Personal Loan in Ranchi

Ranchi, the capital of Jharkhand is a city of waterfalls. It promises industrial growth and has a newly opened science city. It is one of the 100 potential smart cities of the country. Fullerton India is a reputable personal loan provider in Ranchi. We understand the importance of financial freedom and offer you customized personal loans to help you fulfill your dreams. Personal loans, today, offer a host of opportunities to meet planned and unplanned events. Fullerton India gives you instant loans with an array of benefits like easy documentation and speedy processing.

Features of Fullerton India Personal Loan in Ranchi are:

• Personal loan up to INR 25 lakhs*
• Loan repayment tenure between 12 months to 60 months. 
• Personal loan Interest rate as low as 11.99%
• Hassle-free documentation
• Instant in-principal approval

Fullerton India’s personal loan in Ranchi is your personal protector against any sudden event life may make your face. It is also a financial boost to achieve something on the personal front or for your entrepreneurial aspirations.

Fullerton India Offers a Personal Loan in Ranchi with the following Benefits:

1) Instant Personal Loan:

Fullerton India offers instant loan approval in Ranchi. Once the documents are successfully verified, the loan approval is provided and the funds are disbursed to your registered bank account shortly.

2) Easy Eligibility:

You can apply for Fullerton India personal loan in Ranchi as a salaried individual and as a self-employed individual. Your age needs to be between 21 to 60 years. As a salaried individual, you need to be earning Rs. 20,000 on a monthly basis. You also need to be working in the current organization for a minimum of 6 months, with a minimum overall work experience of at least 1 year. You should have a good CIBIL score of upto 750. As a self-employed individual, your eligibility is based on the minimum yearly profit after tax. It further depends on the type of your profession or industry.

3) Easy Documentation:

Fullerton India documentation includes filling and signing the given application form. You need to provide basic KYC documents such as PAN, identity and address proof. . Additionally, you may provide salary slips for the last three months, bank statements for the last six months, and income tax returns or form 16 if you are a salaried individual. You can provide your income proof or financial statements as income proof and bank statements of the past 6 months if you are a self-employed individual.

4) Ease of Application:

Fullerton India personal loan in Ranchi can be applied through 2 modes, online and offline both. You need to start by clicking on the ‘Apply Now’ button followed by filling up the form that is provided on the website. Thereafter, you need to enter the required loan amount and tenure. The next step is to upload the requisite documents to the website. If you keep the scanned copy of your documents ready, it will certainly smoothen the application process. The last step is to submit the transaction.

Based on the information you provided, you may be provided in-principal approval if your application meets the required eligibility criteria. Thereafter, your application will be processed and documents will be verified. Upon successful verification, the loan gets approved and the funds are credited to your account. The other option to apply for this loan is offline. You can visit your nearest Fullerton India branch and our representatives there will guide you through the process. 

5) Personal Loan Eligibility Calculator:

We offer all interested applicants a free eligibility calculator online, which lets you calculate the maximum loan amount you may get. Personal loan eligibility, however, depends on various factors including your disposable income, nature of employment, credit score & history, etc. Fullerton India’s personal loan eligibility calculator can help you understand how much loan you can get based on your net monthly income and the sum of your current EMIs.

6) Personal Loan EMI Calculator:

Fullerton India’s personal loan EMI calculator provides you an estimated EMI, which can help in planning your future monthly outflow. All you need to do is to enter the loan amount, repayment tenure, and rate of interest.

Apply for Personal Loan