We, at Fullerton India, are committed to making your borrowing journey as smooth as possible. Our personal loan requirements are minimal and concise. To apply for a personal loan, all you need are a few documents. There’s no heavy paperwork involved. Please note that the personal loan documents for salaried and self-employed individuals differ from each other. We will take you through both these requirements. Basically, the documents required for personal loan include KYC proof, income proof, business details, and a few more. We request you to submit accurate details and papers so that we can process your loan application in the shortest possible time.

Documents to Apply for a Personal Loan

When applying for a personal loan, you will need to submit the following documents:

  • KYC documents such as driving license, Aadhaar card, and voter ID card
  • Last 2 months’ salary slips (for salaried) or income proof (for self-employed)
  • Last 3 months’ bank account statements of your salary account (for salaried) or current account (for self-employed)

Individual residence proof is at times not applicable for all the applicants of the loan especially wherein family members live at the same residence, and the utility bills are in the name of one of the members (for example, the parent or spouse). The company is liable to accept the address proof in the name of the joint applicant subject to the fact that the relationship with the co-applicant is established on the ID documents of the primary applicant.


Please note:

Individual residence proof is at times not applicable for all the applicants of the loan especially wherein family members live at the same residence, and the utility bills are in the name of one of the members (for example, the parent or spouse). The company is liable to accept the address proof in the name of the joint applicant subject to the fact that the relationship with the co-applicant is established on the ID documents of the primary applicant.

Connect with Fullerton India on chat, email, or over the phone or visit our nearest branch for any questions on documentation.

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FAQs

What documents are required for a personal loan?

Below provided is a list of documents to apply for a personal loan:

  • Filled loan application form
  • Your recent passport-sized photograph
  • Government-recognized photo identity, age proof, and address proofv
  • Bank passbook or bank statement with last 6 months’ records
  • Latest income proof
  • Form 16
  • Proof of income tax returns
  • Processing fee cheque

What Documents are required for Self-employed?

Below-listed are documents for personal loan for self-employed individuals:

  • Personal loan documents for self-employed include identity proof, age proof, and address proof
  • Filled loan application form and recent passport-sized photographs
  • Proof of business registration/incorporation
  • Income tax PAN copy
  • Audited financial statements, Form 16, and income tax returns
  • VAT returns and GST registration number
  • Latest bank statement of 6 months and other supporting documents

* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.

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