Health Insurance

You work hard for the best in life, but don’t forget the importance of being prepared for the worst. No one plans to fall ill or get hurt, but most people face the need for medical care at some point in time. That’s why Health Insurance is so important. To ensure that you and your loved ones are protected in times of need, and from the uncertainties of life. To shield you from the ever-rising cost of healthcare facilities and medical services. To give you the security to live your life, without restraint. Which is why Fullerton India associates with ManipalCigna Health Insurance Company Ltd, to offer you a range of health insurance policies.

With 200 years of service in the healthcare industry, ManipalCigna understands that each person has distinct needs for themselves and their family. And so, offers a set of tailor-made individually comprehensive ProHealth Insurance plans to ensure that you are financially covered, through any medical scenario. A second set of health insurance policies, including Lifestyle protection critical care, Lifestyle protection accident care, ManipalCigna Global Health Group Policy and ManipalCigna ProHealth Cash, make up the extensive offerings of ManipalCigna.

Key products offered by ManipalCigna Health Insurance

ManipalCigna Prohealth Insurance

Pro Health

These are health insurance policies which help you with your hospital and medical expenses as well as treatment in case of hospitalisation. ProHealth Insurance is divided into these broader plans:

ManipalCigna ProHealth Protect Plan:
This smart health insurance plan provides sum insured options of up to 50 lakhs, a financial cover leading up to, and during hospitalisation. Apart from Day-care procedures and Domiciliary treatment, it provides consultation and pharmacy charges under Health Maintenance Benefit (HMB)

ManipalCigna ProHealth Plus Plan:
This value for money health plan is designed to take care of health complications as well provide maternity benefit including new born expenses and first year vaccination cover. It offers coverage between 4.5 lakhs to 50 lakhs.

ManipalCigna ProHealth Preferred Plan:
The sum insured under this policy ranges from 15 to
50 lakhs. This unique health insurance policy provides a Worldwide emergency cover of up to full sum insured. Amongst other significant features, it offers health maintenance benefits up to 15,000 each year and 100% sum insured restoration. On each renewal, a health check-up facility is also available.


ManipalCigna ProHealth Premier Plan:
This world class plan offers a colossal health insurance coverage against all health eventualities up to 1 Crore. The range of cover includes health maintenance benefit, worldwide emergency cover, maternity benefit, new born baby and first year vaccination for new born baby.

ManipalCigna ProHealth Accumulate Plan:
With this plan, you get a "Personal Health Wallet" under health maintenance benefit that grows year on year. It not only helps you take care of your present healthcare expenses, but also build a reserve for your future health needs. What's more, it offers additional rewards for staying healthy and a world of benefits with ProActiv Living.


ManipalCigna Lifestyle Protection - Critical Care

ManipalCigna Lifestyle Protection - Critical Care
  • A specially designed plan that not only assures you financial support in critical times but also gives you benefits like access to over 1,000,000 quality hospitals worldwide, coverage for a wide range of illnesses, staggered claim payout option, medical second opinion, etc.

ManipalCigna Lifestyle Protection - Accident Care

ManipalCigna Lifestyle Protection - Accident Care
  • This plan protects you and your loved ones from unexpected expenses that may arise in case of an unfortunate event such as an accident.


Insurance is the subject matter of the solicitation. Insurance and/or any Third Party Products (TPP) are not mandatory for the purpose of application and disbursement of the loan. It shall be at the sole discretion of the customer to avail any such insurance and/or any Third Party Products along with the loan.

For more details contact your nearest Fullerton India branch.
*Insurance is the subject matter of solicitation.

Fullerton India is an IRDAI Licensed Corporate Agent (CA License No. CA0098) of ManipalCigna Health Insurance Company Ltd. (ManipalCigna). This insurance policy is underwritten by ManipalCigna. Participation by Fullerton India Customers shall purely be on voluntary basis. Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license. Regd. Address: ManipalCigna Health Insurance Company Ltd., 4th Floor, Raheja Titanium, Off Western Express Highway, Goregaon East, Mumbai-400 063. IRDAI Reg. No.: 151. Tax benefit available as per plan opted. Tax benefits are subject to changes in the tax laws


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.