7 Unique Profitable Business Ideas for Housewives in 2022

Starting your own business is one of the most satisfying things you can do for yourself. As housewives, you are achieving enormous goals at home. But at the same time, time is money and hence you may want to look at other opportunities. Good business ideas for housewives in India can potentially boost your finances and make you feel safe and confident. 

List of Profitable Business Ideas for Housewives:

1) Online Marketing

Online world offers countless opportunities. You can be an online marketing expert, wherein you will help companies in boosting customers’ visibility on social media or drive more traffic to certain websites.

2) Tiffin Services

Today people want trustworthy ventures. People are busy working and there would always be potential for hygienic and healthy home-cooked food. You can create your niche of healthy food or unique recipes.

3) Daycare Center

You could open a daycare center, which is very satisfying. You could involve your own kids in this. You can get going with some space inside your home and someone who can cook healthy meals for the kids.

4) Salon Services at Home

You could offer salon services with ease. You need some expertise and additional staff. You could start this from home.

5) App Development or Freelance Coding

If you have expertise in computers, you could work on outsourced data. Eventually, you could try to be a virtual assistant depending on your skill and thereby work with many clients. 

6) Event Planning

Event management has tremendous potential. You can start with small events. You need to network with caterers, decorators, etc.

7) Freelance Blogger

Professional blogging offers a whole new gambit. You can either start your own blog or write for work on promotional blogs for content marketing companies.

Must Read: 5 Tips for Women to Start a Business in India

You could work on your logistics and work on a small capital. You do not need to worry about huge spending. You may need a working warehouse or an amount to buy goods. You could even assign an amount towards advertising.

Eligible business owners can get a business loan with Fullerton India upto INR 50 lakhs*. You can choose a loan tenure upto 60 months* with a competitive business loan interest rate, starting as low as 17% per annum. However, this further depends on some factors like location, income, business experience, current loans, etc. Do note that individuals who have a business that is less than 3 years old and/or do not have a record of steady income from the past 2 years will not be eligible for a business loan from Fullerton India. Do check our business loan eligibility criteria for more details.

Features and Benefits of Fullerton India Business Loan:

1) Instant Approval:

Fullerton India is happy to present instant approvals in the processing of business loans. This way you can plan your business decisions better. Small business loans can be disbursed within as few as 24 hours after final loan approval.

2) Business Loan Online Application:

Online application is the most convenient way of applying for Fullerton’s business loan. The steps are self-explanatory to follow. All you need to do is to fill out the form and upload the required documents. Alternatively, you could walk into your nearest Fullerton India branch for a face to face discussion.

3) Business Loan Calculators:

Fullerton offers useful online tools - business loan EMI calculator and eligibility calculator. They help you in better financial planning.

Must Read: 10 Best Side Business Ideas for Women

4) Documents Required for Business Loan:

Fullerton India business loan documentation is very easy. The below stated documents are to be submitted along with your application form:

1. Identity proof (PAN card)
2. Proof of Address
3. Bank statements (past 6 months)
4. Latest ITR with income computation, balance sheet, profit and loss account (past two years)
5. Proof of business existence like Trade license / Establishment / Sales Tax Certificate. 

Please note that depending on your profile and our Fullerton India policy, additional documents may be requested.

*Terms and conditions apply. Loans are provided on the discretion of Fullerton India Credit Co. Ltd.