Knowledge Center

If you need a loan for personal reasons like funding your holiday, paying credit dues, financing…

Eid-e-Milad commences in just a few days, which marks the annual commemoration of the birth…

Mahatma Gandhi is popularly known as “The Father of the Nation” and is the primary face of India…

This prosperous time of the year we call Dussehra is when we commemorate the triumph of virtue…

We are finally getting close to the month when celebrations are around the corner. Dussehra is a…

We all wish to have a place to come back to at the end of the day. For most people, it is their…

In today's exploding population, wherein traffic congestion is increasing, footpaths are getting…

KYC helps financial institutions to understand their customers and their financial patterns…

We have to pay interest to the lender for credit and loans. On savings or money accumulated, the…

When it comes to your wedding, don’t compromise on your dreams. After all, it's the biggest day…

The world is evolving, technology is developing, and digitalization is booming. A person’s life…

Business loan refinancing is a very common practice used by business loan borrowers to lower the…

Every business enterprise, irrespective of its size, requires adequate working capital to keep…

AADHAAR is one of the most vital personal identification documents widely used in India. It is…

In a business, there are two financial metrics that owners or businesses keep a close eye on:…

Simple interest is one of the easiest ways to calculate the annual interest expenses and income…

We Indians belong to a country that is still developing. To be entirely developed is still a…

Purchasing a property is not just about buying a dream home or a piece of land. For many,…

Medical technology is advancing in leaps and bounds. We expect to avail quality medical services…

Once you begin a business, you need to constantly sustain it and earn profits for the same. You…

With the growing population, the requirement for products and services in the economy is…

In recent years, there has been a welcoming change on Indian roads. More and more women are…

Do you know, like every person is given a credit score based on their credit history, businesses…

In the event of a sudden financial crisis or meeting any short-term financial requirements, it’s…

Everyone dreams of having a grand destination wedding. Somewhere far with close family &…

Loan against property is an excellent way of getting funds in bulk. The flexibility of loan…

Loan against your own property is a wonderful way of raising lump sum cash. You are free to use…

Every business owner needs access to a line of credit or cash to ensure that the venture…

Gone are the days when women were conformed to the boundaries of household chores. Today, women…

With the new generation taking over the world, most people wish to open up businesses of their…

With the increasing population, flats are seeming to become smaller, roads are seeming narrower…

Loan against property is a type of loan which gives you the desired financial cushion by…

Most businesses need to buy types of equipment and they need to regularly spend on their…

How do you know your lender has approved your personal loan application? It’s the issuance of a…

Indian weddings are known for their extended celebrations, which span for over 2-3 days and…

A personal loan is the go-to financing option when you are in dire need of funds or meet any of…

"Access to capital" is one of the considerable barriers small businesses face while looking to…

In the personal loan category, there are two types of loan offerings by the lenders- one is the…

Many times, our requirements of funds are spread over time and we have to borrow the funds all…

India as a country has progressed significantly over the years ever since attaining Independence…

Indian weddings are often known to be extravagant affairs with celebrations continuing for days…

Wedding loans can be used to help cover the costs of a wedding. The interest rate charged and…

You can get a bike loan to get the two-wheeler you want without having to use your own money. It…

Availing a loan against securities gives you, the borrower, the advantage to use your existing…

In this ever-changing world, you need to constantly learn and acquire new skills to elevate your…

A personal loan is one of the most popular and easily available loan types in the market. It…

Financial needs can arise unexpectedly and given the economy's changing consumption tendencies…

Loans are a good way to finance wants and needs. Banks and Non-Bank Financial Company (NBFCs)…

Starting your own business is one of the most satisfying things you can do for yourself. As…

Today, customers are more interested in buying and using eco-friendly products and reducing…

Indian weddings undoubtedly are a whole lot of fun. But they are also tremendously hectic. Not…

Despite the general mindset of a loan equating to liability, not all loans are bad.…

Planning a vacation? Worried about funds? Here is a good source for your travel funds, using…

Small and Medium Enterprise (SME) units play a crucial role in the development of modern…

If you are a businessman in the early stages of your venture, availing a…

It is rightly said that det is a two pinned sword wherein both the parties, money lender and the…

Personal loans come to the rescue when you are in need of funds for a variety of reasons. Be it…

Two-wheeler sales have been soaring over the last few years in India. The main reason for this…

Numerous times individuals are prepared to surrender their investment funds/ savings for…

