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Published on Jan 22, 2021Updated on Aug 9, 2022
Personal loans are collateral-free loans that can fulfil your every desire, wish, dream or purpose. To top it all, they are instant and quick. Let us understand how to manage expenses using personal loans. We will also discuss the various expenses that can be met using personal loans.
Unpredicted expenses can catch you off-guard. You may suddenly have to arrange funds for either travelling or for a wedding or for medical purposes. A personal loan can be availed instantly to meet such unforeseen and immediate expenses.
Must Read: 5 Ways to Save Money Through a Personal Loan
Pursuing higher education, especially in a foreign country, is a dream come true for many. However, this can also be an expensive affair. Apart from the tuition fees, you would have to spend on accommodation and living expenses as well. But one need not give up on such a wonderful opportunity due to shortage of funds.
Rather, you could avail of a personal loan from Fullerton India at attractive interest rates. Fullerton India will support your pursuit of higher education for your children or yourself by ensuring that the entire amount is disbursed directly into your bank account. The eligibility criteria aren’t as stringent for personal loans as they are for education loans. You will also be not required to arrange for a guarantor. An education loan may not cover the tuition fees whereas a personal loan can cover various other expenses which you may incur.
The look and feel of your home play an important role in setting your mood for the rest of the day as well as ensuring that you are relaxed when you are back home after a tiring day. There are times when you may want to renovate your home. It could either be because your home has experienced wear and tear or it could be because your loved ones and you want a change. Instead of dipping into your savings, you can rely on Fullerton India’s personal loan for home improvement. Our interest rates are competitive and you can avail up to Rs 25 lakhs. So whether it is building a modular kitchen or revamping the bathroom or changing the flooring of your bedroom or all of these, you can go ahead without any worries and transform the ambience of your home.
Must Read: How to Apply For a Personal Loan using Fullerton's Instaloan App?
Both adults and children lead hectic lives and therefore all of us look forward to fulfilling vacations during the holidays. These vacations help us to spend quality time with our loved ones, enjoy new experiences, witness different cultures and also get rejuvenated.
So why settle on a mediocre destination when you can avail personal loans for vacations and travel to all those exotic and gorgeous destinations. You can not only click fabulous pictures to be posted on your social media profiles but also develop unforgettable memories.
There are several other expenses such as the working capital requirement for new or current businesses, that can be met by personal loans, sundry expenses, etc. But the important thing to remember is personal loans are collateral-free loans not restricted to any particular use.
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*Terms and Conditions apply. Loans are disbursed at the discretion of Fullerton India.