Garima Loan

Sanitation is one of the biggest challenges that India faces and it is one of the primary reasons that is hampering India’s growth. With the aim to eradicate the sanitation woes of rural India, Fullerton India facilitates finance for construction of Toilets.

Under this loan, customers can either avail the amount directly and construct it at their convenience or get the toilet constructed via a vendor.

Features & Benefits

Loan Amount

You can avail a loan amount from INR 10,000 to INR 50,000

Loan Tenure

The loan tenure ranges from 6 to 24 months

Apply for Garima Loan

Submit your application within minutes!

Click Here

Eligibility Criteria



  • Existing or new Fullerton India customers can avail this loan
  • Two photographs of Borrower and Guarantors
  • Address proof of Borrower and Guarantors (copy of Ration Card, Election card, Telephone bill, Driving License etc.)
  • Income proof, Copy of Income Tax Return, Financial Statement of the Firm, Sales Tax returns etc.
  • Profile of Guarantors.
  • Loan should be guaranteed by two financially sound members (Any) having net individual worth twice the loan amount.
  • Quotation for article to be purchased.
  • Security of two guarantors and Hypothecation of article to be purchased.