Personal Loan Eligibility

Getting to your goals begins with planning and we've made it super simple for you. Our personal loan eligibility calculator factors in your income and existing EMIs to determine the loan amount. This amount could vary based on your city of residence.

To be eligible for an instant personal loan from Fullerton India, you would need at least one year of professional experience, and your current employment should have lasted a minimum of six months.

Instant personal loan eligibility criteria:

• You must be a residing citizen of India.
• You must be an employee of a private limited company or public sector undertaking (including central, state, and local bodies).
• You must be between the age of 21 and 60 years.
• You should have a minimum income of `20,000 per month. However, if you are from Delhi or Mumbai, you would need to have a minimum monthly income of `25,000

Want to explore further? Our team is available over phone, email and chat, to help you with all your queries regarding personal loan eligibility.

Our streamlined eligibility process helps you find the best solution taking into account more than just your credit history. Fullerton India personal loans are customised for your unique financial profile and needs based on your savings, expenditure patterns and employment history.