Doctor Loan

Personal Loan Eligibility Criteria for Doctor

All resident citizens of India, between the ages of 21 years and 60 years and earning a minimum income can avail a personal loan from Fullerton India. Personal loan for doctors is available to both salaried professionals working with an established and doctors with independent practice. If you are salaried, your minimum income should be  ₹25,000 (or residents of Mumbai and Delhi), or ₹20,000 (for residents of other locations in India). For self-employed professionals, a minimum annual profit after tax is applicable instead. To know more, visit the personal loan eligibility page.

Doctor Loan Interest Rate

Fullerton India offers personal loans starting at interest rates as low as 11.99% per annum. The interest rate offered to you would vary based on your credit score, existing relationship with us, the total loan amount and tenure, and whether you have an independent practice of work with an establishment. Processing fee of up to 3% of the loan amount is also applicable.

Personal Loan Interest Rate In India - Jan 2022

*Please click to see more on personal loan interest rates, fees and charges

Documents Required to Avail Doctor Loan

Documents required for personal loans include:

• KYC documents such as driving license, Aadhaar card, and voter ID card
• Last 2 months’ salary slips (for salaried) or income proof (in you have an independent practice)
• Last 3 months’ bank account statements of your salary account (for salaried) or current account (in you have an independent practice)
• For more details, check our documentation for personal loans page.