Personal Loan in Durgapur

Durgapur, the industrial hub of West Bengal boasts about a huge development in iron and steel industries, heavy engineering industries, and chemical fertilizer industries. Hence it is rightfully known as ‘Ruhr of India’. Fullerton India proudly presents personal loan options in Durgapur ensuring a smooth experience for you. We provide quick processing, instant approval, and easy documentation. 

Fullerton India’s Personal Loan in Durgapur offers the following Special Benefits:

1. Collateral free Personal loan in Durgapur up to INR 2500,000 
2. Attractive personal loan interest rate starting as low as 11.99% per annum
3. Flexible repayment tenure that is between 12 months to 60 months
4. Digital application process and minimal documentation

Documents Required for Personal Loan:

Fullerton India personal loan documentation is transparently laid out. Your required documents are clearly specified based on your application as salaried or self-employed. You need to have the following basic documents ready:

a) PAN
b) Address proof
c) Past 6 months’ bank statements

If you apply as a salaried individual, you need to additionally organize the following documents:

d) Salary slips for the last three months 
e) Income tax returns / form 16

If you apply as a self-employed individual, you need to provide the following documents: 

f) Income proof / financial statements
g) Proof of income and expenditure document  

Cash salary applicants will not be accepted. Depending on your profile and Fullerton India’s policy at the time of loan application, additional documents may be requested.

Easy Eligibility Criteria for Personal Loan:

There are certain personal loan eligibility criteria For in Durgapur, you need to meet. You need to be between the age 21 to 60 years. Your monthly salary should be at least INR 20,000. You need to be working in the current organization for at least a minimum of one year. As a self-employed individual, you need to have a specific minimum yearly profit after tax.

Avail Instant Personal Loan:

Fullerton processes your documents instantly. You can expect your loan to be credited in your bank account within minutes of the final approval.

Personal Loan Online at your Convenience:

You have two ways of applying for a Fullerton India personal loan in Durgapur. You can apply for it online or offline. If you apply for a personal loan online, you need to upload the relevant documents online. The personal loan process is simple to follow. You need to fill up the form, attach the documents, mention your loan requirements, and finally submit your request. Once the verification, evaluation and internal approvals are done successfully, the funds would be credited to your registered bank account. If you choose to apply offline, then you can feel free to walk into the nearest Fullerton branch. Our Fullerton care team there will assist you to go through the application process with ease.

Fullerton India Offers Different Personal Loan Calculator:

Fullerton India offers two types of personal loan calculators. These personal loan calculators are extremely useful in planning your expenses. They are easy to use and can be used multiple times till you get your satisfactory result. They do not cost anything and take just a few seconds to give you the required answers. All you need to do is to enter some basic details like amount, interest rate, and the number of years. 

1) Personal Loan Eligibility Calculator: 
Personal loan eligibility calculator provides the estimated maximum personal loan amount that you may be eligible for. Once you get a certain idea of that amount, you can plan your loan more efficiently. 

2) Personal Loan EMI Calculator: 
Personal loan EMI calculator provides you with your future monthly outflow in the form of EMIs. This helps you in planning your monthly budget and selecting an appropriate repayment tenure. 

Apply for Personal Loan