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Personal Loan EMI Calculator

Take your plan to perfection! Find out exactly what you need to budget for every month. Our personal loan EMI calculator cracks your Equated Monthly Instalments (EMIs) in seconds to assist you in planning your finances better.

While taking an instant personal loan online, you should review your current financial commitments and income to arrive at a suitable loan amount and affordable EMIs. Our simple and smart personal loan EMI calculator does the job for you in moments. With reasonable interest rates and flexible repayment timelines, as Fullerton India, we can assure you of EMIs that can be managed easily.

The EMI on your loan is calculated based on the loan amount, repayment tenure, and interest rate. While the loan amount and tenure depend on your financial needs and repayment capabilities, the interest rate is set on the basis of your eligibility. Our team is available to assist you with any queries related to your EMI on phone, email, and chat.

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How to use Personal Loan EMI Calculator

Our online personal loan EMI calculator comes with three tabs to arrive at your Equated Monthly Instalment or EMI in an instant. Follow these simple steps below to find yours:

  • Choose the loan amount you are seeking. You can select an amount up to `25 lakhs.
  • Next, select the tenure. For a personal loan, you can choose a repayment tenure of up to 5 years or 60 months.
  • Finally, set the ‘Rate of Interest’

Here's an example to show you how the personal loan EMI calculator works. If you are looking for a loan of `5,50,000 for a repayment tenure of 3 years at an interest rate of 12 per cent per annum, complete the following actions on the calculator:

  • Move the 'Loan Amount' slider to `5,50,000
  • Next, select ‘3’ years as ‘Loan Tenure’
  • Finally, shift the slider to 12 in the ‘Rate of Interest’ box.

If you are not satisfied with the result, give it another go!

Benefits of Fullerton India's Personal Loan Eligibility Calculator

It's smart, simple and free! You can use the calculator as many times as you need at no cost. Moreover, you can access the EMI calculator online anytime, from any device.

It's real! Manual calculations create room for human error. The resulting amount could be misleading and confusing with real-world financial planning implications. With the online calculator, you can use multiple variations and get realistic results each time.

It's all inclusive*: When you enter loan tenure, interest rate, and total loan amount into the calculator, you get realistic results for overall costs associated with the loan you are seeking. It even includes processing fees and related taxes to give you a quick and easy understanding of how to plan your application.

Special benefits for existing customers: Avail benefits and facilities such as easy top-up*, digital query servicing and flexible repayment tenures up to 60 months.

* Terms and conditions apply
Fullerton India strives to provide every client with best-in-class services and value. As your preferred financial partner, we can help you access simple and flexible personal loan solutions to make the most out of your life at every stage.

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Have a query? You can contact us through any of the channels listed below.


Toll Free Number 1800 103 6001 Timings: 9:00 AM to 7:00 PM on all days (except Sundays and public holidays).



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