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One of the many goals that individuals have the moment they start working is to purchase a car. The two main questions that come in our mind is, one, when do people buy a second-hand car and two, how do they finance it. For the former, in today’s market, purchasing a brand new car is not only a costly affair but also unnecessarily puts a lot of financial burden on the person. A used car or a second-hand car is generally the way out as it serves two purposes. One, with a constrained budget this seems a good way to get a car, and secondly, if they want to fine-tune their driving skills, what better way than in a used car, before buying a new car.
However, we will be concentrating on the latter, which is the financing aspect.
If the person is not satisfied with the used car loan option one may also look at a personal loan for purchasing a second-hand car. At Fullerton India, personal loans are provided at very competitive rates with interest rates starting at 11.99%*. Read on to find out more.
We feel that both personal loans and used car loans have their positives and negatives. If you are looking for a higher loan amount with a lower interest rate, then you could choose personal loans. This might also work if you are looking at buying a car from a friend, or which is really old and hence doesn't attract very good rates for a used car loan.
You can take our personal loan for a variety of reasons.
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