Protecting your employees

Group Insurance

One of the best ways to inculcate a feeling of belonging in a group is to show how much you care for them. Our Group Insurance Scheme, is meant to provide insurance protection to groups of people and their families. Group Insurance scheme is ideal to show that your organization cares not just for its employees but also their family members and loved ones. A Group Insurance is the best and the most cost effective way to enjoy group benefits.

Fullerton India in association with leading Insurance companies offers Group Insurance products to the customers who avail loans from Fullerton India. The base premium paid by the customer will be dependent on the age of the customer, the insured amount and the term of the insurance policy. The premiums will be deducted from the loan upfront, subject to consent from the borrower. This product is being offered through ICICI Prudential Life Insurance Company, ICICI Lombard General Insurance Company and Kotak Life Insurance Company.

Personal Loan Group Secure Mind, Group Personal Accident & Fire Insurance

General Insurance comprises Group Secure Mind and Group Personal Accident for Salaried customers and Fire Insurance for Self Employed customers.

Coverage	Salaried Customer	Self Employed Customer
Group Personal Accident
Accidental Death
Accidental Total Disability
Group Secure Mind
Critical Illness (Death/Diagnosis)
Loss of Job		NA
PA & PTD

All customers will get cover for a period equivalent to loan tenor or max upto 5 years. Age at entry is 20 - 65 years. *Conditions apply.

Group Personal Accident

Group Personal Accident is also available for those customers who avail of a Commercial Vehicle Loan from Fullerton India and voluntarily opt for the coverage.

The coverage shall be against Death resulting due to accident, Permanent Total Disability and Accident hospitalization benefit irrespective of the loan amount

All customers age between 20 - 65 years are covered
Cover is offered by ICICI Lombard General Insurance Company Ltd.

Benefits to the customers are as below

Death Resulting due to accident Cover

If the Death of the Insured Person results solely and directly from bodily injury, then the Sum Assured will be paid.

Accident Hospitalization Cover

This cover can be availed in case of hospitalization due to accident. Actual hospitalization expenses shall be reimbursed upto a maximum of Sum Insured mentioned against the Benefit.

Permanent Total Disability

Only if the disablement results in inability to remain gainfully employed. If injury shall within twelve months of its occurrence be the sole and direct cause of the total and irrecoverable loss of sight of both eyes, or of the actual loss by physical separation of two entire hands or two entire feet, or one entire hand and one entire foot, or of such loss of sight of one eye and such loss of one entire hand or one entire foot.

Mortgage Insurance

Borrower of Home Loan and Loan against Property from Fullerton India can avail this insurance cover which is provided by ICICI Prudential Life Insurance Company, ICICI Lombard General Insurance Company.
All customers age between 20 – 65 years are covered.
Premium payment will be funded by Fullerton India and therefore will not result in any cash flow strain for the borrower.

For more details contact your nearest Fullerton India branch.

*The above coverage details are indicative and subject to change..

**Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.