Knowledge Center - Personal Loan

In India, loans are taken up for a variety of reasons. Personal loans, business loans, and home…

When it comes to borrowing money, personal loans are often a popular option due to their…

We're heading into 2023, and it's time to plan your finances, budget, and investments. Start…

Lohri is a popular festival celebrated in the northern region of India, particularly by the…

Are you ready to escape the everyday grind and explore the world on this World Tourism Day? Look…

It usually takes about 3 to 7 business days to acquire a personal loan from a licensed lending…

Planning the perfect and romantic honeymoon can often be daunting when the exquisite locations…

The countdown for the new year has begun. The time to bid adieu to the current year is here, and…

There's no better time than Christmas to travel across Europe and explore the exquisite…

Celebrating New Year in Europe is a dream for many, and people from all over the globe are…

Nothing can beat the chilliness of the divine winters. Now that the winter season is almost here…

iPhones stay on everybody’s mind when they are launched. From style to functionality, iPhones…

With the pandemic came dozens of profitable business ideas from home. Working from home has…

When winter approaches, schools and offices announce long winter breaks. This is the best time…

There are various aspects of taking up external financial support from a lending institution.…

One of the most pride-filled moments of a parent’s life is to witness the daughter's marriage.…

One of the things you can wish for when you are taking up a loan is financial security. When you…

NBFC stands for Non-Banking Financial Company. Personal loans from NBFCs are given to…

For students, holidays are the best way to recharge and forget completely about their academic…

Speaking of magical and romantic places, nothing can beat India to the top spot. The season of…

India is known for its breath-taking beauty and unexplored diversity. Every year, thousands of…

Weddings are expensive affairs, and borrowing money from your friend to meet the expenses is…

Weddings are the happiest times of our lives! When we finally get to spend the rest of our lives…

Choosing a destination for a holiday is indeed tricky. Packing and making reservations are…

As winter starts to peep through, the newlyweds and couples scour their options to visit…

A wedding is a once-in-a-lifetime experience and is best celebrated as a lavish affair. The cost…

Weddings are occasions of great celebration and happiness all over India. During these times, we…

After working in the corporate world for a few years, a lot of individuals wish to add on higher…

In India, many people take up a personal loan to finance their dreams of owning their own houses…

Women in India are seeing massive development both personally and professionally. Many women are…

With the festive season just around the corner, every family in India is looking forward to…

Bonds and loans are similar terminologies but differ in several factors. These terms are often…

It is best to be prepared for medical emergencies in advance to be able to deal with those…

Bhai Dooj is a festival celebrated all over India to mark the bond among siblings. It is…

The festive season is here, and the eCommerce sector, lending institutions, and retail stores…

Dhanteras is also called Dhanatrayodashi or Dhanvantari Trayodashi. It remarks on the onset of…

The festive seasons are the most awaited times of the year, which often bring celebrations in…

Investment and gold go hand-in-hand for Indians. On the auspicious occasion of Dhanteras,…

The months after September in India are popularly known as the festive seasons. This is the time…

Diwali is almost here, and we can’t wait to celebrate the festival of light with utmost joy and…

If you need a loan for personal reasons like funding your holiday, paying credit dues, financing…

Mahatma Gandhi is popularly known as “The Father of the Nation” and is the primary face of India…

This prosperous time of the year we call Dussehra is when we commemorate the triumph of virtue…

We are finally getting close to the month when celebrations are around the corner. Dussehra is a…

We all wish to have a place to come back to at the end of the day. For most people, it is their…

KYC helps financial institutions to understand their customers and their financial patterns…

We have to pay interest to the lender for credit and loans. On savings or money accumulated, the…

When it comes to your wedding, don’t compromise on your dreams. After all, it's the biggest day…

The world is evolving, technology is developing, and digitalization is booming. A person’s life…

Simple interest is one of the easiest ways to calculate the annual interest expenses and income…

We Indians belong to a country that is still developing. To be entirely developed is still a…

Do you know, like every person is given a credit score based on their credit history, businesses…

In the event of a sudden financial crisis or meeting any short-term financial requirements, it’s…

