- Personal LoanPersonal Loan
- Loan Against PropertyLoan Against Property
- Home Loans
- Loan Against SecuritiesLoan Against Securities
- More Loans
- Insurance Solutions
- Value Added ServicesValue Added Services
We have exclusively created features to suit your lifestyle. We understand you and strive to ensure that as our elite client, all your goals are fulfilled at the fastest with maximum ease. Partner with us today, and enjoy a range of benefits designed exclusively for elite finance.
Instant Online Approval
Check your loan eligibility, fill a simple form online, upload documents and get instant approval!
Special preferences await you at every step of availing your loan.
Though you can access everything online, opt for our doorstep service for documents pickup / delivery.
Best-in-class Interest Rates
Attractive interest rates start as low as 11.99% onwards*
Money disbursed in 72 hours
Get the requested funds in your bank account within 72 hours* after loan approval.
*Terms and Conditions Apply
If you are earning a minimum of ₹ 75,000 per month, you fall under the category ‘Elite’ as per our policy. As an elite customer, you can get a minimum loan amount of ₹ 8 lakhs and a maximum loan amount of ₹ 25 lakhs. To be eligible for a personal loan, you should be under 60 years of age and have a good CIBIL score of at least 750. Furthermore, if you are salaried, you should be working in the current position for at least the last six months.
At Fullerton India, as an elite customer, you can get personal loan interest rates as low as 11.99% per annum. The actual interest rate charged depends upon your credit score, existing relationship with us, the total loan amount and tenure, and the nature of your work. A loan processing fee of up to 3% of the loan amount may also be applied.
Personal Loan Interest Rate
11.99% to 36%
Up to 3% of loan amount
Up to 60 months
Lowest EMI Per Lakh
₹2,275 for 60 months
0% to 7%*
To know more, please see our personal loan interest rates, fees and charges page.
Documents required for personal loans include:
For more details, check our documentation for personal loans page.
As per current policy, any customer with a monthly income of at least ₹75,000 is categorized as an elite customer.
If all the documents are available, the loan for our elite customers is disbursed within 72 hours of the loan application being filed.
At Fullerton India, we offer personal loans starting at 11.99% to any resident Indian over the age of 21 at the time of loan application and a maximum of 65 years at the time of loan maturity; and with a monthly income of at least ₹20,000 (₹25,000 for residents of Mumbai and Delhi). Click on the Apply Now button on this page, if you would like to apply for a personal loan.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
7 Ways How Can A Salaried Woman Saves Taxes
Tax exemption for women can greatly impact their financial stability and future. Whether you're a seasoned tax…
How To Calculate Loan Repayment Cost On Your Own?
Loan repayment is an important financial factor that has an impact on an individual's finances. To manage your budget and…
How To Get A Personal Loan For An Executive MBA?
An Executive MBA (EMBA) is a great way to gain the skills and qualifications that can give your career an edge. Such a…
3 Best International Wedding Destination Locations In The World 2023
There’s something special about getting married on a foreign shore. The beauty of the destination, the romance, and the…