6 Reasons to Get an Instant Personal Loan for Diwali 2021 Celebrations

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As we prepare for Diwali this year, there are reasons for cautious optimism. On Oct 21, 2021, India achieved the enviable milestone of 1 billion vaccinations. While we still have a long way to go before the whole country is fully vaccinated, this mammoth accomplishment certainly calls for celebrations.

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This year, we have a lot to thank for. The successive waves of COVID-19 cases seem to have been arrested. Due to mass vaccinations as well as the continued emphasis on following COVID-19 appropriate behaviour, the deadly effects of the virus seem to have ebbed. 

This year, families, friends, and loved ones will finally spend time with each other in person. After a quarantine that lasted 18 months, we will greet each other, not just over video calls but by exchanging gifts.

This festive season, shower your loved ones with Diwali sweets, delicacies, and gifts. Spare no expenses to express your joy and happiness at being a part of their lives. With a Fullerton India Personal Loan, make every Diwali wish of your near and dear ones come true.

High Loan Amount without Collaterals

When you avail of a secured loan, you are required to pledge an asset, as in the case of a loan against property. A personal loan is a form of unsecured loan in that you do not have to offer any collateral.

Additionally, personal loans allow borrowers to avail up to Rs. 25 laKhs. This enables them to make large and expensive purchases.

Individuals who avail personal loans to meet their Diwali expenses can buy high-end electronic appliances, revamp their home in style or take their family on an international holiday.

The terms and conditions of the loan will depend upon the borrower’s eligibility such as CIBIL score, etc.

Online Applications

The festive season, unfortunately, happens to be the busiest time of the year. With so much on your plate, it is difficult to make time to apply for a personal loan separately.

Fortunately, Fullerton India offers the convenience of online loan applications to customers.

With just a click of a few buttons, you can successfully apply for a personal loan online without ever having to leave your home. As long as you fulfill the eligibility criteria, you can complete the application process by simply uploading the necessary personal loan documents and filling up the digital form.

Using the personal loan EMI calculator, you can also select an appropriate repayment tenure so that the resulting EMI can fit comfortably in your budget.

Unforeseen Expenditures

Festive seasons are notorious for financial surprises. While most of these surprises may be pleasant - such as surprise visits from close family members or a bonus from the office, some may be unexpected and require additional finances to handle - such as a medical emergency, or organizing wedding arrangements.

A personal loan can help you meet financial emergencies anywhere, anytime. During the festive season, when expenses are higher than usual, Fullerton India personal loans can be a life-saver in the event of an unforeseen expenditure, due to their affordable personal loan interest rates, flexible repayment tenures, and quick online processing.

Competitive Interest Rates and Affordable EMIs

Fullerton India offers one of the most competitive personal loan interest rates in the industry. Using the personal loan eligibility calculator, borrowers can calculate how much they can borrow based on a few parameters such as monthly income and existing EMIs. Accordingly, they can plan their loan application better. For instance, applicants who require an amount higher than they are eligible for may consider adding a co-applicant. .

If you avail a personal loan from Fullerton India to meet your expenses this festive season, you can enjoy a hassle-free Diwali.

Speedy Disbursal and Instant Approval

Personal loans are usually unsecured. This means that their approval process doesn’t take a lot of time. It also means that you can apply for your Diwali personal loan on the go and not miss out on your festive celebrations.

Furthermore, when you apply for a personal loan from a reputed lender such as Fullerton India, the money is also disbursed to you swiftly. If you fulfill the eligibility requirements, you will receive your loan amount within a very short period.

Festive Offers

Many top lenders offer loans for Diwali celebrations. This is a good time to take advantage of such discounts and promotions and avail a personal loan to make this special occasion memorable for your family and loved ones.

This Diwali, Fullerton India has a grand festival offer for all eligible salaried borrowers. If you are looking to avail a personal loan, are a salaried professional and fulfil all the eligibility requirements, you can enjoy a flat discount of 0.5%* on processing fees.

You may also enjoy a flat 0.5% discount* on the interest rate. Please note that this is a limited-time offer only.

So, what are you waiting for? Log on to the Fullerton India website today, fill up the personal loan application form, upload your documents and enjoy an instant loan for Diwali celebration.

*Terms and conditions apply.

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