Personal Loan for Women

Features And Benefits

 

Instant Online Approval

Check your loan eligibility, fill a simple form online, upload documents and get instant approval!

 

Online Account Access

From application to approval, all our processes are online. Your loan details are always at your fingertips.

 

Money disbursed in 72 hours*

Get the requested funds in your bank account within 72 hours* after loan approval

 

Preferential Interest Rates

We support your every dream, so we ensure that you enjoy preferential interest rates.

No collateral required*

Get your loan without providing any collateral*

Personal Loan Eligibility

Here are the basic eligibility criteria for a women’s personal loan:

• The age of the personal loan applicant must be between 21 years and 60 years. 
• The applicant should either be a salaried employee (working in a private limited company or public sector undertaking) or should be self-employed (with a minimum turnover equivalent to the current policy)
• If the loan applicant is from Mumbai or Delhi, the minimum salary should be Rs 25,000 per month. However, if the loan applicant is from anywhere else in India, the minimum salary should be Rs 20,000 per month.
• If the loan applicant is self-employed, then the minimum annual profit after tax (which is determined on the basis of the industry) is considered. 
• Salaried loan applicants need to have at least 1 year of work experience, with at least 6 months in the current organisation. 
• Good credit history and score 

Note: Please note that actual eligibility will depend on a number of other factors including Fullerton India’s policy at the time of loan application. 

Personal Loan Documents

• Personal loan documentation is very easy and hassle free to arrange. Here are some of the basic documents needed:
• KYC documents (ID and Address proof) like PAN and Aadhaar, driver’s license, etc. 
• Past 6 months bank statements
• 3 months salary slips and Form 16 (for salaried applicants). 
• Income statements and financials (for self employed / business owners) 

You can upload these when you apply for a personal loan online. 

How to Apply for Personal Loan

You can apply for a personal loan online by filling up the form and uploading the documents. The loan amount would be credited to your bank account within 24 hours of your loan application getting approved, subject to successful verification checks and loan approval. You can track the status of your loan application online.