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Loan against property allows you to use the value locked up in a property to meet any expenses you may have. While the loan amount depends on the total value of your property, you are free to use the funds as you see fit. Your property acts as collateral for the loan, but you can continue to use it as before.
At Fullerton India, we provide customized property loan depending on your requirement. Thus, you may be salaried, self-employed or an SME - rest assured, we have a product for you. Our streamlined process with minimal documentation ensures a hassle-free experience for every customer.
You can reach out to our support team for answers to any queries you may have or information you need via phone, email, or chat. Apply for a Loan Against Property today, and make the most of a host of advantages as our valued client.
You can use the loan to value calculator below to get an estimate of the maximum loan amount you may be eligible for based on your income, monthly obligations and value / nature of your property.
As per your property value and monthly income & obligations, you may be eligible for a loan of upto INR 0.
Your monthly EMI will be around INR 0 for the interest rate and tenure selected
Interest payable over the loan tenure will be INR 0
Disclaimer : Please note that this calculator is for demonstrative purposes, and only takes into account the n... Read More
Our Loan Against Property can get you going within minutes to achieve your life goals!
Our unmatched loan against property products and experienced team ensure quick loan disbursals, hassle-free documentation and flexible tenures.
Loan Against Property up to `5 crores* - Our mortgage products offer loan amounts up to 70% of your property's market value. With loans up to `5 crores*, you can fulfil your business and personal needs with ease.
Easy interest rates starting at 9%*- Get the very best interest rates on loan against property in the market with our loan against property and maximise your benefits. We offer flexible repayment tenures so that you can plan your finances according to your needs.
High LTV on market value of both commercial and residential properties - You can get the best value with our mortgage loan product against your residential or commercial properties. Your funds can be used to fulfill any business or personal need.
Convenient and transparent process - Our mortgage loan products and services promise maximum speed and transparency. Our team is available via phone and email to help you find the best loan options and interest rates.
Personalised products to suit your individual needs - We offer different types of Loan Against Property products to suit all your needs at different life stages.
Hassle-free documentation and quick disbursal -Our seamless process makes sure that you have the smoothest experience from start to finish. With our online application process, you can get a loan against property with absolute ease.
*Terms and Conditions Apply
The loan against property eligibility depends on whether you are a salaried individual, self-employed or an SME. Your repayment potential is assessed on factors such as your income, fixed obligations, credit history, etc. Thus, along with the loan application, you will have to submit the following documents required for a loan against property.
The interest charged on a loan against property depends on several factors. These include:
The interest rates on mortgage loans from Fullerton India vary between 9% and 24% based on the above factors. To know more, please visit our loan against property interest rates page.
If you are an existing customer of Fullerton India, you may be eligible for Emergency Credit Line Guarantee Scheme.
Loan against property is an excellent and convenient way to raise money. As the name suggests, loans against property are sanctioned by financial institutions by accepting property as collateral. The borrower needs to pledge his or her property as a security against the loan amount. In case the borrower fails to repay the loan within the tenure, the property can be sold or auctioned by the lender to recover the loan amount sanctioned to the borrower.
You can get an amount of up to 70 percent* of the market value of the residential property or 60 percent* of the market value of the commercial premises. It is recommended that you speak with a customer service representative to know more about the maximum loan amount that you can avail against your mortgaged property.
You can avail of a Loan against Property for any personal or business purposes including funding a dream wedding, expanding business premises, paying for medical emergencies, and more. The end use of the mortgage loan product should not be for any speculative or prohibitive activities.
The repayment period will commence in the month subsequent to the month in which the loan was disbursed. To know more about our flexible loan offerings, speak to a customer representative online or at the nearest Fullerton India branch today.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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