At Fullerton India Credit Company Ltd. (“Fullerton India”) we are strongly committed to protect the
personal and financial information that customer submit to us and would endeavor to protect it from
unauthorized use.
Collection of Information
In the course of using this website or availing the products and services vide the online application
forms and questionnaires, Fullerton India may become privy to the personal information of its
customers, including information that is of a confidential nature.
Fullerton India is strongly committed to protecting the privacy of its customers and has taken all
necessary and reasonable measures to protect the confidentiality of the customer information and its
transmission through the world wide web and it shall not be held liable for disclosure of the
confidential information when in accordance with this Privacy Commitment or in terms of the
agreements, if any, with the Customers.
In addition, like most Sites, Fullerton India will use small bits of data called “cookies” stored on user’s
computers to stimulate a continuous connection. “Cookies” let store information about customer
preferences and passwords and allow customer to move to different pages of our secure Site without
having to re-enter your password information. Any information collected is stored in secure databases
protected via a variety of access controls and is treated as confidential information by Fullerton India.
Therefore, customer should be careful with usage of the username and password by maintaining
confidentiality and ensure that customer do not knowingly or accidentally share, provide and facilitate
unauthorized use of it.
Use and disclosure of Personal & Financial Information
Fullerton India will protect customer personal information against unauthorized use, dissemination or
publication in the same manner in which Fullerton would protect its confidential information of like
nature. However under certain conditions Fullerton India may share this information.
Fullerton India may use the personal information to improve its services to customer and to keep
customer updated about our new products or other information that may be of interest to customer.
Fullerton India may share information in the course of normal business operations, such as providing
services customer has subscribed for, and any activity related to these services such as collection of
fee. It may become necessary for Fullerton India to disclose customer personal information to its
agents and contractors in the course of normal business operations for the above referred purpose.
However these parties would be required to use the information obtained from Fullerton India for such
purposes exclusively. Fullerton India will endeavor to take all reasonable steps to ensure that the
confidentiality of customer information is maintained by imposing strict confidentiality standards on all
the third parties to whom it discloses such information.
Fullerton India may be required to disclose customer personal and financial information to the
statutory authorities in connection with any legal process that may be initiated by such authorities in
accordance with applicable laws.
Fullerton India may also share customer information to provide customer with superior services and a
range of offers. Fullerton India may use this information to advise customer of products, services and
other marketing materials, which Fullerton India think, may be of interest to customers. Fullerton India
may also invite visitors to this site to participate in market research and surveys and other similar
activities. If one desires Fullerton India to limit such sharing whereby one would not like to be
informed of offers available one may contact Fullerton India at Namaste@fullertonindia.com. Otherwise, Fullerton India will use the customer information to improve the visitor experience on the
site and make subsequent offers to the visitor on products which may be of interest to him / her.
The customer authorizes Fullerton India Limited to exchange, share, part with all information related
to the details and transaction history of the Customers to its Affiliates / Subsidiaries / banks / financial
institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing
network as may be required by law, customary practice, credit reporting, statistical analysis and credit
scoring, verification or risk management and shall not hold Fullerton India liable for use or disclosure
of this information.
Exclusions from Privacy Policy
Other websites that customer may access via website may have different privacy policies and access to
such web sites will not be subject to this privacy policy. Fullerton India recommends that customer
read the privacy statement of each such website to find out how they protect customer personal
information.
Amendments
Due to changes in legislation or enhancements to functionality and content on the website, Fullerton
India may make changes to privacy policy (without being obliged to do so) and would reflect those
changes in this privacy policy statement. Hence customers are requested to go through the privacy
policy statement on a regular basis.
Non Binding
Please note that this privacy policy does not create any contractual or other legal rights in or on behalf
of any party, nor is it intended to do so.
Prohibited Actions
While using this Site, customer agrees not to, by any means (including hacking, cracking or defacing
any portion of the Site) indulge in illegal or unauthorized activities including the following:
- Restrict or inhibit any authorized user from using this Site.
- Use the Site for unlawful purposes.
- Harvest or collect information about Site users without their express consent.
- "Frame" or "mirror" any part of the Site without our prior authorization.
- Engage in spamming or flooding.
- Transmit any software or other materials that contain any virus, time bomb, or other harmful
or disruptive component.
- Remove any copyright, trademark or other proprietary rights notices contained in the Site.
- Use any device, application or process to retrieve, index, "data mine" or in any way reproduce
or circumvent the navigational structure or presentation of the Site.
- Permit or help anyone without access to the Site to use the Site through your username and
password or otherwise.
At Fullerton India, we only do what’s right for you and will at all time strive to ensure your privacy. |
