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Kerala is popularly known as an attractive tourism hub in India. Apart from tourism, this city is famous for its high literacy rate and employment opportunities. These days, there is a lot of investment happening in several parts of Kerala, thanks to which there are plenty of opportunities for both salaried as well as self employed individuals. However, there may be moments when you need additional funding - for personal needs or during emergencies. At Fullerton India, we understand your needs, and strive to be your preferred financial partner for all such needs by offering customised products for every individual seeking a personal loan in Kerala at reasonable interest rates.
We at Fullerton India have several useful unsecured personal schemes for the residents of Kerala. You can avail of a loan of upto Rs. 25 lakhs for your travel, wedding, medical emergency, holiday, big-ticket purchase, higher education of children, or any other requirement. Our flexible repayment tenure between 12 months and 60 months and foreclosure options after the payment of the first 6 EMIs allow you to plan your finances easily.
Here is the list of documents required for personal loan application:
Here are the criteria for eligibility for personal loan in Kerala:
If you are residing in Kerala, then your monthly income must be at least Rs. 20,000. However, do note that for residents of Mumbai or Delhi, the minimum monthly income increases to Rs. 25,000.
At Fullerton India, we check your eligibility for personal loan to decide on the loan amount, tenure, and the applicable personal loan interest rate. If you have a good credit history, high disposable income, and great repayment capacity, then you can expect a very reasonable rate of interest starting at 12.99%. However, we finalize the rate on the basis of your location, age, monthly income, credit score, repayment ability, loan amount, and any other relevant information. The processing fee is up to 3% of the loan amount.
To apply for a personal loan in Kerala, you can choose from these two methods:
You can simply scroll to the top of this page and click ‘Apply now’ to proceed with the loan application. You have to upload the soft-copy of the documents required for personal loan when making the loan application.
Find the nearest branch office in your area and drop in for a visit. We will explain to you the different schemes for personal loans and provide you with the best suitable deal. Fill in the loan application form, sign it, and attach the necessary documents to apply for the loan. So, choose any of these methods and apply for a personal loan Kerala. To reach the customer support team, call on the toll-free number (1800 103 6001) or email us at [email protected]
You can take our personal loan for a variety of reasons.