India is one of the leading countries with the highest number of road accidents in the world…

Indians in the last decade have witnessed some phenomenal transformations. Embracing these…

In times of financial emergencies or severe cash crunch, a personal loan can be your savior as…

Business loans are provided to business owners who satisfy the lender’s eligibility criteria. If…

A loan against property is a secured loan type that can be availed for any purpose and there are…

Developing good financial habits is the mark of a successful financial planner. Your family and…

A financially established young generation does tend to spend a substantial share of their…

Will 2022 be that unique time in your life when you actually take the plunge to kickstart your…

Over the last ten years, the advancement of web technologies has been a boon for the financial…

Traveling is one of the  most enriching and fun experiences. Thanks to rising incomes and…

BNPL or buy now pay later credit services are the latest trend, especially among millennials and…

If you are thinking loan settlement is a positive development for your credit score as it…

Running a business is no easy task. And, if you are starting a new venture with a completely new…

New Year 2022 is less than a month away. Wouldn’t it be fantastic to spend it in Dubai, one of…

Businesses, whether they are small or large, managing and controlling expenses is the key to…

Do you know- about 75% of the two-wheeler purchases in India are funded by loans! The…

Emergencies do not come with prior warnings. No matter how prepared you are, they can come…

Some of the best business ideas in India have come from first-time entrepreneurs. Today, the…

Loans today are one of the most popular forms of financing your requirements. More and more…

Christmas is the perfect time to let your hair down and celebrate the season of giving. Having…

According to a recent publication, consumer and online personal loans have an 87% share in NBFC-…

The need for financial assistance can arise at any time. Institutionalised lenders typically…

The annual or monthly amount that an employee receives from the employer against services…

For Indian households, the kitchen is arguably its most important part. Nutritious breakfasts,…

Banks and non-banking financial companies (NBFCs) offer various types of loans to fulfill the…

Who does not want to have the glitz and the glamour of a big fat Indian wedding? The sangeet and…

The pandemic has changed the global landscape completely. The common man has been significantly…

In our culture and tradition, festivals play a key role in the prosperous growth of the society…

Diwali is just around the corner. The festive season last year was not celebrated with its usual…

As we prepare for Diwali this year, there are reasons for cautious optimism. On Oct 21, 2021,…

Lending institutions often think twice before providing a personal loan to proprietorship…

Rejection of any kind never feels good. However, it is an emotion that the majority of us have…

Owning a property is a dream come true for many. But the reality of the commitment strikes when…

With the ever-increasing traffic and the uncertainty of getting safe public transport to commute…

Diwali is that time of the year when you drench your home in pretty lights. With festivities in…

Are you worried about how to repay business loans fast and the thought is weighing you down? If…

A wedding is likely to be a once-in-a-lifetime event. Therefore you may want to make it special…

Personal loan frauds through mobile loan apps have become common nowadays. And, in most cases,…

There will never come a time when doctors will not be in demand. Whether it is a normal world…

Whether you are a start-up idea, a serial entrepreneur or a seasoned businessman, every venture…

The biggest season on the Indian festive calendar is upon us! How to celebrate Dussehra, Durga…

In order to avoid obstacles while borrowing a personal loan…

Borrowers avail personal loans for a host of reasons. These reasons could range between managing…

By renovating your house, you can transform it into a lovely home suited to your family’s…

Trading business ideas are a low investment and, depending on one’s skill, quite lucrative.…

Used cars come with multiple benefits. Pricing is what draws us the most towards purchasing a…

Opting for a loan is a convenient manner to finance expenditure that cannot be financed out of…

The majority of businesses during their lifecycle have to depend on some form of loan or credit…

You may have heard the term, guarantor, which means, a person who is willing to give a guarantee…

Personal loans can help in filling a void in your budget without compromising any of your assets…

Due to a unique situation in the market, Mr. X, who is in the business of running a hotel is…

There have been tremendous advancements in two-wheeler technology in the last few years. Even…

For anyone, servicing multiple loan accounts is a challenging task. Apart from the risk of…

While preferring to opt for loans to finance one’s needs, a common question that occurs to most…

An instant personal loan is a form of unsecured loan that is given out by financial institutions…

In today’s world, you can apply for a personal loan easily and quickly. If you are applying…

The common man’s finances have had to bear the hardest blow as a result of the COVID-19 pandemic…

The pandemic has severely altered our livelihood process and has led to greater uncertainty due…

Same Day Loans fall under the category of unsecured personal loans and have an easier and…

