Loan Against Property
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Loan Against Property

Financial freedom at your fingertips!

With a Loan Against Property from Fullerton India, get ahead with our unrivalled services, products, and technology. Our well-connected network across India makes us a reliable partner for achieving your personal and business goals.

With Fullerton India Loan Against Property, leverage your property's value to meet your financial commitments. Avail the benefits of online account management options, flexible offerings, and transparent procedures, access seamless processes from start to finish. Our Loan Against Property product is tailored to your needs. So whether you are looking at securing a loan for personal or business requirements, Fullerton India's mortgage products enable you to focus on your life's biggest moments, with no worries about the finances.

We ensure direct communication. With our designated in-house support team, you can be assured of high-quality guidance and support on phone, email, and chat - each time. Apply for a Loan Against Property with Fullerton India today, and enjoy a host of advantages as our valued customer.

Why Fullerton India Loan Against Property

With a Loan Against Property from Fullerton India, get started on your life goals within minutes. Our customer-first approach ensures that we design products that give you the speed and services that you need.

Our unmatched loan against property products ensure quick loan disbursals, hassle-free documentation requirements, and flexible tenures.

Loan Against Property up to INR 12.5 crores* - With mortgage products from Fullerton India, get loan amounts up to 70% of the market value of the property. With loans up to INR 12.5 crores*, you can fulfil financial commitments towards your business and personal expenses with ease.

Competitive interest rates starting from 9%* - Avail best in market interest rates on your loan against property to maximise benefits. Fullerton India also offers flexible repayment tenure options so that you can intelligently plan your finances as per your own individual needs.

High LTV on market value of both commercial and residential properties - Fullerton India’s mortgage loan product can be availed against residential and commercial properties. This is an inherently flexible product that can be used to fund a variety of business and personal needs.

Enjoy a convenient and transparent loan application process - At Fullerton India, our mortgage loan products and services are designed to ensure speed and accuracy. Our goal is to provide you with the funds you need - when you need them the most. Our expert team is available via phone and email to ask the right questions, listen, and suggest the best loan options and interest rates.

Tailor made products to suit your individual needs - Fullerton India offers different variations of the Loan Against Property product which are tailor made to suit the needs of different types of customers.

Hassle free documentation with quick disbursal - Fullerton India's seamless process ensures a convenient experience from start to finish. With our online application, you can get a loan against property with ease. Moreover, our expert team is available to support and guide you through the documentation process.



What is the maximum loan amount that I can avail against the property?

You can get an amount of up to 70 percent* of the market value of the residential property or 60 percent* of the market value of the commercial premises. It is recommended that you speak with a customer service representative to know more about the maximum loan amount that you can avail against your mortgaged property.

For what purpose can I avail of a Loan against Property?

You can avail of a Loan against Property for any personal or business purposes including funding a dream wedding, expanding business premises, paying for medical emergencies, and more. The end use of the mortgage loan product should not be for any speculative or prohibitive activities.


When do I have to start repaying the loan amount?

The repayment period will commence in the month subsequent to the month in which the loan was disbursed. To know more about our flexible loan offerings, speak to a customer representative online or at the nearest Fullerton India branch today.

How do I repay the loan amount?

You will need to repay the loan in Equated Monthly Instalments (EMI). The amount can be paid through CTS compliant Post Dated Cheques (PDC) or the Electronic Clearance System (ECS). For more information on EMIs and loan repayment options, get in touch with our in-house team.


What security do I need to provide to avail of the loan?

The security for the loan will be the first mortgage of the property to be financed - generally by way of deposit of Title Deeds and/ or such other collateral security. The title to the property has to be clear, marketable, and free from encumbrance. In other words, there should not be any existing mortgage, loan, or litigation, which is likely to affect the title to the property adversely.

How and when will the loan amount be disbursed?

The loan amount will be disbursed directly to your operating bank account - post approval from the company. The approval process includes a verification procedure for the loan agreement and other legal formalities. The loan amount is disbursed after the property has been technically and legally appraised.

What is the tenure of the Loan Against Property? Can I repay my loan before the due date?

The LAP can be availed for a maximum tenure of 15 years. You can take up the loan until a maximum age of 65 years (at the maturity of the loan). You can repay your loan amount at any time during the tenure.

Note: Loans are at the sole discretion of Fullerton India and are subject to guidelines of the Reserve Bank of India. Fullerton India may engage the services of marketing agents for sourcing loan assets in certain locations.


How will my loan eligibility be calculated?

The loan eligibility is usually calculated on the basis of the repayment capacity of the borrower. The repayment capacity will be ascertained based on factors such as your income, age, qualifications, spouse's income, and others. It is recommended that you speak with a customer service representative via phone and email or at the nearest branch to know more.

* Terms and conditions apply

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Get in Touch

Have a query? You can contact us through any of the channels listed below.

Toll Free Number 1800 103 6001 Timings: 9:00 AM to 7:00 PM on all days (except Sundays and public holidays).

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