Personal Loan Eligibility Calculator

Disclaimer : Above personal loan eligibility calculator merely offers an approximate estimate of the amount of loan you may be able to apply for. The result is intended for your information only. The actual loan eligibility will depend on many other factors, including and limited to bank account information, employment history, etc. as well as Fullerton India’s credit policy at the time of considering loan application. To know the exact personal loan amount you are eligible for, please click on the “Apply Now” button and fill in the information as required. Please note that the above calculator’s results, are by no means a substitute for professional advice/credit sanction. T&Cs apply

How is Personal Loan Eligibility Calculated?

Using our personal loan eligibility calculator is your best bet for fast and accurate results.

With our advanced calculator, you can estimate your personal loan amount in seconds and also get an instant loan approval online after uploading the required documents.

Your income, credit score, employment history, and repayment capacity are the key factors that are reviewed to sanction your eligible loan amount.

How to use the Personal Loan Eligibility Calculator?

Our online personal loan eligibility calculator is a simple and helpful tool that gives you an instant estimate for your eligible personal loan amount.

• Select your location
• Enter your age. You have to be at least 21 years old when you apply for a loan, and a maximum of 65 years of age, at the time of loan maturity.
• Select your net monthly income (or yearly profit after tax if you are self-employed). Please note that this amount should be after all tax deductions.
• Select your monthly EMI. This should be equal to the sum of all EMIs that you are currently paying, including those on your credit card.

You will be able to see the personal loan amount you are eligible for on the right side. You can change the interest rate and tenure as per your preference.

Please note that this calculator only gives you an indicative figure. Actual personal loan eligibility depends on many more factors, including employment details, credit history and more. To know the exact figure, you can “Apply now” and help us with some additional information as requested.