There may be unforeseen times in your life when you may be in need of a sizable amount of funds…

India has a robust securities and shares market which is proof of the fact that more and more…

The salary advance loan is getting highly popular among salaried professionals due to the…

Be it tiding over an emergency or reaching your long-term financial goals, credit is an integral…

Funds are not just an essential commodity to meet your everyday needs. Today, it can be termed…

For most of us, salary is the primary source of income, using which we fulfill our daily needs…

Shortage of funds- a situation no one wants to experience. However, there may be situations in…

There are three factors or qualities we often look for in a lender when…

A personal loan is the most versatile loan product, which can be used in meeting any type of…

Close friends and family members are always willing to bail us out of difficult situations. It…

If you are planning to avail of credit shortly, chances are that you must have come across the…

One of the most attractive features of a personal loan that makes it unique is, there is no end-…

You can apply for a personal loan to arrange funds for any purpose including buying an…

When you need funds urgently and without having to worry about pledging any collateral, then you…

The choice of personal loan interest rates, fixed or floating interest rate always confuses…

‘Debt trap’ denotes negativity but what is a debt trap? A debt trap means that one owes a huge…

There may be times when funds are required quickly - for a wedding in the family, a holiday, or…

Fullerton is completely committed to making your entire loan journey an extremely smooth and…

There may be moments in your life when you need some extra money to meet your short-term or long…

If you are considering applying for any kind of loan from a financial institution in the…

Working capital is the most important component of a business that represents the liquidity…

Your three-digit CIBIL credit score is very powerful as it reflects your financial…

A designer outfit, exquisite food arrangements, or entering one’s wedding venue in a horse-…

With the growing needs of the average Indian consumer, personal loans are now witnessing a huge…

Taking an active role to manage your funds is a sign of a good financial planner. If you look…

If you are in need of immediate funds to finance a personal expense but do not have any…

The roadmap of your loan consists mainly of applying for a loan, the loan is approved, repaying…

As lifestyles are improving, people have higher disposable income, abundant choices available…

Finance is the heart and soul of any enterprise. It plays a vital role right from the…

Sometimes, funds may be needed at a short notice. Today, there are many options which one can…

Unfortunately, cash crunches arrive unannounced. They typically arise from a sudden medical…

In India, quality healthcare services are still out of reach of millions, mostly in rural areas…

Personal loans are used to arrange funds for a variety of purposes including going on a holiday…

Personal loans have become tremendously popular as they can be used for any purpose. Availing…

Personal loans enable borrowers to fulfil their aspirations without redeeming their savings or…

A person generally takes a personal loan at times of financial need or to meet some large and…

Let’s say you have a lot of existing debt – credit cards, student loans, consumer durable loans…

We are all spending everyday working on our careers, families and lives, but it is only when the…

Personal loans are extremely useful. One can avail a personal loan…

Whenever you need funds for some purpose, you are likely to take a loan. Thus you don’t need to…

During the period ranging between 2015 and 2018, unsecured loans have witnessed a growth of…

Personal loans are collateral-free loans that can fulfil your every desire, wish, dream or…

Personal loans don’t require collateral and are quickly disbursed. They can be used for a…

There can be a host of reasons why individuals choose to get a loan. That said, the general…

Between 2015 and 2018, unsecured loans have witnessed a growth of approximately 4 times bank…

Business loans are primarily an unsecured loan type that…

Women belonging to different strata of society have always been multitaskers juggling home and…

Filing income tax returns is important for every salaried employee, even if you don’t have any…

People who have business ideas also have the vision to see the reward. Risk and reward go hand…

An economy's growth depends on its MSMEs (Micro, Small and Medium  Enterprises). MSMEs always…

Credit Bureaus in India and all over the world - have a primary purpose - which is to analyse…

For the burgeoning middle class in India, purchasing a two wheeler is almost akin to reaching a…

Due to the ongoing pandemic, you may have had to shelve your travel plans. However, with…

The pandemic that has swept the world has resulted in a huge financial crisis for many…

Credit scores are an important tool in the borrowing and lending business. The credit score of a…

MSMEs’ are the heart and soul of the Indian economy. They are the second-largest employer,…

In recent times, the cost of education in all stages of academic career has increased several…

Our lifestyle defines how we live our daily life, our choices, how much we spend, and finally…

Your mobile phone helps you in having the world at your fingertips-quite literally! It offers…

