Borrowing for your business is always a positive step that can help you move faster. Our customised business loan interest rates and fees are tailored to suit every customer as per his or her individual profile and requirement. Thus, no matter what your need is – working capital, purchase of new machinery, business expansion or debt consolidation, our affordable solutions will ensure that you can meet your business loan requirements in the easiest and most convenient manner.

Fullerton India offers affordable Business Loans solutions. Upon receiving your application, you will firstly be evaluated for eligibility as per our policy at the time of loan application based on the information you provide us. If deemed eligible, our representative will get in touch with you to understand your requirements in detail and set up an appointment for document collection. Depending on what you require, your credit score, business turnover and other financials, we will arrive at the best possible business loan interest rates that can be offered to you. 

Read on to know more about our business loan interest rates and other charges. 

To know more, please feel free to get in touch with us through our customer care centre, or visiting us at your nearest Fullerton India branch. 

Fullerton India Business Loan Interest Rates

Interest Rate 17-21% Interest Rate (depending on several factors including location, net income, business stability, collaterals, existing monthly obligations, etc.)
Loan Amount Up to Rs. 50 Lakhs*
Loan Tenure 12-60 Months
Proceeding Fees Up to 6.5% of the Loan Amount
Customer Type Proprietor / LLP/ Pvt Ltd / Partnership / Public Ltd

Business Loans Fees & Charges

Here’s a table of Fees and Charges for Fullerton India Business Loans to help you understand the same in detail

Fee Type Applicable Charges
Delayed EMI Payment Interest
( per month of delay, every month)
As stated under additional interest charge**
Collection of Cheque/Cash
(per collection)
NIL
Cheque /ECS dishonoured Charges
(per dishonour of cheque/ECS per presentation)
300
Swap Charges- for replacement of Post-dated cheques to ECS
(per instance)
500
Swap Charges- for replacement of ECS to ECS
(per instance)
500
Loan Cancellation charges
(loan cancelled before first EMI)
1000
Foreclosure Charges  
0 to 6 EMIs fully paid Not allowed
7 to 17 EMIs fully paid 7%
18 to 23 EMIs fully paid 5%
24 to 35 EMIs fully paid 3%
36 or more EMIs fully paid 0%
**Additional Interest (applicable for payment defaults): Rate
For all loans 2% of the overdue EMI amount per month calculated on a daily basis

*Terms and Conditions apply

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