- Personal LoanPersonal Loan
- Business Loans
- Loan Against PropertyLoan Against Property
- Home Loans
- More Loans
- Insurance Solutions
- Value Added ServicesValue Added Services
We have exclusively created features to suit your lifestyle. We understand you and strive to ensure that as our elite client, all your goals are fulfilled at the fastest with maximum ease. Partner with us today, and enjoy a range of benefits designed exclusively for elite finance.
*Terms and Conditions Apply
If you are earning a minimum of ₹ 75,000 per month, you fall under the category ‘Elite’ as per our policy. As an elite customer, you can get a minimum loan amount of ₹ 8 lakhs and a maximum loan amount of ₹ 25 lakhs. To be eligible for a personal loan, you should be under 60 years of age and have a good CIBIL score of at least 750. Furthermore, if you are salaried, you should be working in the current position for at least the last six months.
At Fullerton India, as an elite customer, you can get personal loan interest rates as low as 11.99% per annum. The actual interest rate charged depends upon your credit score, existing relationship with us, the total loan amount and tenure, and the nature of your work. A loan processing fee of up to 3% of the loan amount may also be applied.
Personal Loan Interest Rate |
11.99% to 36% |
Processing Fee |
Up to 3% of loan amount |
Loan Tenure |
Up to 60 months |
Lowest EMI Per Lakh |
₹2,275 for 60 months |
Prepayment Charges |
0% to 7%* |
To know more, please see our personal loan interest rates, fees and charges page.
Documents required for personal loans include:
For more details, check our documentation for personal loans page.
As per current policy, any customer with a monthly income of at least ₹75,000 is categorized as an elite customer.
If all the documents are available, the loan for our elite customers is disbursed within 72 hours of the loan application being filed.
At Fullerton India, we offer personal loans starting at 11.99% to any resident Indian over the age of 21 at the time of loan application and a maximum of 65 years at the time of loan maturity; and with a monthly income of at least ₹20,000 (₹25,000 for residents of Mumbai and Delhi). Click on the Apply Now button on this page, if you would like to apply for a personal loan.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
Difference Between Hybrid Flexi Loan and Personal Loans
In the personal loan category, there are two types of loan offerings by the lenders- one is the regular personal loan and…
5 Things to Keep in Mind Before Applying for a Marriage Loan
Indian weddings are often known to be extravagant affairs with celebrations continuing for days. Apart from traditional…
Check Out The Documents Required For Getting a Wedding Loan in India
Wedding loans can be used to help cover the costs of a wedding. The interest rate charged and the maximum loan amount one…
Boost Your Career with a Fullerton India Personal Loan
In this ever-changing world, you need to constantly learn and acquire new skills to elevate your career and do…