Gurgaon is a true financial, industrial, and technology hub in northern India. Gurgaon has witnessed an economic boom and infrastructural progress. Many financial institutions have made an entry into the city and have blossomed. Fullerton India business loan in Gurgaon adds value to your business-related decisions by understanding your entrepreneurial needs. A Business loan can help you to meet your business’s working capital needs, or towards expanding your existing business to new levels. An unsecured Business loan from Fullerton India up to Rs. 50,00,000* can be obtained at attractive interest rates  with flexible repayment tenures upto 48 months*. You can apply online and track the status of your loan application online at any time. A Fullerton India business loan in Gurgaon assists small business owners with the budding needs of their business.

Fullerton India offers the following Benefits with Business Loan in Gurgaon:

1. Business Loan Eligibility:

Fullerton India’s business loan in Gurgaon is available to self-employed individuals as well as small business owners. You may be a proprietor, private limited company, or a partnership firm. However, here are some basic eligibility for a business loan in Gurgaon:

  • You need to be associated with the current business for a minimum duration of 3 years. This needs to be in addition to a total of 5 years of business experience that you need to have.
  • You need to be of a minimum age of 22 years at the time of loan application and maximum age of 65 years at the time of loan maturity. 
  • Your entity needs to have a minimum annual income of Rs. 200,000 per year.

Additionally, other parameters such as CIBIL score, tax payment records, bank balance stability, credit utilization ratio, repayment history, etc. will also be considered to determine loan eligibility.

Fullerton India offers a business loan eligibility calculator that helps you in checking your business loan eligibility based on a few factors. All you need to do is to enter some details like location, age, net annual profit, and current EMIs. This will give you an estimate of the maximum business loan amount you may be able to get. If you require a higher amount, you may apply with a co-applicant or you may choose a secured business loan from Fullerton India instead, which offers you loans upto INR 5 crores* secured against residential or commercial property.

2. Quick Approval:

Our transparent processes and digitally enhanced procedures ensure that your application is processed as quickly as possible. Subject to meeting required eligibility criteria and successful document verification, you can get the funds within 72 hours. 

3. Easy Documentation:

Fullerton India documentation for business loans is very easy to understand. The basic required documentation is as follows:

  • Your proof of identity and proof of address 
  • Last 6 months bank statements
  • Latest ITR along with the computation of income
  • Last 2 years balance sheet
  • Last 2 years profit and loss account, and trade license/establishment/sales tax / GST certificate.

Depending on your profile, requirement and Fullerton India’s policy at the time of loan application,  there could be a few more documents required. After successful verification of all documents, you will get the approval and post that your business loan will be credited into your account. 

4. Business Loan EMI Calculator:

Fullerton India offers a business loan calculator to give you an estimate of your future monthly expenses. This information is provided to you in a few seconds. All you need to do is to enter your preferred tenure, rate of interest, and loan amount and you will get your monthly outflow. Based on this, you can select a tenure so that the EMI will be within your monthly budget.

*T&C Apply

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Contact Us

Address:

2nd Floor, SCO 41&42 & 43Sector 31 & 32-A, Gurugram - 122004 Haryana

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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