Personal Loan Documents
Documentation for personal loan application depends on a variety of factors. These can be broadly classified into income proofs, bank account information, basic KYC (ID and address proofs), and credit history.
To apply for a personal loan with Fullerton India, the following documents are necessary. After a thorough assessment of the documentation, we will determine the personal loan eligibility. Please note that depending on the customer’s profile, requirement and the company’s policy at the time of loan application, additional documentation may be requested.
- The personal loan application form with a recent photograph
- Proof of identity (voter ID card, driving license, PAN card, or passport copy)
- Address proof (ration card, telephone bill, rental agreement, passport copy, driving license, bank passbook or statement, or electricity bill)
- Age proof (PAN card, passport, or certificate from a statutory authority)
- Bank statements or bank passbook for the previous six months OR your last three months’ salary slips
- Form 16
- Processing fee cheque
- Income tax returns
Please note:
Individual residence proof is at times not applicable for all the applicants of the loan especially wherein family members live at the same residence, and the utility bills are in the name of one of the members (for example, the parent or spouse). The company is liable to accept the address proof in the name of the joint applicant subject to the fact that the relationship with the co-applicant is established on the ID documents of the primary applicant.
Speak to our team on chat, email, or over the phone or head to your nearest branch for any questions on documents for personal loans.