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Personal Loan EMI Calculator

At Fullerton India, we ensure transparent procedures to make sure that you know exactly what you need to pay. Our personal loan EMI calculator can help you understand your Equated Monthly Installments (EMIs) and plan your finances better.

While taking on an instant personal loan online, you need to take into account your current commitments and income to calculate a suitable loan amount and ensure affordable EMIs. The Fullerton India personal loan EMI calculator does the job for you. Also, with competitive interest rates and flexible repayment tenures, we ensure lower EMIs to enable you to repay your loan amount with ease.

The EMI on your loan will be calculated based on three factors - the loan amount, repayment tenure, and interest rate. While the loan amount and tenure depend on your financial needs, the interest rate is charged on the basis of your eligibility. Our team is available for any queries related to your EMI over the phone, email, and chat. Contact a customer service representative today for assistance.

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How to use Personal Loan EMI Calculator

The online personal loan EMI calculator comes with three tabs to calculate your Equated Monthly Installment or EMI in minutes. Follow these steps below for a quick assessment:

  • Choose the loan amount required. You can select an amount up to INR 25 lakhs.
  • Now, select the tenure. For a personal loan, you can choose a repayment tenure of up to 5 years.
  • Finally, use the ‘Rate of Interest’ tab to select a rate of up to 40%.

Let us take an example to demonstrate the capabilities of the personal loan EMI calculator. If you require a loan of INR 5,50,000 for a repayment tenure of three years at an interest rate of 12 per cent per annum, complete the following actions on the calculator:

  • Move the slider to INR 5,50,000 on the ‘Loan Amount’ box.
  • Now, select ‘3’ years in the ‘Loan Tenure’ box
  • Finally, shift the slider to 12 in the ‘Rate of Interest’ box.

If you are not satisfied with the result, give it another go at no charge.

Benefits of Fullerton India’s Personal Loan EMI Calculator

Available free of cost: You can use the personal loan EMI calculator as many times as required at no cost. Moreover, you can access the EMI calculator online from any device and at any time of your convenience.

Realistic estimate of EMI amount: With manual calculations, there is significant room for human error. The resulting amount could be misleading leading to confusion and major financial implications. With the online calculator, you can use multiple variations and receive accurate results each time. It is also one of the easiest ways to calculate the overall cost associated with the loan.

Includes processing fees and taxes*: When you input the loan tenure, interest rate, and total loan amount into the calculator, it provides an accurate result for the overall costs associated with your personal loan. It even includes any processing fees and taxes to give you a quick and easy idea of your total financial obligation.

Additional benefits for existing customers - Experience a host of other benefits and facilities such as easy top-up*, digital query servicing and flexible repayment tenures up to 60 months.

* Terms and conditions apply
We strive to provide our customers with the best-in-the-industry services and value. As your preferred financial partner, we can help you access simple, flexible personal loan solutions to make the most out of every experience and opportunity.

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Have a query? You can contact us through any of the channels listed below.


Toll Free Number 1800 103 6001 Timings: 9:00 AM to 7:00 PM on all days (except Sundays and public holidays).


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