Personal loans are a nexus between our dreams and achievements. Personal loans allow us to enjoy…

Personal loans for most people have become synonymous with everyday life. Be it buying…

According to a study conducted by The Global Burden of Disease Study, critical illnesses…

The Indian economy has undergone a significant transformation in the past couple of years which…

Loan restructuring is one of the most sought-after processes when any private/public company or…

Today’s women are looking to advance in their space by focusing on the skills that make them…

It is expected that India’s e-commerce sector will be worth an impressive $ 150 billion by 2022…

The Debt to income ratio is the comparison or relationship between your monthly income and…

A Personal loan is an unsecured loan. Hence, financial…

Personal loans have taken care of people for many years for multiple reasons like medical…

Similar to credit cards, a personal line of credit is a revolving credit account that lets you…

India's economy has undergone a significant transformation over the years. This has also led to…

“When you buy from a small business, an owner does a happy dance” goes the popular saying and…

We all wish to lead a physically fit and healthy life, but in this high-paced environment,…

According to data provided by the Reserve Bank of India, personal loans consisted of…

A referral partner is a symbiotic associate or business partner who recommends a company's…

According to data provided by the Reserve Bank of India, the volume of…

If you require funds urgently, then one of the best ways would be to apply for a personal loan.…

With RBI allowing Indian lenders to onboard new customers via the video KYC process, it has…

IVF treatments are increasingly being brought to the forefront of fertility treatments in India…

Isn't it empowering to control every aspect of our lives right from what we wear to how we look…

As we have seen from recent trends, students these days are not only smart and talented but also…

The economic fallout due to COVID-19 induced pandemic has resulted in severe economic hardship…

We never know when an emergency would strike, which invariably puts a lot of pressure on our…

Personal loans are a boon because let us find happiness through our achievements. The past few…

Education Loan is one of the most popular types of personal…

Life is not a bed of roses; it has its ups and downs which we have to endure with grit and…

Personal loans are a common method of availing funds to fulfill a number of individual or…

Your CIBIL score plays a key role when you make a loan request to any financial institution.…

When we buy a house, we can either make a down payment or take a loan to make the payment.  When…

A credit score is a three-digit sum arrived at as a result of calculations from credit reports…

LAN is short for Loan Account Number. This number refers to the unique 14 or 15 digit number…

Organisations across the world cannot function without funds. It is an essential part of a…

Term loans are borrowings from banks or other financial institutions for a fixed tenor, where…

There are a lot of technical terminologies around loans and mortgages; it could be a home loan,…

Are you in dire need of funds due to a …

Loans are an extremely convenient way of meeting requirements and dealing with your financial…

For most of us, the process to choose the right loan means choosing the lender that offers the…

A wedding, or medical expenses, a dream vacation, buying a new device/gadget or any other…

According to data provided by The Reserve Bank of India, the number of credit cards in use has…

An education loan is the choice of many when it comes to meeting expenses linked to higher…

A personal loan can be an attractive option to access quick and easy funds to make investments.…

Being an unsecured loan type that comes with flexible loan tenure, personal loans offer…

Why would one need a personal loan? Is the process of obtaining a personal loan any different…

To understand the steps involved in making your Fullerton India EMI payment online, it is…

In the event of a sudden financial emergency, your only way out may be a loan. Under such…

The COVID-19 Pandemic has caused an upheaval in various aspects of life. The Government is…

Covid-19 and the subsequent lockdown have affected industries and which has led to a near-…

Making changes to your home once in a while is quite common. Be it improving your bedroom style…

When in need of liquid funds, you can go either the personal loan route or pay it off with a…

CIBIL score or credit score as it is generically known, is one of the important factors that we…

A loan is essentially an amount borrowed for a fixed period. The amount borrowed requires it to…

The coronavirus has shaken the world in unprecedented ways. What started as an epidemic in Wuhan…

There is no fit-to-all formula for managing personal finances. Some people live a frugal life…

CIBIL is one of the four credit bureaus…

After taking a personal loan, you can keep track of all your repayments through the personal…

If you have taken a loan from Fullerton India and would like to know the status of your loan, we…

If you’re a doctor or a medical professional, at some point, this thought will enter the realm…

A personal loan is an unsecured loan offered by financial…

Personal loans are unsecured loans offered by financial institutions that help you to finance…

Life is unpredictable. There may be unexpected events beyond your control, which raises the need…

The Union Budget 2020 had a clear theme and some key points. Take a look at some of the union…

