Documents Required for Personal Loan

1. PAN Card
2. Identity proof (Aadhaar Card, Driving licence, Passport, Voter ID, etc.)
3. Signature Proof (Passport, PAN card, etc.)
4. Address proof (Passport copy, Aadhaar card, driving licence, utility bill – gas or electricity bill, Voter ID, ration card, rent agreement, etc.)
5. Bank statements of the past 6 months

As a salaried individual, you additionally need to submit the following:

1. Salary slips for the last three months
2. Income tax returns OR form 16

As a self-employed individual, you additionally need to submit the following (for self / business entity as applicable): 

1. Balance sheet and profit and loss account, income computation for the last 2 years
2. Income Tax Returns for the last 2 years
3. Business proof (License, registration certificate, GST number) 
4. IT Assessment OR Clearance Certificate
5. Income Tax Challans OR TDS Certificate (Form 16A) OR Form 26 AS for income declared in ITR

Please note that depending on your individual profile and Fullerton India’s policy at the time of loan application, additional documents may be requested.

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