Maharashtra, the cosmopolitan state is full of beaches, cuisines, culture, etc. It boasts of being the largest economy in India and is one of the more urbanized states. It has an enormous blend of manufacturing, agricultural, and service industries. Thus, there are umpteen business loan opportunities in Maharashtra. You can take a business loan with Fullerton India seamlessly. With Fullerton, you can enjoy smooth transactions, minimal documentation, and quick processing. You can decide to pursue entrepreneurial goals. You may want to set up a factory or buy raw materials for your existing set-up. Fullerton is ready to be your partner to assist you with any business need. Fullerton provides collateral-free loans. Fullerton would like to present a comfortable business loan journey with benefits like attractive interest rates, flexible repayment tenure, and smooth documentation. 

Fullerton’s Business Loan Details:

You can take a business loan up to INR 50 lakhs. You need the right documents according to your loan amount. Your repayment tenure is flexible from 12 months to 60 months. Business loan interest rate is also competitive, starting rate is as low as 17% per annum.  The final interest rate offered depends on a number of factors like location, income, business experience, current loans, and Fullerton India’s policy at the time of loan approval.

Features and Benefits of Fullerton India Business Loan

1) Quick Approval:

Fullerton India is happy to present quick approvals to eligible applicants by leveraging the digital processing of business loans. This way you can plan your business decisions better. After successful verification checks and documentation, small business loans are approved and the required funds are disbursed shortly after.

2) Online Application:

Online application is the easiest way to apply for Fullerton’s business loan. Just click on the “apply now” button on this page, select “business loans” and fill out the online form. Our Fullerton customer care representatives will get in touch with you to take the process ahead. You can also go to your nearest Fullerton India branch in Maharashtra and complete the process guided by our team there.

3) Business Loan Eligibility Calculator:

A useful online tool is our business loan eligibility calculator. This gives you a chance to find out an estimated loan amount that you could be eligible for. You need to key in some details like location, age, annual profit after taxes, total net monthly EMIs, preferred rate of interest, and repayment tenure. You can get your loan amount on your screen within seconds. This can help you in planning your next steps.

4) Business Loan Calculators:

Fullerton India offers another useful online tool. It is called the business loan EMI calculator. You can manage your monthly business outflow much better with the help of this calculator. Once you enter the details, you can find out the exact EMI amount. You can alter the same till you get an EMI amount that is within your budget.

5) Fullerton India Business Loan Eligibility:

Fullerton India provides business loan opportunities to enterprises like proprietors, private limited companies, and partnership firms. Here are some of our basic business loan eligibility criteria:

  • As a self-employed individual, you need to be in your current business for at least 3 years with a total business experience of 5 years.
  • Your enterprise should be in a profit-making business for the past 2 years with a minimum turnover of INR 10 lakhs and a minimum annual income of INR 2 lakhs.
  • CIBIL score of 750 or more

The final eligibility for the loan amount will also depend on certain other factors including our policy at the time of loan application.

Documents Required for a Business Loan:

Given below are some of the basic required documents for a business loan. Please note that depending on your profile and our policy, additional documents may be requested.

  1. Identity proof (PAN card)
  2. Proof of Address
  3. Bank statements (past 6 months)
  4. Latest ITR with income computation, balance sheet, profit and loss account (past two years)
  5. Proof of business existence like Trade license / Establishment / Sales Tax Certificate.  

*Terms and conditions apply.

Apply for Business Loan

Contact Us

Branch Address 1

301, Third Floor, Agora Business Park, S V Road, Near Kora Kendra, Borivali West, Mumbai - 400092, Maharashtra.

Branch Address 2

2nd Floor, Kalpataru Square, Kondivita Road, Near Trade Star, Marol Pipe Line, Between Chakala & Airpot Road Metro Station, Andheri (East), Mumbai - 400069, Maharashtra

Branch Address 3

Second Floor, Unit No. 21-22, Kalpatru Square, Kondivita Road, Off. Andheri Kurla Road, Andheri (East), Mumbai – 400059, Maharashtra

Branch Address 4

5th Floor, C-Tower, Times Square Building, Marol, Gamdevi, Andheri Kurla Road, Andheri ( E) , Mumbai - 400059

Branch Address 5

10th Floor, Office No.101, 102 & 103, 2 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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