If you are a salaried or a self-employed person living in Bangalore, then you can definitely get a personal loan. Being a metropolitan city, Bangalore boasts of several developing industries, especially finance and IT.

Many entrepreneurs throng to this city to put their start-up vision into action. Similarly, several job seekers choose to migrate to this city for a better lifestyle. The cost of living in Bangalore is comparatively high against many of India’s non-metros. Thus, as a resident of the city, you may require financial assistance at times to take care of your many expenses.

You can get a Fullerton India personal loan in Bangalore for travel, wedding, and higher education of your child, any big-ticket purchases, home renovation, medical emergency, debt consolidation, or any other need. There is no restriction on the end usage of these funds.

Below-mentioned are some of the features of an instant personal loan in Bangalore:

  • You do not have to provide any collateral to get the loan approved
  • You can borrow up to Rs. 25 lakhs
  • The tenure for repayment is between 12 months and 60 months
  • You can get the funds disbursed in your bank account within 30 minutes* of the loan approval
  • The processing fee is up to 3% of the loan amount
  • Foreclosure is allowed only after the complete payment of the initial 6 EMIs

Documents Required and Eligibility Criteria

We at Fullerton India cater to the innumerable monetary needs of our customers. It is our vision to become one of the most reliable personal loan providers in Bangalore that you can approach without doubts. We do not have any hidden charges. We also have a minimal documentation process and simple eligibility criteria.

  • You need to submit your KYC documents, income proof (if a salaried individual), financial statements (if a self-employed individual), bank statements, and photographs. Other documents may also be requested depending on your individual profile and the organisation’s policy at the time of the loan application
  • To apply for a personal loan in Bangalore, you must be a resident India of at least 21 years of age and not exceeding 60 years of age at the time of the loan’s maturity
  • The minimum work experience required is 1 year, if employed with the current employer for at least 6 months
  • The minimum CIBIL score needed is 750. If you have a good repayment capacity, you can get the desired loan amount

Minimum Salary to Apply for the Loan

If you live in Bangalore or any other part of India (except Mumbai or Delhi) then your minimum monthly income to avail the loan should be Rs. 20,000.

Interest Rates

We have competitive personal loan interest rates in Bangalore. It can vary between 11.99% and 36% depending on your personal and professional profile, your loan requirement, repayment ability, credit score, and our policy at the time of the loan application, along with any other applicable factors.

With the interest rate, loan amount, and tenure, you can calculate the monthly instalment to pay towards the loan. You can calculate the accurate EMI with the help of our personal loan EMI calculator, which is available free-of-cost on the website.

How to Apply for Bangalore Personal Loan?

You can apply for a personal loan online on our website or at a branch office:

  • Got to our homepage or the section for ‘personal loan’, click ‘Apply Now’, and follow the steps to make an online application.
  • Upload the soft-copy of the required documents and submit the application. Our customer care representative will contact you shortly to provide you with further updates.
  • Alternatively, you can even apply at the nearest Fullerton India branch office in your area. We have a widespread network of branches in India, including Bangalore city.

Contact Us


First Floor, Suraj Centre, No 235/12,27th Cross, 7th Block, Jayanagar, Bangalore -560082, Karnataka

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

Knowledge Center

View All
10 Incredible Ways to Celebrate This New Year 2022 in Dubai

10 Incredible Ways to Celebrate This New Year 2022 in Dubai

New Year 2022 is less than a month away. Wouldn’t it be fantastic to spend it in Dubai, one of the most cosmopolitan…


Here's How a Personal Loan can be useful for Emergency Funding!

Here's How a Personal Loan can be useful for Emergency Funding!

Emergencies do not come with prior warnings. No matter how prepared you are, they can come knocking on your door anytime…


What are the Consequences of Defaulting on a Personal Loan?

What are the Consequences of Defaulting on a Personal Loan?

Loans today are one of the most popular forms of financing your requirements. More and more people are opting to avail of…


How a Personal Loan Can Help You this Christmas?

How a Personal Loan Can Help You this Christmas?

Christmas is the perfect time to let your hair down and celebrate the season of giving. Having said that, this popular…