Fullerton India understands that each business has unique financial needs. We pride in partnering with both budding and established businesses in achieving their varied goals through customized financial solutions. As your partner, our focus is your growth and providing you the financial strength when you need it. This is why we have kept our lending processes straightforward and made getting a business loan easy. Based on your application, we match you with the business loan option that best meets your requirements. At Fullerton India, you would find more than just a lender – we aspire to be your preferred partner for all your business needs.
Whether you are planning expand your business or starting up a new enterprises, Fullerton India has a wide array of unsecured solutions of up to `50 lakhs* to support you. Our flexible solutions help you take care are not just your capital requirements but also short-term and working capital needs towards everything from buying or replenishing inventory, to purchasing equipment, to office expansion, to business marketing, and even paying for additional staff. With over a decade of experience serving small business owners, we at Fullerton India strive to provide the best business loans in Indiaas per the requirement of every unique customer across various sectors including retail, e-commerce, and travel.
Apply online for business loan today, and begin to manage your account on our simple but highly powerful dashboard. With our seamless online tracking process, you can manage and change your custom preferences in seconds. Other benefits include:
Flexible loan facilities: With our flexible loan facility, you repay your loan within 12 – 60 months as per your convenience. Thus, you can ensure that your repayment schedule matches your cash flow. There are also options for foreclosure that allow you to prepay the loan amount without any extra charges*.
Servicing capital requirements: We offer quick and easy finance for up to `50 lakhs* to small businesses. Our competitive interest rates ensure that your cost of capital remains low.
Small business loans within 24 hours*: We understand that opportunities do not knock twice. This is why we have transparent business loan eligibility criteria and minimal documentation requirements that allow you to get the funds when you need them.
No collateral: With Fullerton India, you can get collateral free business loans* and needn’t pledge your personal or business assets to finance your small business.
Tailormade solutions: Our small business loan products come with pre-approved offers for your capital needs. You can also get a higher loan top-up amount and choose repayment tenure up to 60 months as per your convenience.
Online account access: You can track and manage your business loan account anytime, anywhere and across devices (desktop, mobile, or tablet) using our service portals and mobile applications.
* Terms and conditions apply
At Fullerton India, documentation for business loan application involves basic KYC documents (PAN, Address proof), Bank Statements and business documents. Here is a list for your quick reference.
For a more complete list, please visit the Business Loan Documents page or speak with our customer care representative.
To apply for business loan online, visit Fullerton India’s Apply Now page to start the application process.
*Terms and Conditions apply
If you are an existing customer of Fullerton India, you may be eligible for Emergency Credit Line Guarantee Scheme.
A Business loan is a debt instrument used specifically for business finance like funding the expansion of your business, purchasing long-term assets for the business, or meeting the working capital requirements. It has to repaid according to certain agreed upon terms and conditions. At Fullerton India, business loans are tailor-made with your cashflow in mind so that you can repay it without compromising on your other expenses.
You can avail a loan amount of up to INR Rs. 50 lakhs*. The amount would be calculated based on your income and other parameters. Speak to a Fullerton India customer service representative today to know more about your business loan eligibility.
Fullerton India offers competitively priced business loans between 13% – 21%to suit every customer’s needs. The business loan interest rate is decided by several factors including your income source, number of years in business, business stability, and existing monthly obligations. Please click to check the current business loan interest rates offered as well as other details.
To apply for a small business loan from Fullerton India, you need to be at least 25 years of age. Your age at the time of the maturity of the loan should be less than 65 years. This criterion is applicable to self-employed individuals. If you are a non-professional individual, a different set of eligibility criteria might apply to you.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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