Fullerton India, one of India’s reputed NBFCs offers Personal Loan in Pondicherry to eligible applicants upto INR 25 lakhs* at attractive interest rates starting from 11.99% per annum and flexible repayment tenures between 12 to 60 months. A French colony until 1954, Pondicherry has its own rich historical and cultural importance. Famous for beaches, the place is thronged by hundreds and thousands of tourists from all over the world. The place charms every kind of visitor.
Focusing on tourism, many different kinds of businesses have come up in the recent past, helping to generate good income for locals and create employment. If you are looking to grow your business or are looking for funds to meet some of your financial requirements, you can consider taking a personal loan from Fullerton India - we provide end-to-end digital services to our customers.
To know the process of how to apply for an online personal loan in Pondicherry with Fullerton India, read below.
At Fullerton India, the digital loan platform helps users to apply for a personal loan online and the entire process is managed digitally. To apply,
Based on your application, eligibility will be determined and you may be provided an in-principal approval instantly, following which your application will be processed further. A representative from Fullerton India will get in touch with you to complete the remaining processes.
Alternatively, you can also visit your nearest Fullerton India branch to apply for a personal loan offline.
At Fullerton India, the personal loan interest rate starts from 11.99% per annum . The final interest rate on the personal loan offered depends on various factors such as your eligibility, credit score, income, and our policy at the time of loan application. Other charges include processing fees ranging between 0-6% of the loan amount.
You can choose between a fixed or floating interest rate structure based on convenience and applicability.
Digital copies of the following documents are needed while applying for a personal loan online:
If you are a self-employed professional, you need to provide income proof, business proof, financials of your business, and the last two years' Income Tax returns.
You need to meet the following eligibility criteria for getting a personal loan:
To manage your personal loan responsibly, use the personal loan calculator that will help you to calculate the right EMI amount and loan tenure according to your finances. Use a personal loan eligibility calculator to estimate the maximum amount you can borrow. Ensuring that your total existing EMIs do not exceed 30 to 40% of your net monthly income goes a long way towards improving eligibility.
You can take our personal loan for a variety of reasons.