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Personal Loan Eligibility

We work with financially responsible clients to give them the best-in-the-industry rates. Our personal loan eligibility calculator factors in your income and existing EMIs to determine the loan amount. Depending on your current city of residence, the amount could vary.

Ideally, you should have at least one year of experience working in a professional environment and have been employed at your current organisation for a minimum of six months to be eligible for an instant personal loan.

Some more basic criteria are listed below for instant personal loan eligibility:

  • You must be a residing citizen of India.
  • You must be an employee of a private limited company or public sector undertaking (including central, state, and local bodies).
  • You must be between the age of 21 and 60 years.
  • You should hold a minimum work experience of at least two years with a minimum of one year of employment with your current organisation.
  • You should earn a minimum of INR 15,000 per month. However, if you are working in Mumbai, Delhi, Chennai, Hyderabad, Kolkata, Pune, Cochin, Ahmedabad, or Bengaluru, you should have a minimum income of INR 20,000 per month.

Our streamlined and thorough process takes into account more than just your credit history. From your savings and expenditure patterns to your employment history, we offer customised personal loan products for your unique financial situations.

Need more information? Our expert team is available over phone, email and chat to answer any queries regarding personal loan eligibility.

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How can we help?

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Have a query? You can contact us through any of the channels listed below.


Toll Free Number 1800 103 6001 Timings: 9:00 AM to 7:00 PM on all days (except Sundays and public holidays).


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