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The process for availing loan against property at Fullerton India is fairly straightforward. We have kept the documents required for a loan against property to a minimal, and it may vary based on your source of income. You will have to furnish proof of identity, address and age along with the proof of income to support your application. You will also have to share the documents about the property that you are offering as collateral.
You will need to have the following documents handy to apply for Fullerton India's loan against property:
Before applying for a loan against property, we recommend using our loan against property EMI calculator to check the monthly EMI you may have to pay given a certain loan amount, interest rate and tenure. EMI amount should be one that you pay without stretching your resources thin. Once you have decided the loan amount and tenure you are comfortable with, click on the Apply Now button to apply for the loan.
Please note that the above list is indicative. More documents for loan against property application may be requested depending on your employment type, the type of mortgage loan you are applying for, and Fullerton India's policies at the time of application.
To know more on loan against property documents, get in touch with us or apply now!
No. Proof of Income is a must when applying for a loan against property. Salaried applicants are required to submit salary slips of the past 3 months, and self-employed individuals, as well as SMEs, are required to provide audited financial statements of the past 2 years to show a steady source of income.
Once the loan is sanctioned, the funds will be disbursed to your bank account within the same day. You can track the status of your loan application by checking our “Track application” tool online. Fullerton India has a transparent process so that you are always aware of the status of your loan application.
Loan against property is a mortgage loan, and thus, no matter what the end-use of the funds maybe, you don’t get any tax exemptions on a loan against property. The same applies to all loan against property products offered by Fullerton India.
Your eligibility for a loan against property mostly depends on your income, your net monthly obligations and your CIBIL score, apart from other factors. For details, please visit our loan against property eligibility page.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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