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As a chartered accountant you are great at offering advice, doing audits and creating solutions based on the financial records of your clients. However, if you want to scale your own operations, you may need extra working capital to extend your office premises, expand your team, and much more.
We understand your needs for quick financing and so we are here to offer customised business loans for chartered accountants. Our digital lending processes along with fast disbursals help you expand or consolidate your practice and business at the right time.
Features And Benefits
Unsecured Business Loans up to 50 Lakhs*
Get loans upto 50 lakhs* through a smooth process.
Quick, hassle-free loan application
Our loan application process is very simple and can be initiated online
Flexible repayment option
Choose a suitable tenure varying from 12 to 60 months.
No collateral*
Business loans for chartered accountants are available without collateral or guarantors*
Minimum documentation
No lengthy paperwork required! We can also pick up your documents from your doorstep.
*Terms and Conditions apply
FAQs
Is there any age eligibility criterion for me to apply for a Business Loan
You need to be at least 27 years of age to apply for a Business Loan under the 'Self Employed Business Category'. A relaxation of 2 years will be made if you are a non-professional. You cannot exceed 65 years of age at the time of Loan Maturity.
Are there any eligibility criteria that my business entity should meet for me to apply for a loan?
Yes, the annual turnover of your business should be between 10 Lakhs and 100 Crores*. Further, your business needs to be in continuity for the last 3 years showing positive trends in turnover and profit for the last 2 years. Your Income Tax Returns of the last 2 years should reflect taxable income of above 2 Lakhs per annum.
*Should your turnover be above 30 Crores, please refer to the SME Loans section to understand the solutions that are designed for the SME segment.
What is a Business Installment Loan?
Business Installment Loans are the loans, which are used to meet medium term working capital needs.
How can I repay my Business Loan?
You can repay the loan in equal monthly installments (EMIs). The loan can be repaid through post-dated cheques. You can also repay through an ECS mandate to your bank.
What is an EMI?
EMI or 'Equated Monthly Installment' is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components.
Do I need to hypothecate my assets or provide any other collateral to avail a Business Loan from Fullerton India?
You do not need to hypothecate any assets to avail a Business Loan from Fullerton India.
What is the maximum loan amount I can avail?
You can avail up to a maximum of 50 Lakhs. The amount would be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.
Can I foreclose or prepay my loan?
Yes, you can repay your loan at any time during the loan tenure.
Is there any advantage that I can get if I have already availed a loan from Fullerton India earlier?
Yes, if you are an existing customer of Fullerton India, you will get additional benefits in processing time as well as in the interest rate.
* Loans are at the sole discretion of Fullerton India and are subject to guidelines of the Reserve Bank of India. Fullerton India may engage the services of marketing agents for the purpose of sourcing loan assets in certain locations.
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