Become Our Partner & Get Flat Payout Up to Rs. 20,000

Become Our Partner

To become our loan referral partner today, download the Fullerton India Saathi app and enjoy the full benefits of our digital partnership program!

At Fullerton India, we believe in consistently reinforcing our digital infrastructure so as to make our services to customers convenient, fast and easy. Now, we are extending our digital services to important stakeholders as well. As our loan partner, you will be able to seamlessly offer a variety of Fullerton Direct products to your customers at very attractive rates.

Download the app today*, and become a Fullerton India Partner in just a few simple steps!

Benefits of the Program

Here are a few benefits of the Fullerton India Partner program:

Referral Fee: At Fullerton India, we value and respect each and every customer. Thus, our loan partners get a referral fee for every customer whose loan gets disbursed.

Timely Payouts: Referral fees will be paid to the partners as per the agreed upon terms & conditions

Accurate Analytics and Reports: Our CRM based architecture for lead tracking and commissions ensures transparency at every level of the process, and analytics to help you optimize your own business model better

PAN India Coverage: Fullerton India has a country wide presence, providing services to almost 3 million customers. Thus, you can refer customers from any part of the country, and rest assured that their financial needs will be catered to.

Referral Payout Structure

Once you download the loan referral app and become our digital partner, you will get a fixed referral fee for every lead who becomes our customer. From the comfort of your home, you can earn upto INR 20,000 as referral fees for every successful referral. Please note however, that the referral fee will depend on the disbursed loan amount. Download the Fullerton India Saathi app today to know more.

Why Partner with Fullerton India?

Easy Process: Our process for enabling you to become a partner is very simple and can be easily completed through our mobile application. All you need to do is enter your basic information and upload documents. You will be given confirmation within 48 hours* of document verification.

Minimum Business Commitment: At Fullerton India, we respect all our stakeholders. We welcome you to become a part of our digital journey and grow your business.

Minimal Business Setup Required: You can become a loan partner with a minimal business setup. Our documentation process is easy and hassle free, and we ensure complete transparency in the empanelment process.

How to Become our Partner

To become a Fullerton India Partner, please follow the steps below:

Click on the “Download the App” button on the top of this page to begin your journey

Enter your mobile number. You will be sent an OTP for verification.

Please enter the OTP and click on “Proceed”

Enter your personal details such as PAN, date of birth, agency name, etc.

Enter your banking details

Please note that in steps 2,3 and 4 above, you will be asked to upload documents such as photo, Aadhaar copy, etc.

Once this is done, you will be shown a digital agreement for partnership with Fullerton India. Please go through the agreement carefully.

If you are in agreement with the terms, click on “Accept”. The agreement will be e-signed.

You will be shown a message with a MPIN number that will be required when you login for the first time. Please make a note of this and then login to the app.

Your documents will be verified and post all checks, you will be confirmed as a Fullerton India Loan Partner.

You can now start uploading leads through the app.

Please note that this signed and executed copy will always be available to you for viewing on your dashboard anytime you log into the app.

*Terms and Conditions apply. Please note that the app is currently available for android users only and can be downloaded from Google Play Store

FAQs

Is there any Eligibility Criteria for becoming a partner?

To become a Fullerton India Loan Partner, you need to be a resident Indian citizen above 21 years of age.

What details do we need to provide before registration?

While registering for the Partner program on the app, you will be asked to provide the following details:

Personal Details: Name, Photo, PAN, Date of Birth, Address, Mobile number, email ID
Business Details: Address, Name
Bank Account Details: Name of the bank, account number, IFSC Code, etc.
Consent to Fullerton India for accessing your Bureau details

How can I make changes to my profile details entered while creating the partner account?

Only the following details can be changed once you have become a Fullerton India Partner:

Mobile Number
Email ID
Address
Bank Account Details

These details can be updated in the “Profile” section of your Fullerton Direct Partner App

What are my responsibilities as a Partner?

As a Fullerton India Partner, here are some of your responsibilities:

Obtain customer’s consent for application of loan with Fullerton India
Timely upload of leads along with complete documentation
Good quality referrals
Ensure that the referral fits as per Fullerton India’s eligibility criteria
Correct and accurate entry of information
Adherence to compliance and policies and Fullerton India’s Code of Conduct as per the agreement

When will the Payout be credited?

