A personal loan is an unsecured debt that can be used for an emergency as well as for medical, housekeeping or large transactions; hence no collateral is required for the same. However your income, monthly expenses & other parameters would be taken into account before sanctioning you a loan.

How to Avail Personal Loan without Security?

Please note that at Fullerton India, personal loans are provided to customers who satisfy various eligibility criteria and have the requisite documents.

*If you want to know what is the eligibility to get a personal loan without collateral, visit personal loan eligibility page.

Documents Required for Personal Loan

  • Recent passport-sized photographs
  • Completed personal loan application form
  • Age proof (Passport/PAN card/Certificate from a statutory authority)
  • Identity proof (Driving license/voter ID card/Passport/PAN card)
  • Address proof (Telephone bill/electricity bill/Passport/driving license/ration card/rental agreement/bank statement or passbook)
  • Salary slips of the last 3 months (for Salaried) or Income statements (for self-employed)
  • Bank passbook/statement of the last 6 months
  • Form 16
  • Income tax returns
  • Processing fee cheque

Reasons to buy

You can take our personal loan for a variety of reasons.

Wedding Expenses

Higher Studies

Exotic Vacations


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