Are you located in Noida and are looking for funds to finance big-ticket expenses? Property owners can rejoice since the hidden value of your property can help you avail of the funds required to give wings to your dreams.
We at Fullerton are glad to partner with you in helping you achieve your dreams. We haven’t laid down barriers on the reasons for which the funds can be used with the exception that the funds cannot be used for any illegitimate purpose. If you are a salaried, self-employed professional or SME considering a loan to finance your expenses, this is why a loan against property in Noida might be an ideal option:
Our basic eligibility criteria are simple and straightforward to ensure a smooth customer experience. The basic criteria are as described below:
Please note that other factors such as the nature and value of your property, your monthly income, existing obligations, credit history and other factors including Fullerton India’s policy at the time of loan approval will also be considered to determine mortgage loan eligibility. In case of multiple applicants, the same criteria for all applicants will be considered.
The documents required for loan against property to be submitted to evaluate your eligibility while applying:
Salaried Professionals: Salaried professionals desirous of applying for a loan are required to furnish a copy of their Income tax returns of the previous two years, KYC documents, bank statements and salary slips of the previous six months in addition to the documents of the property offered as collateral while applying for the loan.
Self-Employed Persons: Self-employed persons are required to submit a copy of their Income Tax returns of the previous two years, KYC documents, bank statements of the past 6 months, and income statements in addition to the documents of the property offered as collateral while applying for a loan against property in Noida.
SME’s: SMEs are required to submit KYC documents, a copy of Form 16, bank statements for the previous six months accompanied with Income tax returns for the previous two years along with the summary of audited financial statements, and the documents of the property offered as a loan.
If you are considering opting for a loan against property, get in touch with us through phone, email or walk into the nearest Fullerton India branch to know more.
*Terms and conditions apply.
Second Floor, B-16, Sector-16, Gautam Buddha Nagar, Noida, Uttar Pradesh - 201 301
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).
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