As per the agreement, you will receive your payout as per the terms and conditions of the partner agreement. The Payout details will also be updated on the Fullerton India Partner App. You will also receive a SMS/notification when the referral fee for a successful loan disbursal gets released to your Bank account

Do I need to pay some amount to become a Partner?

No, you don’t have to pay anything to become a partner. You are welcome to become a Fullerton India Partner free of cost.

How can I track the status of the leads sourced by me?

Every lead sourced by you will be visible on the App. You will be given detailed status of every lead and at what stage of processing they are currently in
We will also be providing regular SMSs/notifications in the app, as and when the status of a lead referred by you changes

What are the different types of loan products being offered?

You can use the Fullerton India Partner Referral App to refer customers looking for the following products:

1. Salaried Personal Loan: This product caters to the financial needs of salaried customers looking for personal loans. The product’s features are as follows:

Loan Tenure	12- 60 months
Interest Rate	11.99% - 24.99%
Loan Amount	INR 50,000- INR 25 lakhs
Age	Min 25 years of age at the time of loan application and maximum 65 years at the time of loan maturity
Minimum income	INR 25,000/month
No. of years in job	1 year in current job and total 3 years of experience

2. Self-employed personal loan: This product caters to the financial needs of self-employed customers looking for personal loans. The product’s features are as follows:

Loan Tenure	12- 60 months
Interest Rate	19.00% - 30.00%
Loan Amount	INR 50,000- INR 10 lakhs
Age	Min 25 years of age at the time of loan application and maximum 60 years at the time of loan maturity
No. of years in business	Minimum 2 years in business

What are the requirements to fulfill a lead sourced by me?

You would need the digital copy of the following documents handy to avail full benefits of the online Personal Loan/ SME Loan application sourced by you, as well as and the customer consent form. Please note that the uploaded documents should be in .jpg, .jpeg or .pdf format only.

Customer’s Photo
Identity Proof as per KYC Checklist (Original Photo)
Address Proof as per KYC Checklist (Original Photo)
Latest salary statement/ GST or ITR as Proof of Income
Bank statements
Customer’s consent for application of loan with Fullerton India

What are the requirements to fulfill a lead sourced by me?

Customer’s Photo
Identity Proof as per KYC Checklist (Original Photo)
Address Proof as per KYC Checklist (Original Photo)
Latest salary statement/ GST or ITR as Proof of Income
Bank statements
Customer’s consent for application of loan with Fullerton India

What are the general terms & conditions of the loan facility being offered to the customer?

The general charges for loans will be as follows:

FICCL Personal Loan Agreement – Version XII/November 2019

Charges Sheet

Collection of Cheque/Cash (Per Collection)	An amount not exceeding Rs. 300/-
Swap charges – Substitution of post-dated Cheque with ECS (Per Instance)	An amount not exceeding Rs. 500/-
Swap charges for substitution of bank for ECS (Per Instance)	An amount not exceeding Rs. 500/-
Loan Cancellation Charges (loan cancelled before first EMI)	An amount not exceeding Rs. 1000/-
Cheque/ECS/NACH Dishonor Charges (per dishonor of Cheque/ECS/NACH per presentation)	An amount not exceeding Rs. 300/-
Prepayment Charges	No part payment of the loan shall be allowed In case of prepayment of entire loan with interest amounts outstanding 0 to 6 EMI (s) fully paid – No repayment allowed 7 to 17 EMI (s) fully paid; 7% of the principal loan amount outstanding of the date of prepayment 18 to 23 EMI (s) fully paid; 5% of the principal loan amount outstanding of the date of prepayment 24 to 35 EMI (s) fully paid; 3% of the principal loan amount outstanding of the date of prepayment or such other amount as may specified by FICCL from time to time No prepayment charges shall be applicable in case of prepayment is after 36 or more EMIs fully paid
Proceeding Fee of refund	An amount not exceeding Rs. 250/-

I understand that all National Electronic Fund Transfer (NEFT) instructions are irrevocable and there is no facility for giving stop payment instruction in respect of remittances through NEFT.

Who will handle customer queries once the Loan has been disbursed?

All customer queries will be handled by Fullerton India. Customers can reach out to us on our toll free number: 1800 103 6001 or write to us at: [email protected]

*Terms and Conditions apply

* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.

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Loan Referral Partner Program