Everyone dreams of having a grand destination wedding. Somewhere far with close family &…

How do you know your lender has approved your personal loan application? It’s the issuance of a…

Indian weddings are known for their extended celebrations, which span for over 2-3 days and…

A personal loan is the go-to financing option when you are in dire need of funds or meet any of…

In the personal loan category, there are two types of loan offerings by the lenders- one is the…

Indian weddings are often known to be extravagant affairs with celebrations continuing for days…

Wedding loans can be used to help cover the costs of a wedding. The interest rate charged and…

In this ever-changing world, you need to constantly learn and acquire new skills to elevate your…

A personal loan is one of the most popular and easily available…

Indian weddings undoubtedly are a whole lot of fun. But they are also tremendously hectic. Not…

Despite the general mindset of a loan equating to liability, not all loans are bad.…

If you are a businessman in the early stages of your venture, availing a…

Numerous times individuals are prepared to surrender their investment funds/ savings for…

In times of financial emergencies or severe cash crunch, a personal loan can be your savior as…

Developing good financial habits is the mark of a successful financial planner. Your family and…

A financially established young generation does tend to spend a substantial share of their…

Over the last ten years, the advancement of web technologies has been a boon for the financial…

Traveling is one of the  most enriching and fun experiences. Thanks to rising incomes and…

BNPL or buy now pay later credit services are the latest trend, especially among millennials and…

New Year 2022 is less than a month away. Wouldn’t it be fantastic to spend it in Dubai, one of…

Emergencies do not come with prior warnings. No matter how prepared you are, they can come…

Loans today are one of the most popular forms of financing your requirements. More and more…

Christmas is the perfect time to let your hair down and celebrate the season of giving. Having…

According to a recent publication, consumer and online personal loans have an 87% share in NBFC-…

The need for financial assistance can arise at any time. Institutionalised lenders typically…

The annual or monthly amount that an employee receives from the employer against services…

For Indian households, the kitchen is arguably its most important part. Nutritious breakfasts,…

Banks and non-banking financial companies (NBFCs) offer various…

Who does not want to have the glitz and the glamour of a big fat Indian wedding? The sangeet and…

The pandemic has changed the global landscape completely. The common man has been significantly…

In our culture and tradition, festivals play a key role in the prosperous growth of the society…

Diwali is just around the corner. The festive season last year was not celebrated with its usual…

As we prepare for Diwali this year, there are reasons for cautious optimism. On Oct 21, 2021,…

Lending institutions often think twice before providing a personal loan to proprietorship…

Rejection of any kind never feels good. However, it is an emotion that the majority of us have…

Diwali is that time of the year when you drench your home in pretty lights. With festivities in…

A wedding is likely to be a once-in-a-lifetime event. Therefore you may want to make it special…

Personal loan frauds through mobile loan apps have become common nowadays. And, in most cases,…

There will never come a time when doctors will not be in demand. Whether it is a normal world…

The biggest season on the Indian festive calendar is upon us! How to celebrate Dussehra, Durga…

Borrowers avail personal loans for a host of reasons. These reasons could range between managing…

By renovating your house, you can transform it into a lovely home suited to your family’s…

Used cars come with multiple benefits. Pricing is what draws us the most towards purchasing a…

Opting for a loan is a convenient manner to finance expenditure that cannot be financed out of…

You may have heard the term, guarantor, which means, a person who is willing to give a guarantee…

Personal loans can help in filling a void in your budget without compromising any of your assets…

For anyone, servicing multiple loan accounts is a challenging task. Apart from the risk of…

While preferring to opt for loans to finance one’s needs, a common question that occurs to most…

An instant personal loan is a form of unsecured loan that is…

In today’s world, you can apply for a personal loan easily and quickly. If you are applying…

The common man’s finances have had to bear the hardest blow as a result of the COVID-19 pandemic…

The pandemic has severely altered our livelihood process and has led to greater uncertainty due…

Same Day Loans fall under the category of unsecured personal loans and have an easier and…

There may be unforeseen times in your life when you may be in need of a sizable amount of funds…

