Due to an urgent need for additional funds, you may have taken a personal loan at a high rate of interest. You would be paying an EMI for your existing personal loan. 

What if you could reduce your existing EMI without increasing your loan burden?

Thanks to the personal loan balance transfer facility, this is easily possible. We at Fullerton India understand how much your dreams mean to you, and the value of your money. Thus, we offer you the option of consolidating all your loans at a competitive rate of interest starting from 11.99%* with the personal loan balance transfer facility. 

Personal Loan Balance Transfer Calculator

Wondering how personal loan balance transfer can affect your savings? Use the personal loan balance transfer calculator below to figure out the savings on your EMI as well as interest payable.

Tell us about your current loan

1. Loan Details
+ Add Another Loan
Max 5 Loans

Cumulative Principle Outstanding - ₹ 0

Disclaimer: The values above are for demonstration purposes only. The aim of this calculator is to provide you an idea of how a balance transfer can help reduce your monthly obligations. Please note that the actual eligibility and the balance transfer rate of interest will depend on various criteria, including Fullerton India’s policy at the time of loan application. To know more, please contact us or apply now.

How to Use the Personal Loan Balance Transfer Calculator?

  • Enter the total loan amount
  • Enter the rate of interest charged by your current lender
  • Enter the overall tenure of the loan
  • Enter the number of EMIs which you have already paid
  • If you have more than one ongoing personal loan, click the “+” sign and add the details. You can add up to 5 loans using this calculator.
  • Next, enter your net monthly income.
  • Use the sliders to vary the interest rate and tenure if you transfer all your loans to Fullerton India. Please note that the actual interest rate will be conveyed to you only after you apply to us, and after we assess your eligibility. 
  • You will be shown your current outstanding loan amount and the loan amount you may be currently eligible for based on the entered information. 
  • Select an amount to proceed.
  • You will be shown the new EMI and interest rate if you take a personal loan balance transfer for the selected amount, as well as the total savings in EMI and interest payable.  

How to apply for a Personal Loan Balance Transfer with Fullerton India?

If you are interested in transferring your existing personal loans, here’s how you can apply:

  1. Click on the “Apply now” button on the top right of this page. Select “Personal Loan”. Enter your mobile number, and if you are salaried or self-employed. You will be sent an OTP - please enter the same as indicated on the page, and click “Submit”. Complete the application form and upload the documents as requested. If your application is deemed eligible based on the information provided by you, you will receive a call from a Fullerton India representative to take you further.
  2. Call Customer Care on our toll-free number 1800 103 6001  anytime between 9.00 a.m. to 7.00 p.m. on all days (excluding public holidays, Sundays & fourth Saturday of every month)
  3. Walk into your nearest Fullerton India branch anytime between 9:00 AM - 6:00 PM (except Sundays, 4th Saturdays and public holidays). Our representatives will be happy to help you. 

Knowledge Centre

Here are some articles which could help you understand us and our products better.

Have a Query? Read FAQs
How Much does the Average Wedding Cost in India?
Personal Loan

How Much does the Average Wedding Cost in India?

A wedding is likely to be a once-in-a-lifetime event. Therefore you may want to make it special and avoid compromises.…

How to Verify Your Lender Before Taking a Personal Loan?
Personal Loan

How to Verify Your Lender Before Taking a Personal Loan?

Personal loan frauds through mobile loan apps have become common nowadays. And, in most cases, it's the user's lack of…

4 Reasons Why You Should Avail a Personal Loan for Doctors
Personal Loan

4 Reasons Why You Should Avail a Personal Loan for Doctors

There will never come a time when doctors will not be in demand. Whether it is a normal world out there or bearing the…


How can we help?


Get in Touch

Have a query? You can contact us through any of the channels listed below.

Toll Free Number
Alternate Text
1800 103 6001 Timings: 9:00 AM to 7:00 PM on all days (except Sundays and public holidays).