you the monthly EMI.
You can choose to submit the required documents online by uploading soft copies or walk into the branch and submit the hard copies. For customers of Fullerton India who have applied for a personal loan online, you can now also send your documents via Whatsapp.
A CIBIL score of 750 and above is considered to be healthy and can help in your personal loan being approved without hassle.
Choose Fullerton India Personal Loans for the following benefits:
To check the status of your personal loan application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.
Fullerton India offers its customers with a host of benefits such as:
1. Dynamic loan application tracking status through the website
2. Easy loan management through the Service Connect Portal on the website as well as the m-connect mobile app
3. Pay your EMI online in the following ways:
4. Eligible customers can get top-up loans at competitive rates with minimal documentation
How much you can borrow in the form of a personal loan is determined by various factors that include age, residence, ongoing loans etc. You use our free personal loan eligibility calculator to obtain an estimate of the loan amount you can borrow.
The interest rate on a personal loan is a lot lower than that for a cash advance on a credit card. Rates for credit card cash advance can go as high as 36%. There are no additional charges on the withdrawal of a personal loan, unlike the transaction charges on withdrawal of cash advance from ATMs.
To check the status of your personal loan application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
Fullerton India is one of the best companies to avail loan from.
Services are excellent
Really helpful executives in the team. Quick loan approvals. Fullerton India Team assisted me in a very good manner throughout the loan approval process and disbursement.
I had a very good experience with Fullerton India. I applied for a personal loan and it was a very quick & smooth process from thereon. The team helped me with all the requirements and queries within a week. Thank you so much!
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