The salary advance loan is getting highly popular among salaried professionals due to the…

Funds are not just an essential commodity to meet your everyday needs. Today, it can be termed…

For most of us, salary is the primary source of income, using which we fulfill our daily needs…

Shortage of funds- a situation no one wants to experience. However, there may be situations in…

There are three factors or qualities we often look for in a lender when…

A personal loan is the most versatile loan product, which can be used in meeting any type of…

Close friends and family members are always willing to bail us out of difficult situations. It…

One of the most attractive features of a personal loan that makes it unique is, there is no end-…

You can apply for a personal loan to arrange funds for any purpose including buying an…

When you need funds urgently and without having to worry about pledging any collateral, then you…

The choice of personal loan interest rates, fixed or floating interest rate always confuses…

‘Debt trap’ denotes negativity but what is a debt trap? A debt trap means that one owes a huge…

There may be times when funds are required quickly - for a wedding in the family, a holiday, or…

Fullerton is completely committed to making your entire loan journey an extremely smooth and…

There may be moments in your life when you need some extra money to meet your short-term or long…

A designer outfit, exquisite food arrangements, or entering one’s wedding venue in a horse-…

With the growing needs of the average Indian consumer, personal loans are now witnessing a huge…

Taking an active role to manage your funds is a sign of a good financial planner. If you look…

If you are in need of immediate funds to finance a personal expense but do not have any…

The roadmap of your loan consists mainly of applying for a loan, the loan is approved, repaying…

As lifestyles are improving, people have higher disposable income, abundant choices available…

Sometimes, funds may be needed at a short notice. Today, there are many options which one can…

Unfortunately, cash crunches arrive unannounced. They typically arise from a sudden medical…

In India, quality healthcare services are still out of reach of millions, mostly in rural areas…

Personal loans are used to arrange funds for a variety of purposes including going on a holiday…

Personal loans have become tremendously popular as they can be used for any purpose. Availing…

Personal loans enable borrowers to fulfil their aspirations without redeeming their savings or…

A person generally takes a personal loan at times of financial need or to meet some large and…

Let’s say you have a lot of existing debt – credit cards, student loans, consumer durable loans…

Personal loans are extremely useful. One can avail a personal loan…

Whenever you need funds for some purpose, you are likely to take a loan. Thus you don’t need to…

During the period ranging between 2015 and 2018, unsecured loans have witnessed a growth of…

Personal loans are collateral-free loans that can fulfil your every desire, wish, dream or…

Personal loans don’t require collateral and are quickly disbursed. They can be used for a…

There can be a host of reasons why individuals choose to get a loan. That said, the general…

Between 2015 and 2018, unsecured loans have witnessed a growth of approximately 4 times bank…

Due to the ongoing pandemic, you may have had to shelve your travel plans. However, with…

The pandemic that has swept the world has resulted in a huge financial crisis for many…

In recent times, the cost of education in all stages of academic career has increased several…

Our lifestyle defines how we live our daily life, our choices, how much we spend, and finally…

Your mobile phone helps you in having the world at your fingertips-quite literally! It offers…

Personal loans are a nexus between our dreams and achievements. Personal loans allow us to enjoy…

Personal loans for most people have become synonymous with everyday life. Be it buying…

According to a study conducted by The Global Burden of Disease Study, critical illnesses…

Loan restructuring is one of the most sought-after processes when any private/public company or…

Today’s women are looking to advance in their space by focusing on the skills that make them…

It is expected that India’s e-commerce sector will be worth an impressive $ 150 billion by 2022…

A Personal loan is an unsecured loan. Hence, financial…

Personal loans have taken care of people for many years for multiple reasons like medical…

Similar to credit cards, a personal line of credit is a revolving credit account that lets you…

India's economy has undergone a significant transformation over the years. This has also led to…

“When you buy from a small business, an owner does a happy dance” goes the popular saying and…

We all wish to lead a physically fit and healthy life, but in this high-paced environment,…

According to data provided by the Reserve Bank of India, personal loans consisted of…

A referral partner is a symbiotic associate or business partner who recommends a company's…

