Documents Required for Personal Loan

Documents needed for a personal loan application can be broadly classified into income proof, bank account information, basic KYC (ID and address proofs), and credit history.

The documents listed below are required to apply for a Fullerton India personal loan. After we review your documents, we will be able to confirm your personal loan eligibility. Depending on your profile, requirements and our policy at the time of your application, additional documents may be requested.

• Completed personal loan application form with your recent photograph
• Proof of identity (voter ID card, driving license, PAN card, or passport copy)
• Address proof (ration card, telephone bill, rental agreement, passport copy, driving license, bank passbook or statement, or electricity bill)
• Age proof (PAN card, passport, or certificate from a statutory authority)
• Bank statements or bank passbook with records of the last six months OR your salary slips from the last three months
• Form 16
• Processing fee cheque
• Income tax returns

Please note:

Individual residence proof is at times not applicable for all the applicants of the loan especially wherein family members live at the same residence, and the utility bills are in the name of one of the members (for example, the parent or spouse). The company is liable to accept the address proof in the name of the joint applicant subject to the fact that the relationship with the co-applicant is established on the ID documents of the primary applicant.

Connect with Fullerton India on chat, email, or over the phone or visit our nearest branch for any questions on documentation.