SME Loan Against Property for Doctors

Fullerton India Loan Against Property for Doctors is especially designed for practicing and consultant doctors. They can use this loan to purchase medical equipment, setting up clinic, expansion of existing premises, and other activities related to medical profession.

You can avail Fullerton India Loan Against Property for Doctors ranging from 10,00,000 to 5 Crores, with approval in just 24 hours.

This loan includes both residential property and commercial property loan, along with the best of interest rates and a flexible repayment tenure. With this loan, we reassure you that you will enjoy nothing but the best customer care that ensures a sensitive handling of your property documents and loan disbursal.

Features & Benefits of SME Loan Against Property for Doctors

Market Value Ratio

Residential property loan amount up to 70% of the market value of your property. Commercial property loan up to 60% of the market value of your property.

Flexible Tenure

Flexible repayment tenure up to 15 years* or until the attainment of 65 years*.

Working Professional

Loans against property for salaried and self-employed individuals

Easy Processing

Loan documentation is hassle free and quick loan disbursal

Online Processing

Check for eligibility for your business loans on your online application.

Loan against Property for Physician

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Total (Principal+Interest) 45,64,200

How To Apply


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form online


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Post verification, loan will be approved and disbursed in your account


What is the maximum loan I can get against my property?

You can get a Loan against Property up to a maximum of 70%* of the market value of your property for Residential Premises and up to a maximum of 60%* of the market value of your property for Commercial Premises. * Conditions apply

For what purpose can I avail a Loan against Property?

You can avail a Loan against Property for any personal or for business purposes provided the end use is not for any speculative or prohibitive reasons.

When will the repayment of the loan commence

Repayment will commence in the month subsequent to the month in which the loan has been disbursed

How can I repay my loan?

The repayment of loan is done through Equated Monthly Instalments (EMI). It can be paid through CTS compliant Post Dated Cheques (PDC) or through Electronic Clearance System (ECS).

What security will I have to provide?

The security for the loan will be the first mortgage of the property to be financed, normally by way of deposit of Title Deeds and/ or such other collateral security, as may be necessary. The title to the property has to be clear, marketable and free from encumbrance. In other words, there should not be any existing mortgage, loan or litigation which is likely to affect the title to the property adversely.

How will my loan eligibility be calculated?

Loan eligibility is usually calculated basis the repayment capacity of the borrower. Repayment capacity can be ascertained based on factors such as income, age, qualifications, spouse's income, etc. We recommend you to speak to your nearest Fullerton India Relationship Manager to understand the same.

How will the loan be disbursed

The loan would be disbursed directly to your operating bank account

What is the tenure of the Loan?

The loan can be for a maximum tenure of 15 Years or up to a maximum age of 65 at maturity of the loan.

When will the loan get disbursed into my account?

The loan is disbursed into your account post approval, compliance of the Loan Agreement and Legal formalities and after the property that is being mortgaged has been technically and legally appraised.

Can I repay my loan earlier than the due date?

Yes, you can repay your loan at any time during the loan tenure.

* Loans are at the sole discretion of Fullerton India and are subject to guidelines of the Reserve Bank of India. Fullerton India may engage the services of marketing agents for the purpose of sourcing loan assets in certain locations.

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