Coimbatore is one of the most industrially developed and commercially vibrant cities of Tamil Nadu. It is a throbbing economic powerhouse driven by textiles, textile machinery, auto components, steel and aluminium foundries, pumps and motors, gold and diamond jewellery, educational institutions, and information technology. It has rightfully earned the tag "Manchester of South India" due to its widespread and extensive textile industries, surrounded by the adjoining cotton fields. Being an industrial hub, there is always a need for personal loans in Coimbatore that can be fulfilled by Fullerton India.
Coimbatore is called the "Pump city of India," and nearly 40% of Indian motor and pump brands call it home. The city boasts a dominating monopoly in the manufacture of wet-grinders. These astonishing facts have an undercurrent of economic expertise and domination; the inevitable repercussion is soaring ambitions aided by high demands of funds to fulfil those giant ambitions. Thus, Fullerton India has a catalogue of personal loans in Coimbatore to satisfy the various needs of a population aching to lead a life of comfort and luxury.
You can provide your proof of age, proof of residence, and proof of identity from an extensive list of documents. Hence, personal loan documentation is basic, flexible, accessible, and easy to provide.
The eligibility criteria are fundamental and something to easily comply with. The eligibility criteria are inclusive of almost anybody who has a regular source of income. The following are some essential criteria:
Your disposal incomes will be the first determining factor on your eligibility for a personal loan. The personal loan eligibility calculator can help you in finding out if you match with Fullerton India’s basic personal loan eligibility criteria at all. Make sure you enter all the required information including your age, location, disposable income, pre-existing monthly obligations and your preferred rate of interest and tenure of the loan.
Depending on the values that you submit, the calculator will automatically return with the loan amount that you are eligible to apply for. Other factors that also influence your personal loan eligibility figure is your repayment capability, credit score and your credit history.
In case you reside in Coimbatore, your monthly income should be at least Rs 20,000. In case you live in Mumbai/Delhi, your monthly income should be at least Rs 25,000.
Our personal loan interest rates range from 12.99% to 36%. We provide you with the most competitive rates, so you can trust us with the responsibility of fulfilling all your financial needs and requirements and thereby fulfil your dreams and ambitions without any worry. The exact interest rate would depend upon the amount of loan you applied for and the selected tenure from 12-60 months. You can also use our personal loan EMI calculator to check the EMI for a loan amount at different interest rates and different tenures. You can thereby accordingly opt for a loan suited to your needs and requirements based on the monthly payment obligations as provided by the personal loan EMI calculator.
We have made the process of applying for a personal loan very streamlined, transparent, and straightforward. You can apply online or by visiting us personally, providing us with the opportunity to respond to your questions and serve you.
Thinking about going ahead with your personal loan application? You can make one on the Fullerton India website simply by filling in the required details such as your personal information including age, location, income, etc. and clicking on the ‘Apply Now’ button. Remember to upload all the necessary KYC documents such as driving license, passport, voter ID card, and Aadhar card via the website.
The customer care department will be in touch with you once this process is complete. The representative will guide you on the next set of processes. The documents uploaded will be assessed by Fullerton India and the loan decision will be approved or rejected depending on their validity. Generally, once the personal loan has been approved, the amount will be disbursed to your bank account within 24 working hours. The complete process can be completed from a location and time of your preference and choosing.
Here is a complete guide of how to apply for a personal loan.
If you have more pressing questions that need to be asked directly and which may not be answered by the website or you are just comfortable talking directly, you are free to walk in any of our branches, and our customer service representative will be delighted to help you.
Fullerton India has launched Chatbot Dia, a 24/7 online service on their website that enables prospective applicants to upload their personal loan application anytime, anywhere.
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).