The most appealing, the most favoured and the most popular secured loan is undoubtedly…

Personal loans are unsecured loans offered by banks and financial institutions that help you…

Mortgaging property, be it commercial or residential has been an age-old tradition when there is…

Owning a bike can be very fulfilling – it helps you manage your daily commute without having to…

Owning land instill a feeling of ownership and pride. It also brings a lot of happiness along…

Lower the interest rates in a personal loan, better it is to take care of one’s financial needs…

In our fast-paced and sometimes hectic lives, we rarely get the opportunity to make our little…

Business finance may seem tricky at times. Especially in a dynamic environment like today, as a…

Personal Loan is unsecured, which you do not have to pledge assets. You are eligible to apply…

Maintaining a good credit history, and ensuring that the same is reflected in your CIBIL report…

An Unsecured Loan is a loan provided solely based on the creditworthiness of the borrower…

Running a business involves many different expenses. Each one of these generates returns at a…

Personal Loan feels like a boon when you have a large expense to make, regardless of whether it…

A Personal Loan is amongst the most popular financing options in India. It is unsecured by…

Personal loan eligibility criteria vary between lenders. To avoid rejection, make sure that you…

A secured loan is typically a better option than an unsecured loan as it has easier eligibility…

Fullerton India Personal Loans are synonymous with transparency, competitive personal loan…

Women entrepreneurs face significant challenges when trying to break into the business world. It…

A lender would consider your credit history before giving you a personal loan. This is why a low…

Life can be uncertain and during certain situations, you may require funds quickly. During such…

Personal loans are quite popular in India. But did you know that there are multiple types of…

A home loan is designed specifically for financing the purchase or construction of a residential…

Personal loans are among the most accessible ways to raise finance for various purposes. For…

Nothing beats the thrill of riding your own bike to places; be it commuting to the workplace or…

While you may depend on your own funds when starting out your business, not all your business…

Imagine being able to decide your own working hours, being able to decide the clients you get to…

Loans against property are a form of unsecured loan that has…

As a doctor running your own practice you can be a part of the growing healthcare industry of…

Loans against property are secured loans that have become very popular. These are essentially…

The time period between the application for a loan and the approval of the loan can bring a…

Rajan has been working very hard over the past few years to grow and expand his grocery…

Loans against property are multi-purpose secured loans which are offered by lending institutions…

Borrowers often make the mistake of confusing loans against property and home loans. While they…

Unplanned expenses can come knocking to your door any time without warning. It could be an…

We all have been hearing big talk about the technological revolution and digitization and how…

It is no secret that the cost of education in India and abroad is skyrocketing every year.…

Imagine being able to set your own working hours, and being able to decide how you run your…

Bali is a beautiful tropical island in Indonesia and among the top holiday destinations in Asia…

“Everybody in this country should learn to program a computer because it teaches us how to think…

According to CRISIL, a large chunk of people taking personal loans in India are the working…

At some point in time, you may find yourself in a situation where you are in dire need of cash,…

Several banks and lending institutions provide personal loans for borrowers. Personal loans are…

Personal loans are not just the preferred form of borrowing for individuals; they are also a…

Personal loans have become one of the most popular types of financial products availed by people…

Personal loans are now some of the most popular…

In certain parts of India, even the idea of borrowing money invokes deep fear, tarnished by…

The news of your child’s acceptance to a prestigious university for higher studies is a moment…

Owners involved in any industry can avail business loans, be it manufacturing, trading or…

Every business starts off with a vision, a dream of taking an idea to new heights. While the…

Having a home can be a blessing in more ways than one. It gives you a roof over your head, or…

All businesses begin with an aspiration to grow and expand. But timely funds are needed to fuel…

You have given your child the needed headstart in life by choosing the best schools and colleges…

Yes, you can! Celebrations and family functions are important occasions that everybody looks…

Your child’s wedding is probably one of the most important occasions in your life. It's a time…

Yes! Your real-estate assets could become your largest source of financial strength to help you…

Milestone events such as going for higher education, marriage or even the birth of a child are…

You’ve always dreamt of having that SUV or sedan or even a sports car. And every time you see it…

Looking to transform your house with comfortable and cosy areas that reflect your personality?…

Planning a family holiday to your dream destination but not sure what’s the best way to finance…

You may be faced with expenses such as buying your dream car, a smartphone, going for a dream…

Every business starts with a vision, a dream of taking an idea to reality. A business may look…