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When it comes to funding a major expense out of the blue, having enough savings in your bank account to tide you over is the ideal scenario. In real life, that rarely happens.
It is not always feasible to increase your savings quotient on your earnings to amass a large corpus. Moreover, emergencies such as medical expenses are hard to plan for. Under such circumstances, an instant personal loan is a life saver.
Today, personal loans are one of the most popular financial products across the globe. Applicants can simply use the Personal Loan Eligibility Calculator online to run a check on the maximum loan amount they may be able to get. Moreover, unlike home loans, personal loans are unsecured in nature which means that applicants are not required to put up collateral against the loan. Most loans require basic documentation and come with the flexibility of tenure between 12-60 months.
If you wish to check your monthly financial outlay on the personal loan, just use our Personal Loan EMI Calculator to get a near accurate estimate on the EMI amount.
Additionally, interest rates on the loan are much more competitive in comparison to credit cards making it an attractive finance option for many in need of instant cash. Moreover, almost the entire process of application to disbursal can be carried out online.
When you take out a personal loan, you are required to abide by a set of terms and conditions that is outlined in the loan agreement. This typically includes the loan amount disbursed, rate of interest to be paid, repayment period and more. However, circumstances may not always be in your control and therefore you may need to increase the personal loan amount.
If that is indeed the case, then there are certain approaches that can help you fulfil your requirements.
If you are convinced that you need to increase the personal loan amount, then you may opt to apply for an instant personal loan with Fullerton India. Simply follow these steps:
Based on the information provided, if basic eligibility is satisfied, you may be provided an in-principle approval and your application will be processed further.
A customer service representative will get in touch with you to understand your requirements and upon successful verification checks, provide you a loan agreement. After receiving your signed consent, the loan is approved and the funds are disbursed to your account. .
Alternatively, you can always reach out to the customer support team on their toll free number (1800 103 6001) or email us at [email protected].
You can take our personal loan for a variety of reasons.
Here are some articles which could help you understand us and our products better. Do share your comments and let us know what you think!
Curious to know the maximum and minimum duration for personal loan? Read our blog to find out and get all the answers you want.
Are you applying for a personal loan as a co-signer or co-applicant? There are major differences between these two. Learn more!
A comparison of Flexi Personal Loan & Term Loan on the basis of loan amount, rate of interest, structure of EMIs & fund disbursal.