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Financial requirements can arise anytime and anywhere. A Personal Loan will be a viable funding solution which can be used to :-

  • Fund your child's marriage
  • Fund your dream vacation
  • Furnish your home
  • Fund higher education
  • Purchase a dream vehicle

Whether it is funding any family or personal financial requirement, our simple and flexible loan offerings will ensure that your changing needs are met with a peace of mind.

Fullerton India offers you the easiest, quickest and most convenient application for a Personal Loan.

Fullerton India Advantage

  • A funding model that is designed to satisfy your financial requirements without the need to submit any collateral or property.
  • Our smart products and competitive offerings are what differentiate us from the others
  • You can now get instant eApproval for your Personal Loans.

Documentation

Salaried
  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/Voter ID card/Driving License/PAN Card)
  • Address Proof (Ration card/Telephone Bill/Electricity Bill/Rental agreement/Passport copy/Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Bank Statements (Bank statement/Bank Passbook for last 6 months) OR Last 3 months salary slip
  • Form 16
  • Income Tax Returns for last 3 years
  • Processing fee cheque
Read More >
Self Employed
  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/Voter ID card/Driving License/PAN Card)
  • Address Proof (Ration card/Telephone Bill/Electricity Bill/Rental agreement/Passport copy/Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Proof of business existence
  • Bank Statements (Bank statement/Bank Passbook for last 6 months)
  • Profit and loss statement for last 3 years
  • Balance sheet for last 3 years
  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  • Processing fee cheque
Read more >
Other Details:
  • Loan Repayment Tenure - Min. 12 Months, Max. 60 Months *
  • Annual Interest Rate - Min. 11.99%, Max. 23.99% *
  • *The exact tenure and interest rate may vary as per the policies of the company in vogue, based on and not limited to the customer profile, past track record, loan amount etc.
Reference loan quote for amount Rs. 20 Lac (example):
  • Rate: 13.49%
  • Rate type: Fixed (Monthly reducing)
  • EMI: Rs. 54,143
  • Tenure: 4 Years(48 Months)
  • Loan Amount: Rs. 20 lacs
  • Processing Fee: Rs. 50,000 #
  • #Excluding service tax and other statutory government levies