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Personal Loan Eligibility Calculator

Our personal loan product checks all the boxes.

We offer an attractive personal loan interest rate and a variety of benefits to help you meet all your financial obligations with ease. With online banking access, you can now use any device to access our wide range of services. Use the personal loan eligibility calculator below to know more

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You are eligible for a loan amount of up to

Disclaimer : Above personal loan eligibility calculator merely offers an approximate estimate of the amount of loan you may be able to apply for. The result is intended for your information only. The actual loan eligibility will depend on many other factors, including and limited to bank account information, employment history, etc. as well as Fullerton India’s credit policy at the time of considering loan application. To know the exact personal loan amount you are eligible for, please click on the “Apply Now” button and fill in the information as required. Please note that the above calculator’s results, are by no means, a substitute for professional advice/credit sanction. T&Cs apply.

How is Personal Loan Eligibility Calculated?

While calculating your eligibility manually, you might receive inaccurate results due to human error. Using our personal loan eligibility calculator is your best bet for fast and accurate results.

With our cutting-edge personal loan eligibility calculator, you can quickly estimate the amount of personal loan that you can avail and get instant approval online after uploading the required documentation.

Your eligibility is calculated on the basis of your income, credit score, employment history, and repayment capacity. These are key factors that are assessed before sanctioning a personal loan.

How to use the Personal Loan Eligibility Calculator?

The online personal loan eligibility calculator is a helpful tool that gives you a quick estimate of the your personal loan eligibility in seconds. Follow these steps below for a quick assessment:

  • Select your location from dropdown.
  • Enter your age. Please note that you have to be at least 21 years at the time of loan application, and a maximum of 65 years of age at the time of loan maturity.
  • Select your net monthly income (or yearly profit after tax if you are self-employed). Please note that this amount should be after all tax deductions.
  • Select your monthly EMI. This should be equal to the sum of all EMIs that you are currently paying, including any on credit card.

You will be able to see the personal loan amount you are eligible for on the right side. You can also change the interest rate and tenure as per your preference. However, please note that this calculator only gives you an indicative figure. Actual personal loan eligibility depends on many more factors, including employment details, credit history, etc. To know the accurate figure, please “Apply now” button and provide the additional information as requested.

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Have a query? You can contact us through any of the channels listed below.


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