Hyderabad is the erstwhile city of the Nawabs but today it is a booming economic powerhouse that contributes over 65% of the state’s GDP. Hyderabad is clocking massive growth and is set to be the third-fastest growing Asian city between 2020-2024.
Besides, Hyderabad has a burgeoning population of over 10 million. Such mind-boggling statistics reveal the aspirational needs of a growing population. Increased literacy with growing job opportunities will raise ambitions and place more demand for funds. To satisfy the insatiable appetite of an aspirational workforce, Fullerton India provides a host of personal loans in Hyderabad at the most competitive rates among a sea of personal loan providers in Hyderabad.
The documents required are fundamental and should be available and handy with any individual residing in India and, thus, in Hyderabad.
Here is what you need to do.
Fullerton India endeavours to fulfil the dreams, hopes, and aspirations of any aspiring loan applicant. The eligibility criteria have been so designed to be able to accommodate anyone with a regular source of income.
The personal loan eligibility criteria mainly depend on your disposable income. Having a good credit rating is absolutely essential too. It is advisable to clear all your pending dues and make timely and regular payments to improve your CIBIL score, which will reflect in lower interest rates resulting in a higher loan amount being sanctioned.
If you are residing in Hyderabad, your minimum salary must be Rs 20,000 per month. If you are living in Delhi or Mumbai, your minimum wages per month must be Rs 25,000.
At Fullerton India, we offer competitive and affordable personal loan interest rates so that we can be a partner and a witness to your phenomenal growth. Our interest rates range from 12.99% to 36%. We provide loan tenures from 12 to 60 months.
The personal loan interest rates in Hyderabad primarily depend on the loan amount applied for and the tenure of the loan selected. You can rest assured that you will be provided with the best interest rates in the market. We also charge an additional processing fee of up to 3% of the loan amount. Our procedures are very transparent, and we ensure that all the costs are conveyed to you upfront, and there are no hidden costs silently perking up the total cost of the loan.
You can apply for a personal loan online from the convenience of your home or office. Click on the “Apply Now” button online, where you will be required to provide the information needed for the processing of the loan.
You can merely upload the soft copies of the documents online. You are not required to travel anywhere to submit your documents. You will get instant approval online once you have filled out the form. After this procedure, a customer service representative will get in touch with you. Based on the information provided and the validity and the soundness of your documents, you may get the approved funds within 24 hours in your bank account.
Here you can know the complete process of how to apply for a personal loan.
If you prefer direct conversation to make your loan application online, you can walk into any of our branches, by locating the closest branch through the branch allocator tool. Meet with our customer service representative who will be happy for the opportunity to guide and serve you in your loan application process.
You can make your application through our dedicated Chatbot Dia available 24/7 on the Fullerton India website’ home page.
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).