Personal Loans are that form of financial assistance that you can avail of in case of any unexpected expense which goes over and above your normal expenses. Personal loans are taken by our customers for reasons such as financing wedding expenses, much-desired travel/trip, to pay for the child’s education, any medical emergency, or even for big-ticket purchases of electronic devices, etc., home repairs and even for debt consolidation. 

Benefits of Rs. 10 Lakh Personal Loans:

The Benefits of Personal Loans from Fullerton India are:

  • Timely and Accessible – The loan helps our customers to handle periods requiring extra finance with the minimum of stress.
  • Easy Approval for the loans – The process to check personal loan eligibility is very easy and the personal loan eligibility requirements are quite basic and inclusive to a large number of people.
  • Competitive Interest rates – The interest rates are competitive and range between 11.99% - 36.00%. 
  • Flexibility in terms of the loan – You can choose with flexibility - the repayment period or interest rate you prefer, and get a customized loan. The repayment period can vary from 12 months to 60 months. 

Personal Loan Eligibility:

You can check your personal loan eligibility by logging on to the Fullerton personal loan eligibility calculator – wherein you put the details of your city, your monthly income, and your preferred rate of interest and your monthly outgoing EMI’s. This will give you an idea of what kind of loans you will be approved for easily and you can check these details on the personal loan EMI calculator on the site to know the EMI amount before applying.

Personal Loan EMI Calculator:

Our Personal loan EMI calculator can help you for calculating the amount on your 10 lakh personal loan EMI.

We can take an example of a 10 Lakh loan which is a common amount that is much in demand as it is sufficient to satisfy most requirements.




24 months



32 months



48 months



In the Personal loan EMI calculator, you can keep changing the parameters preferred by you till you hit upon your ideal parameters and request those. The company will try its best to accommodate you depending on your credit history and credit risk posed by you.

Factors Influencing the Rate of Interest at Fullerton India:

  • Your credit history
  • Your monthly income
  • The loan amount
  • Your fixed monthly obligations including any outstanding loans

As a rule, the lower your credit risk the lower the interest rate offered to you. By responsibly taking loans and returning them on time you can build a good credit history.

Aadhaar Card and PAN Card:

Giving the details of your Aadhaar card and PAN card further simplifies the process of being approved for and getting the personal loan. Once you are approved for a personal loan the amount is transferred quickly into your personal bank account and is ready to be used by you. 

Getting a 10 lakh loan from Fullerton is easy and quick and can be the answer to your short term financial woes. Borrowing responsibly allows you to manage your financial expenses while also raising your credit score.

12 Months
36 Months
60 Months

Your Calculated EMI*


Reasons to buy

You can take our personal loan for a variety of reasons.

Wedding Expenses

Higher Studies

Exotic Vacations



Knowledge Center

View All
5 Reasons Why Borrowing Money from Friends is Not a Good Idea

5 Reasons Why Borrowing Money from Friends is Not a Good Idea

Close friends and family members are always willing to bail us out of difficult situations. It has been a common practice…


How to Increase your Personal Loan Eligibility (6 Easy Ways)

How to Increase your Personal Loan Eligibility (6 Easy Ways)

One of the most attractive features of a personal loan that makes it unique is, there is no end-usage restriction placed…


How a Personal Loan can Improve Your Credit Score?

How a Personal Loan can Improve Your Credit Score?

You can apply for a personal loan to arrange funds for any purpose including buying an electronic gadget, travelling on a…


7 Questions to Ask Before Taking a Personal Loan

7 Questions to Ask Before Taking a Personal Loan

When you need funds urgently and without having to worry about pledging any collateral, then you are likely to avail of a…