According to data provided by the Reserve Bank of India, the volume of…

If you require funds urgently, then one of the best ways would be to apply for a personal loan.…

With RBI allowing Indian lenders to onboard new customers via the video KYC process, it has…

IVF treatments are increasingly being brought to the forefront of fertility treatments in India…

Isn't it empowering to control every aspect of our lives right from what we wear to how we look…

As we have seen from recent trends, students these days are not only smart and talented but also…

We never know when an emergency would strike, which invariably puts a lot of pressure on our…

Personal loans are a boon because let us find happiness through our achievements. The past few…

Education Loan is one of the most popular types of personal…

Life is not a bed of roses; it has its ups and downs which we have to endure with grit and…

Personal loans are a common method of availing funds to fulfill a number of individual or…

Organisations across the world cannot function without funds. It is an essential part of a…

Term loans are borrowings from banks or other financial institutions for a fixed tenor, where…

Are you in dire need of funds due to a …

Loans are an extremely convenient way of meeting requirements and dealing with your financial…

A wedding, or medical expenses, a dream vacation, buying a new device/gadget or any other…

According to data provided by The Reserve Bank of India, the number of credit cards in use has…

An education loan is the choice of many when it comes to meeting expenses linked to higher…

A personal loan can be an attractive option to access quick and easy funds to make investments.…

Being an unsecured loan type that comes with flexible loan…

Why would one need a personal loan? Is the process of obtaining a personal loan any different…

In the event of a sudden financial emergency, your only way out may be a loan. Under such…

Making changes to your home once in a while is quite common. Be it improving your bedroom style…

When in need of liquid funds, you can go either the personal loan route or pay it off with a…

There is no fit-to-all formula for managing personal finances. Some people live a frugal life…

After taking a personal loan, you can keep track of all your repayments through the personal…

A personal loan is an unsecured loan offered by financial…

Personal loans are unsecured loans offered by financial institutions that help you to finance…

Life is unpredictable. There may be unexpected events beyond your control, which raises the need…

Personal loans are unsecured loans offered by banks and financial institutions that help you…

Lower the interest rates in a personal loan, better it is to take care of one’s financial needs…

In our fast-paced and sometimes hectic lives, we rarely get the opportunity to make our little…

Personal Loan is unsecured, which you do not have to pledge assets. You are eligible to apply…

An Unsecured Loan is a loan provided solely based on the creditworthiness of the borrower…

Personal Loan feels like a boon when you have a large expense to make, regardless of whether it…

A Personal Loan is amongst the most popular financing options in India. It is unsecured by…

Personal loan eligibility criteria vary between lenders. To avoid rejection, make sure that you…

Fullerton India Personal Loans are synonymous with transparency, competitive personal loan…

Personal loans are quite popular in India. But did you know that there are multiple types of…

Personal loans are among the most accessible ways to raise finance for various purposes. For…

The time period between the application for a loan and the approval of the loan can bring a…

Unplanned expenses can come knocking to your door any time without warning. It could be an…

We all have been hearing big talk about the technological revolution and digitization and how…

It is no secret that the cost of education in India and abroad is skyrocketing every year.…

Bali is a beautiful tropical island in Indonesia and among the top holiday destinations in Asia…

“Everybody in this country should learn to program a computer because it teaches us how to think…

According to CRISIL, a large chunk of people taking personal loans in India are the working…

Several banks and lending institutions provide personal loans for borrowers. Personal loans are…

Personal loans are not just the preferred form of borrowing for individuals; they are also a…

Personal loans have become one of the most popular types of financial products availed by people…

Personal loans are now some of the most popular…

In certain parts of India, even the idea of borrowing money invokes deep fear, tarnished by…

You have given your child the needed headstart in life by choosing the best schools and colleges…

Your child’s wedding is probably one of the most important occasions in your life. It's a time…

You’ve always dreamt of having that SUV or sedan or even a sports car. And every time you see it…

Looking to transform your house with comfortable and cosy areas that reflect your personality?…

Planning a family holiday to your dream destination but not sure what’s the best way to finance…

You may be faced with expenses such as buying your dream car, a smartphone, going for a dream…