Hypothecation Loan

At Fullerton India we believe in the growth of your firm or company, therefore, we have come up with Fullerton India Hypothecation Loan. This loan is beneficial for manufacturing and processing industrial units to meet their need for establishing new plants and purchase of machinery. The loan could be considered against the hypothecation of plant and machinery and finished/semi-finished goods. Wherever possible, land and building owned by the applicant/borrower shall be taken as collateral security by way of mortgage.

Features & Benefits

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No prepayment penalty

You can close the loan at any point of time as there is no prepayment penalty on pre closure.



A wide variety of equipment covered for funding including Agri & Farm, Power, Irrigation, medical equipment, MSME equipment, etc.

Flexible Tenure

Flexible repayment schedule

The maximum repayment period is up to 7 years


Complete Transparency

No hidden charges and you can get funding up to 75% of your asset cost.

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Eligibility Criteria


Interest Rate Rationale


Fees & Charges



These are the eligibility criteria you must fulfil before availing this loan:

  • Should be at least 21 years old (at the time of application) and less than or equal to 65 years (at the end of the loan tenor)
  • Should be residing in the city for at least one year
  • Should be working for at least one year
  • Should have a landline number either at the residence or at office
  • Please visit the page to know about Interest Rates
  • Please visit the page to know about Fees & Charges
  • Two photographs of Borrower and Guarantors
  • Address proof of Borrower and Guarantors (copy of Ration Card, Election card, Telephone bill, Driving License etc.)
  • Income proof, Copy of Income Tax Return, Financial Statement of the Firm, Sales Tax returns etc.
  • Profile of Guarantors.
  • Loan should be guaranteed by two financially sound members (Any) having net individual worth twice the loan amount.
  • Quotation for article to be purchased.
  • Security of two guarantors and Hypothecation of article to be purchased.