Overview

A personal loan is an unsecured debt that can be used for an emergency as well as for medical, housekeeping or large transactions; hence no collateral is required for the same. However your income, monthly expenses & other parameters would be taken into account before sanctioning you a loan.

How to Avail Personal Loan without Security?

Please note that at Fullerton India, personal loans are provided to customers who satisfy various eligibility criteria and have the requisite documents.

*If you want to know what is the eligibility to get a personal loan without collateral, visit personal loan eligibility page.

Documents Required for Personal Loan

  • Recent passport-sized photographs
  • Completed personal loan application form
  • Age proof (Passport/PAN card/Certificate from a statutory authority)
  • Identity proof (Driving license/voter ID card/Passport/PAN card)
  • Address proof (Telephone bill/electricity bill/Passport/driving license/ration card/rental agreement/bank statement or passbook)
  • Salary slips of the last 3 months (for Salaried) or Income statements (for self-employed)
  • Bank passbook/statement of the last 6 months
  • Form 16
  • Income tax returns
  • Processing fee cheque

Reasons to buy

You can take our personal loan for a variety of reasons.

Wedding Expenses

Higher Studies

Exotic Vacations

Hobbies

 

Related Questions

Here are some articles which could help you understand us and our products better. Do share your comments and let us know what you think!

   
What is Credit Monitoring & is it Important for You?
Personal Loan

What is Credit Monitoring & is it Important for You?

Credit Monitoring helps to inspect the signs of fraud related to credit history. Here you can know why it is important.

Write Off vs. Waive Off
Personal Loan

Write Off vs. Waive Off

Most people tend to use the terms ‘loan write-off’ or ‘loan waive-off’ interchangeably.

How To Change EMI Date of a Personal Loan?
Personal Loan

How To Change EMI Date of a Personal Loan?

In this learning guide, we will know about the personal loan EMI date change procedure.